Ndingatenga Sei Nhepfenyuro I Zvikwereti zvePodfolio yangu?

4 Nyore uye Nzira Dzokukurumidza Kuita Mari Yangu Mari

Iye zvino zvawakadzidza zvose zvezvinhu zvakanyanya zveChitsauko I zvisungo zvekuchengetedza, unogona kunge wakagadzirira kuwedzera pane zvepodfolio yako. Sei, iwe, iwe unoenda sei nekutsinhanisa mune zvisungo ? Hezvino nzira ina dzakanyanyisa dzekutsvaga mu Series Series I kuchengetedza zvisungo. Kana uchinge waita, unogona kutanga kutora mari inowanikwa muzvikwereti pazvisungo zvako zvehutano pasina nguva.

Chimwe chinyorwa: Sezvawakadzidza muNhepfenyuro Ikusungirwa kusungirwa kusungirwa kwebasa rekugadzirisa gore negore , iwe unongopedzerwa nemari yose iwe unogona kuisa muChete I mazvisungo zvekuchengetedza nenzira iyo iwe unotenga kusungira imwe neimwe. Iwe unogona kutenga kusvika ku $ 5,000 muzvigwaro zvepatipi zvemuviri uye $ 5,000 mumagetsi zvakanyorwa zvakanyoreswa kuburikidza nepurogiramu yeHaiduryDirect, kana kuti $ 10 000 zvakakwana, gore negore.

1. Kutenga Electronic Series I Zvikwereti Zvokuchengetedza kuburikidza neHaimari

IUnited States Treasury Dhipatimendi ine iyo inoshandisa nhoroondo yeIndaneti inonzi TreasuryDirect. Kuvhura nhoroondo neHaiduryDirect kwakafanana nekuzarura kero yekuongorora kana kuchengetedza kubhengi rekuno. Kana wambotenderwa, unogona kutanga kutenga Series I kuchengetedza zvisungo pakarepo. Zvikwereti zvekuchengetedza zvinowanikwa zvakananga kubhengi yako mune zvemagetsi (haungagamuchiri pepa rebhadhiro chekushandisa uchishandisa nzira iyi yekutsvaga mari muzvisungo). Chimwe chikomborero chikuru cheyu nzira ndechokuti iwe unogona kuisa mari ipi zvayo yaunoda ye $ 25 kana kupfuura, kune penny, mu Series Series. Izvozvo zvinoreva kana iwe uine $ 87.23, iwe unogona kuisa iyo kushanda, pane kuti uwane chete $ 50 kana $ 100 zvisungo. Kune vashandi vashoma, iyi inobatsira zvikuru iyo inoita kuti kuponesa kana kuisa mari zvive nyore. Izvo zvinoita kuti zvive nyore kunyatsotevera dhora rinodhura purogiramu yepamusoro nokuti iwe unogona kurayiridza hurongwa kuti uite zviito zvekutsvaga iwe uye nguva dzenguva dzose.

2. Kutenga Nhepfenyuro I Zvikwereti Zvokuchengetedza paKunzvimbo Yenyu Yenyika kana Chekuita Kwemari

Mazhinji mabhenji emunharaunda anotengesa Series I kuchengetedza zvikwereti panzvimbo yeChechi. Iwe unogona kufamba mumasuwo, enda kumudzidzisi, uye unoti iwe unoda kutenga ine kusungwa. Vachakutsanangurira nenzira yakarurama. Nyaya Izvisungo zvinowanikwa pahutano hwepamusoro; semuenzaniso, mari ye $ 50 inodhura iwe $ 50.

Mushure mekunge mabhadhara bhadha yenyu uye mazadza ruzivo rwehuyo, muchagamuchira yakadhindwa yekuchengetedza chikwata chekuchengetedza mukati me mail mukati memakore gumi nemashanu ebhizimisi.

3. Nhepfenyuro yeIndaneti Inzvimbo Nezvivako Zvinyorwa Zvitsva I Savings Bonds

Zvichienderana nekutengesa kwezvemari yako, unogona kukwanisa Shanduro I kuchengetedza zvikwereti kuburikidza newebsite yebhangi, nekukuchengetedza rwendo kuenda kune rimwe divi rebazi. Kana iwe uchitenga Soro Izvisungo zvekuchengetedza paIndaneti, unofanirwa kugamuchira zvigwaro zvepatikiti mukati me15 business business. Zvisungo izvi zvinobudiswa neUnited States Treasury uye inosvika kuburikidza nemeyili.

4. Kuisa muChechi I Zvikwereti Zvokuchengetedza kuburikidza neHandi Mubhadhari Mipiro Yekuchengetedza

Vamwe vashandi vakasika zvirongwa zvekubhadhara mari yekubhadhara izvo zvinokubvumira kuisa muChete I mabhengi ekuchengetedza kuburikidza nekubviswa kwepabhesi nguva dzose. Nokusaona mari, iwe uri kunyatsotevera kubhadhara iwe purogiramu yekutanga .

Zvimwe Pamusoro peNhepfenyuro I Savings Bond

Iwe unogona kuverenga Mutungamiri wedu wekutsvaga muChechi I Savings Bonds . Izvi zvichakutungamira nematoni ezvinyorwa pamusoro pezvisungo zvekuchengetedza, kunyanya nhepfenyuro yandinosunga bhadha, kusanganisira maitiro aunogona kuwedzera kwavari pamasitoreti ako, miganhu yegore rokutenga, umiridzi wezvinodiwa, mutero wekubhadhara, nezvimwe zvakawanda.