Online Banking: Maitirwo Akutanga, Zvaunofanira Kuita Online
Bhizinesi yepaIndaneti inokupa kukwanisa kushandisa mari yako paIndaneti - pamusoro peInternet, uchishandisa kombiyuta yako kana foni - panzvimbo yekushanyira bazi rebhangi.
Kunze kwokuchengetedza nzendo kubazi, unogona kuona zviyero zvebhuku, kutengesa mari pakati pezvakaitika, nezvimwe zvakawanda. Zvechokwadi, iwe unogona kunge uchiita zvakawanda paIndaneti pane iwe unogona pabazi (uye uwane huri nani). Iwe unogona zvakare kushandisa zvitatu zvemasangano nemapurogiramu nemamwe akawanda kupa.
Pasi peji ino, tichavhara kuti tingatanga sei kubhengi paIndaneti - unogona kukwanisa kutanga nhasi. Tichaisawo mamwe mabasa akafanana sekubhadhara zvikwereti, kuisa chekucheche nefoni yako, kugamuchira kufarira pahangu kuongororwa pasina, kubhadhara mari, nezvimwewo.
Nzira Yokubhadhara Nayo Online
Kana iwe uchangotanga, kune nzira mbiri dzebhangi paIndaneti:
- Shandisa bhadhi yako iripo.
- Vhura akaunti itsva (zvichida ine bhanhire rekutsvaga mu-online).
Shandisa Bhengi Rako Riripo kana Chikwereti
Kana iwe uine kambani yebhangi, iwe uri pakati apo. Munenge mabhizinesi ose kana chikwereti chekambani inopa michina yepaIndaneti - inongova nyaya yekuishandisa. Pachine zvishoma, chinhu chakanaka chekunyora nebhangi rebhangi rako kana webhusaiti, uye zvingave zvakakosha kutarisa mumabhanki e-online.
Chimboisa pane: Kutanga kubhengi paIndaneti neAtakiti yako iripo, iwe uchada kusayina magetsi. Muzviitiko zvakawanda, iyo inongova nyaya yekuenda kubhangi rebhangi, tichitsvaga "Online Banking" kana chimwe chinhu chakafanana, nekudhonza "Register" apo wakakumbirwa zita rekushandisa nephasiwedi.
Kana ukashandisa zvigadzirwa zvemagetsi, unogona kuita zvose panzvimbo iyo - tora chete bhizinesi rebhangi rako uye ubhalise kwezita rekushandisa uye password.
Kumbira rubatsiro: Kana nzira yacho ichikuvhiringidza, usazeza kudana (kana kushanyira) bhangi rako uye kukumbira mumwe munhu kuti akufambe nenzira iyi. Vanoda kukutumira paIndaneti nokuti iwe uchabata zvikumbiro zvekuita iwe pachako uye usingashandisi vashumiri vashoma nguva munguva yemberi.
Vhura MaNhoroondo Matsva Online
Kana iwe usina mari yebhangi kupi zvako (kana iwe uri kuedza bhanhire rekutsvaga paIndaneti), inguva yekuzarura account. Nhoroondo yebhangi yakazara yebhino inokubvumira kuchengetedza nguva yakawanda nemari , uye kubhengi paIndaneti kunokubatsira kuti ushandise zviri nani nguva yako.
Online-chete? Kutanga, sarudza kana iwe uchida kushandisa bhizinesi -bhengi chete (iyo isina mabato-uye-matope mapazi). Nzvimbo dzepaIndaneti-mabhengi chete anowanzopa zvikwiriso zvepamusoro pakachengetwa kwekodhi uye kuongorora pasina . Zvisinei, matavi emagetsi anopa mazano anokosha ausingakwanisi kuwana kubva ku-internet-bhengi chete .
Kubatanidzwa kwemabhangi: Mashoko akanaka ndeokuti iwe unogona kuva nekunakidza kwezvinhu zvose zvepasi - shandisa kambani pabhangi -uye-matenga bhangi kana chikwereti chebato uye uzarure account pane bhanhire reku-online. Indaneti mabhizinesi nguva dzose dzinoshandisa mahwendefa (achifunga kuti iwe hauna kubhadhara cheki kana kutorazve account yako ) saka hazvifaniri kutora chero chimwe chezvimwe kuchengetedza imwe kero.
Kuvhara nhoroondo yepaIndaneti: Kana iwe uchida kutanga mabhizinesi paIndaneti, unogonawo kutanga nokuvhura account yako paIndaneti. Mazhinji mabhangi iye zvino anokubvumira kuti upedze kushandiswa kwako zvachose paIndaneti (verenga nezvekuti zvinoshanda sei - zviri nyore ).
Unoda mazano pane kuti uzarure account? Zvakanakisisa kutsvakurudza nekuwana bhangi rinonyatsosangana nezvido zvenyu , asi zvakaoma kusafambidzana nemabhanki aya maviri e-online:
- Imwe Imwe 360 inopa mari dzekuchengetera mabhuku uye kutarisa mabhengi anotora chikwereti ( verenga rekuongorora ).
