Kune nzira dzakasiyana siyana dzekutumira mari pamagetsi, uye nzira yakanakisisa inobva pane zvaunoda. Semuenzaniso, kutumira mari mukati meUnited States hakunzwisisiki, kana kutumira mari kune dzimwe nyika kunoda kuti usarudze kubva kune vashomanana vanoshanda.
Izvo zvinyorwa pasi apa zvinoratidza zvimwe zvekuchengeteka, zvisingabviri, zvakakurumidza, uye zvisingadhuri kusarudzwa.
P2P Mapurogiramu uye Nheyo
Nzvimbo dzakawanda dzinobvumira kuti iwe uzvipe mari yako paIndaneti pasina kana iwe ukakanda mari kubva kubhangi yako yebhangi. Debit kadi, iyo inobatanidzwa zvakananga kuongororo yako yekuongorora , inowanzosunungurwa. Zvisinei, kana ukasarudza kushandisa kadhi rechikwereti kuti uwane chikwereti panzvimbo iyo, unogona kubhadhara mari shoma (kunze kwekuti uchishandisa Square Cash).
Mari yekubhadhara ndiyo yakanaka yekutanga yokutumira mari kune mumwe munhu paIndaneti. Muzviitiko zvizhinji, vose vanotumira uye vanogamuchira vanofanira kuva nekambani nemupiki webasa.
- PayPal ndeimwe yekare kare uye inowanikwa zvakanyanya kubhadhara mitambo. Iwe unogona kushandiswa kubhadhara kutenga ne PayPal (pa eBay nedzimwe nzvimbo), asi zvakare inobatsira pakubhadhara iwe pachako. Vanhu vakawanda vamunoziva vanove vaine kero yePayPal, saka havazofaniri kusayina kwebasa rekushandira, kubatanidza ma-akhawunti ebhangi, kana kuti kuuya neshoko rekushandisa. Kuchinja kune rusununguko pavanouya kubva kubhangi yako yebhangi kana PayPal balance.
- Venmo , inobhadharwa nePayPal, iyo inobhadhara purogiramu yebhadharo inobhadhara mari kubva kubhangi yako yebhangi kana debit card. Basa racho rinozivikanwa zvikuru nemakumi ezviuru, uye unogona kusanganisira mharidzo nebhadharo rimwe nerimwe.
- Cash Cash inokubvumira kutumira mari kune uye kubva pamadhikiti ekubvisa nekutumira email kana kushandisa purogiramu. Kadhi yako yemari ichabhadharwa (saka mari ichauya kubva pakero yako yekuongorora zvisina kurongwa), uye mupi wako achawana chikwereti kumadhidhi ake ekubvisa. Kutora kunotora mazuva anoverengeka, uye hapana mhaka. Kuti uwane mamwe mashoko, verenga kuongorora kweC Square Cash .
- Google Wallet yakabatanidzwa ne Gmail, uye iwe unogona kutumira mari kune chero kero kero email yega (kana kukumbira mari paIndaneti). Vagashiri havadi kuti vave vashandisi veGoogle Wallet - vanogona kungopinda nhoroondo yebhangi yebhangi kana nhamba yekadhi yebhandi pavanowana mubhadharo. Kana ukashandisa kadhi yebhadharo kuti uwane mari, chikwereti chinogona kuratidza mukati maminitsi. Google inopawo Android Pay, iyo inogona kunge yakasarudzwa pane vamwe vashandisi.
- Facebook Messenger inokubvumira kuita zvinopfuura kungotaura. Iwe unogona kutumira mari kune shamwari dzako paIndaneti nokuda kwekushandisa kushandisa kadi yako yebhadharo. Dzidza zvakawanda nezvekubhadhara neMutumwa .
Mabhizimisi anobvumirawo kuti utumire mari kuvanhu vari paIndaneti, uye iyo mabasa inowedzera kutarisa uye kunzwa sezvibasa zviri pamusoro.
