Nzira Yokugadzira Mutero Wekukwereta Zvishoma NeChirangaridzo Chekuchengetedza Maitiro

Ramba Kuchengeta Mazano Anogona Kukuchengetedza Nguva NeMari Pamitero Yako

Kana nguva yemutero inouya, iwe unotsvaira pamapuranga emapepa uchitsvaga magwaro iwe unoda kugadzirira mitero yako inodzoka? Iwe hauna chokwadi cheko marekodhi aunofanira kuchengeta uye ndeapi ayo iwe unogona kukanda zvachose? Wadii kuita kuti upenyu hwako huve nyore uye huve nechokwadi chokuti hauna kukanganiswa chero kupi zvako kunotswa kuburikidza nekugadzirisa yako rekuchengetedza rekodhi system pakutanga kwegore uye uchirichengetedza kusvika kune imwe nguva? Heino nzira.

Chikonzero Nei Uchifanira Kuchengetedza Marekori

Nehuwandu hwehupenyu hwemari hwevanhu vose huripo paIndaneti kana muhuwandu hwemagetsi, hazvisi zvishoma kuti vanhu varambe vaine zvinyorwa zvavo zvakakodzera pane imwe nzvimbo. Izvozvo hazvirevi kuti chiremba chekuchengeta maitiro iwe unotora hachigoni kuva magetsi, zvinongoreva kuti zvinofanira kurongeka uye kuchengeta zvose zvaunoda mune imwe nzvimbo yakachengeteka. Kana iwe uchichengeta zvinyorwa zvemapepa, ita mari mumvura- uye moto-uchapupu hwakachengeteka. Zvichida funga kuchengeta makopi akawanda munzvimbo dzakasiyana. Kana ukasarudza kuenda kudijiti, iwe uchafanirwa kuverenga mune izvo zvinyorwa zvaunenge uri mucopikisi, asi zvinonyanya kukosha, iva nechokwadi chekuti mafaira acho akachengetedze uye ave nekuchengetedza.

Hakusi kungova nekodhi rakarongeka kunoita kuti zvive nyore uye zvisinganyanyi kunetseka kuti iwe udzorere mutero wako wekudzoka, asiwo unova nechokwadi chokuti iwe unogona kushandisa zvakakwana kudhakwa kwose kana mutero wechikwereti iwe unokodzera. Chinonyanya kukosha, kuchengeta zvinyorwa zvinokubatsirawo kuti utsanangure chimwe chinhu pakudzoka kwako kuti Internal Revenue Service (IRS) inogona kubvunza mubhuku rekuongorora.

Kungoisa zvinyorwa, kuchengeta zvinyorwa zvakarurama zvinogona kukuwana iwe wose wemitero inobhadhara iwe unokodzera uye nekudzivirira iwe kubva pakubhadhara mitero yakawanda uye zvikwereti zvezvinhu zvisingabvumirwi.

Zvinyorwa Unofanira Kuzvichengeta

Bhuku rako rekare, software yebhajimenti yako pachako, kana zvishandiso zvebhandi paIndaneti zvinogona kukubatsira kuti uyeuke mari uye mari inofanirwa kutaurirwa pamutero wako wekubhadhara, asi bhokiti kana software chete haisi minyoro yakakwana yekuratidza kuderedzwa kwemari.

Mukuwedzera kune uchapupu hwekubhadhara (kubhadhara chekuchera, kadhi yemakadhi yemakadhi, nezvimwewo), iwe unoda mavovoti, mabhizimisi, mashizha ekutengesa, kana mamwe magwaro akanyorwa anotsanangura chaizvo izvo iwe waibhadhara. Kudzingwa kwaunoda kunyora kunogona kusanganisira alimony, zvipo zvezvipo, kutora chikwereti, kutarisira vana, uye mitero yeimba. Kana iwe uchibhadhara nemari, tora dati uye isayiniti risiti inoratidza muwandu wehuwandu uye tsanangudzo yakarongeka yezvakatengwa.

Kuti uratidze kuti iwe wakanyatsotsvaga mari yezviwanikwa zvakadai sematokisi, zvisungo, uye mutengo wemari, iwe unoda kukwanisa kuongorora nheyo yako uye kana iwe une pfuma kana kurasikirwa paunotengesa. Zvinyorwa zvako zvinofanira kuratidza mutengo wokutenga, mutengo wokutengesa, uye mishoni, zvikamu zvakagamuchirwa nemari kana kuti zvakadzorerwa, kugoverana kwezvikwata, mitero yemitoro, uye yekutanga kutengesa kushandiswa (OID). An Excel spreadsheet inzira yakanaka yekucherechedza ruzivo urwu, asi kunyange chirevo kubva kumubhadharisi wako kana mutungamiri wezvemari kana purogiramu yakanyorwa uchanyora.

Kana iwe wakabhadhara mari yakabhadharwa kubva pane yako yekubhadhara, yakadai sekubatanidza mari, mari yemishonga yemishuwarenzi, kana kuti 401 (k) mipiro, iva nechokwadi chekuchengeta mari yako yekubhadhara sechiratidzo chokubhadhara.

Kunyange zvakadaro hauzive kuti chii chaunofanira kubatisisa? Heano mamwe ezvinyorwa zvakajeka zvakanyorwa iwe unofanira kuchengeta:

• Fomu W-2 uye 1099
• Bank statements
• Brokerage uye mutual fund statement
• Fomu K-1 (kubatana)
• Kutengesa mashizha
• Invoice
• Kadhi kadhi risiti
• Kucheneswa cheki kana humwe uchapupu hwokubhadhara
• Pamba kutenga nekutengesa zvibvumirano, zvinyorwa zvekuvhara, uye zvinyorwa zve inshuwarisi

Inguva Yakadii Unofanira Kuchengetedza Marekodhi

Kunyange zvazvo zviri pamutemo iwe unongodiwa chete kuchengeta marekero emitero kwemakore matatu kubva pazuva rawakapa mari yakabhadhara mutero unosvika, iwe unofanira kuchengeta kopi yako chaiyo yekutengesa, W-2, 1099, nezvimwe, zvisingaperi. I IRS inoparadza mutero wepakutanga mushure memakore matatu, uye iwe kana vagari venhaka yako vangada ruzivo kubva pane zvadzoka pane imwe nguva, kana iwe ungazopedzisira uchida kuratidzira zvaunowana nokuda kweNational Security zvinangwa.