- Ally Bank inopa mari, mari yemisika yemari , kutarisa kufarira, nezvimwe zvigadzirwa (rega kuongorora ).
Zvinhu Zvaunogona Kuita Online
Kana ukasimuka uye uchimhanya, inguva yekutanga kushandisa account yako.
Iwe unogona kuzvichengeta zviri nyore kana uchida uye uchangotarisa zviyero zvekambani yako . Asi kana wakagadzirira zvimwe, unogona kuenda kune mamwe mabasa akawedzerwa.
Bhadhara zvikwereti: Chimwe chezvinhu zvinobatsira zvikuru pamabhengi epaIndaneti isingabhadharwi mari yebhadharo. Panzvimbo yekunyora cheki uye kutumira mubhadharo, iwe unogona kuita kuti bhangi rako riite zvose izvi kwauri - pamwe iwe uchachengetedza mari pane zvidhori. Dzidza kuti ungabhadhara sei zvikwereti zvako paIndaneti .
Gamuchira zvakawanda: Mabhanhire eIndaneti inzvimbo yakanaka yekuchengetedza kwako. Nyaya dzakawanda dziri muIndaneti dzinobhadhara kupfuura zvidhinha zvidhinha-uye-sedhaka zvinyorwa, uye internet-iyo chete mabhadharo anobhadhara mari yakanakisisa (kazhinji isina mari kana zvigadziri zvinyorwa zvemari). Mabhanki epaIndaneti anopawo mari yemakakiti maakaiti uye zvigwaro zvekuisa (CDs) kana uchida kuwana mari yakawanda.
Tsvaga kuongorora pachena (zvichida nekufarira): Zvirikuomera kuwana rusununguko rwekutarisa zvikwereti pamabhangi-ne-mortar, asi kuongorora kusununguka ndiyo inowanzo pamabhanki epakombiyuta. Chaizvoizvo, bhadha rekuInternet ingatokubhadhara iwe kufarira pamusoro pemari iri muakaunti yako yekuongorora.
Deposit checks: Kana une foni yekhamera ine kamera, unogona kuishandisa kuti uise chekiti muakaunti yako - chero nguva yezuva kana usiku. Iwe haufaniri kuwana nguva yekuenda kubazi kana kumirira mail kuti ubudise cheki iyo kubhangi rako. Dzidza kuti ungaisa sei cheki nefoni .
Pamwe chete, kana uchiri kuwana mubhadharo wako wakabhadharwa necheki, sei usina mari yacho yakangoerekana yaiswa kubhengi yako yebhangi? Vashandi vako vachakuwanira mari nokukurumidza kana iwe ukanyora kuti uende mari yakananga .
Tumira mari: Unoda kubhadhara shamwari yako yezvokudya zvemanheru kana kuti yebhadha? Kune nzira dzakawanda dzakawanda dzekutumira mari kune mumwe munhu pasina kunyora cheki kana kutsvaga kuchinjwa chaicho. Mazhinji mabhangi anopa rubatsiro rwekuita munhu-kune-munhu kubhadhara, asi mamwe mabasa (funga PayPal) kungoita sepamberi pekupedzisira kuti uwane mari yako yebhangi.
Ona maitiro ekugadzira mari yemagetsi (kazhinji kusununguka).
Shandisa mari: Unogonawo kutamisa mari pakati pebhengi rako. Kana iwe uchida kuendesa mari kubva kubhangi rimwe uchienda pane imwe - kana kungobva kuongororwa kusvika pakuchengetwa pabhangi imwechete - sangano kana webhusaiti inoita kuti zvive nyore. Unogona kutenga kunyange maCD nemari yausingadi kuti upedze chero nguva pfupi.
Nhoroondo yekutsvakurudza: Unoda kuziva kuti iwe wakabhadhara mari yakawanda sei (kana iwe wepakati pemwedzi wehurumende yebhadharo)? Mashoko iwayo angave ari munhoroondo yako yebhangi, uye iwe unogona kuzvitarisa paIndaneti. Iwe unogona kutora zvinyorwa uye mifananidzo yeongororo yawakanyora kana uchida zvinyorwa zvechinhu chero chipi zvacho, kana iwe unogona kungoongorora zvekutengeserana kuti uchengete unyengeri kunze kwekodha yako.
Enda papless: Iwe kazhinji hausi kuda mapepa emapepanhau, uye mapepa iwayo anongogadzira zvinyorwa uye anoita kuti zvinhu zvive nyore kuti zvive mbavha. Iwe unogonawo kuchengetedza zvigadzirwa, kusanganisira pepa rinoshandiswa kudhinda, inki, plastiki, uye mafuta zvinoshandiswa kutumira magwaro aya mwedzi nemwedzi. Kana iwe uchingoda chirevo (kana uchiwana chikwereti, somuenzaniso), iwe unogona kudhinda rimwe chete kana maviri iwe unonyatsoda.