- P2P zvikwereti zvinotungamira nemazita akasiyana-siyana, asi mabanki akawanda anobata naPammoney nemakwikwi akafanana kuti atsigire kuendeswa. Kuti uite munhu-kune-munhu kubhadhara, pinda muakaunti yako uye utarise "Zvokubhadhara Zvomunhu," "P2P," kana zvimwe zvisarudzo zvakafanana. Iva nechokwadi chekutsvakurudza chero mari yaunoshandisa, uye ona kana mupiki wako achida kuva nekambani nebasa rekubhadhara. Muzviitiko zvizhinji, mupikiri anokwanisa kungopa ruzivo rwebhangi ravo rebhangi kuti apiwe mubhadharo. Kuti uwane mamwe mashoko, ona kuti Popmoney inofananidzwa sei nePayPal .
- Mutero wepaIndaneti unobhadhara ndeimwe nzira yekubhadhara pachena, asi bhangi rako richadhinda uye kutumira cheki kune mumwe munhu. Somugumisiro, iwe uchafanirwa kumirira cheki kuti uende kuburikidza nemeseji, uye wako muyee angangodaro akamirira kwemazuva mashomanana mushure mekuisa cheki asati mari iripo.
- Wire kutamiswa kunogona kutamisa mari kubva kune imwe nhoroondo kuenda kune imwe. Izwi rinowanzoreva kushandiswa kwekanguva pakati pebhangi imwe yebhangi uye imwe, kazhinji pamutengo we $ 35 kana zvakadaro. Asi kushandiswa kwemari mari (inotsanangurwa pasi apa) inodhura mafaira emhando dzematare. Kana uri kutumira mari yakawanda (inopfuura maximums anobvumirwa nemapurogiramu kana mabasa ekufambisa mari kufanana neWest Union) kana kuti uri kutumira kune dzimwe nyika, tsika yekutsika kutengesa ingave iyo yaunoda .
Mari yekuendesa mari
MoneyGram, Western Union, nedzimwe sangano dzakadaro dzakapa mari kuendeswa munzvimbo dzemuviri kwemakore.
Vanokubvumirawo kukumbira kubhadhara paIndaneti uchishandisa browser yako kana purogiramu. Iwe unogona kutumira mari kune dzimwe nyika kana mukati meU.S., uye iwe unogona kutumira mutsara kune mupiki uyo angatora mari mumunhu.
Iko masangano anobhadhara mari yakakwana, kunyanya kana iwe uchitumira mari kubva kubhangi yako yebhangi kana kadhi yebhengi. Mari yekubhadhara ine kadhi rechikwereti inogona kunge yakasarudzwa, asi inodhura , uye inogona kunge yakakosha chete mune imwe nguva.
Mukuwedzera pakurongedza kubhadhara muInternet, kushandiswa kwemari mari kune nzvimbo dzepanyama (kazhinji mumasitoro ekuchengetedzwa kwepamusoro kana kumasekisi ekubhengi mumadhipatimendi), kana unogona kutaura nemumwe munhu pafoni.
Dzidza zvakawanda pamusoro pekushandisa sei uye nguva yekushandisa Western Union (uye kana isingaiti).
Tumira Mari Kupfuura
Zviverengeka zvezvakasarudzwa pamusoro apa zvinokubvumira kutumira mari kune dzimwe nyika pamwe nekutumira kumba:
- PayPal
- Western Union
- MoneyGram
- Bhengi yako (inowanzoshandisa kushandiswa kwematare )
Zvisinei, iwe unogona kusarudza basa rakanyatsogadzirirwa kuendeswa kune dzimwe nyika. Izvo zvibvumirano zvinogona kushanda munzvimbo dzakawanda kana, zvichienderana nezvido zvako, zvidha mari shoma.
Nzira mbiri dzakakurumbira dzekuenda kune dzimwe nyika dziri Xoom uye Travelex , kunyange zvazvo kune vamwe zvechokwadi. Sezvaunotsvaga zvingasarudzwa, tanga nekuongorora kubvumirana kwebasa rekubhadhara mari rauri kufunga. Kana uchinge wakasununguka nemaoko mashomanana, shandisa maitiro akadai se:
- Nhamba yekutengeserana yaunowana
- Zvakawanda zvakadini kutumira uye kugamuchira mari
- Zvisarudzo zvokutaura mari (ingadai iwe mupiriri wako anoda kushandiswa nemari yakatumirwa kubhengi yebhangi, kuendeswa mumari, kana kutakurwa pakadhi rekubhadhara?)