Shandisa zvishandisi zvemari: Kuchenjera kuongorora mari yako. Kana iwe uchiziva kuti mari yako inotambira kupi, iwe uchaita zviri nani kushandisa mari yako zvisarudzo uye zviri nyore kusvika kune zvinangwa zvemari yako. Kune dzakawanda-zvekare-zvishandiso zvekubatsira iwe kuronga kushandiswa kwako nekugadzira budgets (kusanganisira Mint , pakati pevamwe), uye bhangi rako ringave rave rakagadzira-mumari yekushandisa mari yekushandisa mari. Kuenda paIndaneti kunokubvumira kukodha kutengesa kana kugamuchira software yako kuti iwane ruzivo rwakakodzera.
Ziva muyero wako: Kana uchida kuziva zvakawandisa iwe muakaunti yako - uye kuti yakawanda sei inowanikwa pakushandisa - nzvimbo yakanakisisa yekuwana iyo mashoko iri paIndaneti.
Wana rubatsiro: Kana uchida rubatsiro nehutano hwebasa, edza kutarisira bhizinesi paIndaneti. Kunyanya kana iwe usati uri mukukurumidza, zvingava zviri nyore kutumira zviyero zvemagetsi kumushandi webasa rekutengi panzvimbo yekudana. Kuzvigadzirira kusarudza zvinowanikwawo, uye izvozvo zvingatowedzera kusarudza kwako. Iwe unogona kuchinja kero yako, kurongedza makopi ekuongorora, uye kubata mamwe mabasa echiitiko iwe pachako.
Borrow mari: Kuwedzera pakuisa mari ( sekuongorora nekuchengetedza makero ), unogona kukwereta paIndaneti. Mabhenji emagariro anoita kuti iwe uzadzise zvikwereti, uye vatsva vatengesi vepaIndaneti vanokwereta zvakasiyana zvachose - zviri nyore kugamuchirwa, nekukurumidza, uye zvichida zvakadhura zvakakwereta.
Nzira Yokugara Yakachengeteka paIndaneti
Kubhadhara mabhidhiyo kunoita kuti upenyu huve nyore, asi hunoitawo mikana yemasevha.
Nenzira yakanaka, iwe unogona kunge wakachengeteka paunotora mari yako paIndaneti. Zvimwe zvekuchengeteka pamari yezvemari zvakasimba, uye haufaniri kunetseka pamusoro pezvigadzirwa zvekare-kare sekubivha kwemashoko uye chekucheka chekucheka. Kutaura zvazviri, Hurumende yeUnited States inokurudzira vanhu vose kuti vagamuchire Social Security (nezvimwe zvikomborero) kuburikidza nebhadharo yakananga , muchikamu chekudzivirira kukanganisa.
Humwe unyengeri huri kunze kwekutonga kwako, asi unhu hwako hunokosha - uye zvakajeka kuti ugare wakachengeteka:
- Zvikumbiro zveMashoko: Funga kaviri usati wapa ruzivo rwemunhu paIndaneti Bhengi yako haichazombokufambidzani nefoni, email, kana mavara uye bvunza nhamba yako yekambani, Nhamba yeNzvimbo yeNyika, password, kana PIN (izvo zvikumbiro zvinenge nguva dzose fishing scams ).
- Sangano rekuchengetedza: Chengetedza zvigadzirwa zvako zvakasununguka (kusanganisira kushandiswa kwemashandisirwo emasikirwo, spyware uye malware zvirongwa, nekuchengetedzwa kweAntivirus), iwe uchave wakachengetedzwa nehuwandu hwekutyisidzira. Dzivisa kushandisa makombiyuta ekare, asina kutsigirwa nemari yekutengesa.
- Nharaunda dzepakati pevanhu : Dzivisa kushandiswa kwevanhu vakawanda kuwana mabhizimisi ebhangi (kusanganisira hotspots dzisina mahwanda pamatengesi efivha, uye kunyange mahotera mahotera). Kana zvichibvira, chengetedza mabasa iwayo kana uri pamba kana kubasa pamusika waunovimba. Kana iwe uchifanira kutungamira bhizimisi kana uchienda uye uye pamusoro, shandisa foni yako yehutano yedhauni panzvimbo. Saizvozvowo, makombiyuta evanhu vose (akafanana neaya anowanika mumakamuri mabhuku) haisi nzira yakanaka yekubhengi mabhizinesi.
Kana iyo nhoroondo yako ichibatwa nekubiridzira kana kukanganisa, kune mukana wakanaka wekuti iwe uchadzivirirwa (mumabhuku ako ega - mabhizinesi ako ebhizimusi ndeimwe nyaya ). Mutemo weBurumende unodzivirira vatengi kubva kune dzimwe nzvimbo dzisina kutenderwa, asi iwe unofanira kuzivisa bhanki rako chero dambudziko rekukurumidza kudzivirira .