- Kutsigira mhuri nevanoda munyika yako yekumba
- Kuti uwane mari yemunharaunda yako kune dzimwe nyika
- Kubhadhara zvikwereti
- Kutenga zvinhu
Zvakakosha kushandisa mari yekubhadhara zvakanaka. Sezvo uri kunze, iwe kazhinji hauna ruzivo uye zvinhu zvinowanikwa kuti urege kubhadhara mari yepamusoro. Dzimwe nguva, iyo mari inogona kusvika 20 muzana yemari yaunotumira (kana zvimwe).
Nzira Yokutumira Sei Zvokutumira
Kodhebha yemakopi ndiyo inoshandiswa uye inokurumidza kutsvaga, uye iwe unogona kuita zvikwereti izvozvo kubva pane zvakasiyana-siyana.
Mabhandi nemakambani emakwereti angangodaro akave sarudzo yakanaka yekutengeswa kusinganzwisisiki. Zvichienderana nebasa rako rebhangi, unogona kutumira mari kune bhandi yebasa, rezvitoro zvezvitoro, kana imwe nzvimbo munzvimbo dzakasarudzwa. Kuti uite kudaro, bvunza mutauriri kana mumiririri wevashandi vekutengesa nezvekugadzira kuendesa kune dzimwe nyika, kubhadhara kweACH , uye kutengeswa kwetambo .
Mari yekuendesa mari inonyanya kubatsira kubatsira vanoenda kune dzimwe nyika uye vamwe vanoita kuti vawedzere kubhadhara kune dzimwe nyika.
Iwe une zvakawanda zvingasarudzwa munzvimbo iyi, kusanganisira marongerwo akavakwa uye vanogara vauya.
- Kuendesa kuIndaneti, svinura kondomu, ipe ruzivo pamusoro pomubatsiri, uye shandisa mari yako yokutumira. Iwe unogona kunyanya kushandisa kambani yebhandi yakabatana , kadhi yebhengi, kana kadhi rechikwereti kuti ubhadhe. Ngwarira kuti nzira yako yekubhadhara mari inobata kuti mari inokurumidza sei uye kuti iwe unobhadhara mari yakawanda sei. Marikiti yemakadhi ndiyo inowanzosarudza mari yakashata nokuti iwe unobhadhara mari yekushambadzira uye mari yepamusoro yezvikwereti pane izvo zviyero.
- Kuti uende kune mumwe munhu, shanyira nzvimbo chaiyo uye uunze mari kana kushandisa chero nzira dzekubhadhara dziri pamusoro apa. Mari yekufambisa mari inowanzova nevashandi muzvitoro zvekudya kana mabhizimisi anonyatsonaka. Vamwe vanopa maitiro ezvokuita ivo pachavo kuburikidza neATM kana mamwe makambani akasiyana.
Vashandisi vatsva vanopinda remittance nzvimbo nguva dzose, kusanganisira blockchain uye app-based remittance providers. Usati watumira mari kuburikidza nebasa rausingazivi, verenga mazano zvakanyatsonaka uye udzidze kuti kuchengetedza kwevatengi (kana pane) kuripo. Kana iwe uchida kudzivirirwa zvakanyanya, tambira kubhangi rako kana chikwereti chekubatana, chiziviso chinonyatsozivikanwa, kana muteresi wezvekutambirwa kwepamutemo.
Western Union nedzimwe mazita emhuri zviri nyore zviri mumaguta akawanda, zvichiita kuti zvive nyore kune vanotanga kutumira kutumira mari. Asi kubatikana ikoko nyore kunogona kuita kuti vawedzere kudhura kupfuura mamwe mabasa.
Checks nemirairo yemari inobatsirawo-kubhadharwa hakusi kungofanana nemagetsi. Zvisinei, mapepa ekubhadhara anononoka kudarika zvinoshandiswa paIndaneti, uye anogona kutora mupi webhangi yebhangi munyika yamunotumira. Kurukura nezvemamiriro ezvinhu epamba nemumwe wako, uye gara uchiyeuka kuti zvingava nengozi kutumira mari yakawanda kana pasina bhadha yebhangi inowanika kuchengetedzwa.
Makadhi okubhadharwa angangodaro angava sarudzo. Mhinduro yacho iri nyore: Iwe unotakudza mari mukadhi , uye uyo anowana mari anogona kushandisa mari iyo kune vatengesi uye paIndaneti. Asi makadhi okubhadharwa mari anonyanya kuzivikanwa nemari, uye kuwana kadhi kune imwe nyika kunogona kuva kwakaoma-kunze kwekuti mumwe munhu achiuyisa nawo. Uyewo, kune dzimwe nzvimbo, kushandisa kadhi hakusi nyore.
Mari yekutumira nekugamuchira
Iwe unobhadhara mari yekutumira kune dzimwe nyika kune dzimwe nzira:
- Mari yebasa kumutengesi wokubhadhara
- A kuparadzirwa , kana mari yakawedzerwa yakaiswa mukutengesa kwemazinga (inozivikanwawo semuganhu)
Muenzaniso: Dhora reUnited States ringave rakakosha 50 pesos munyika yamunotumira. Kana iwe uchitumira $ 100, mupiro wacho anowana 5,000 pesos (kusazvidza chero mari). Asi kana mari yako yekutengesa mari inotora kupararira kweimwe peso, zvichiita kuti dollar iwane 49 pesos chete, mupikiri anogamuchira 4 900 pesos.
Ndeipi Yakanakisisa? Mamwe kubhadhara vanotengesa vanoshandisa zvose mafomu kukubhadhara iwe, asi vamwe chete vanoshandisa imwe chete. Zvichienderana nehuwandu huri kutumira, zvinganzwisisika kusarudza mutapi anoshandisa imwe nzira kana imwe. Semuenzaniso, kupararira hakubatsiri zvakanyanya kuwedzerwa kwemadiki-chero bedzi zvimwe zvikwereti zviri pasi. Asi kana uri kutumira mari yakawanda, kupararira kwakakosha, uye zvingave zvakakosha kubhadhara mari yakakwirira yepamusoro kuitira kuti uwedzere kutengesa.
MuUnited States "kuregererwa kutumira mutero" kunotarisirwa kupa ruzivo rwakakwana rwemari uye kutsanangura kunyatsogadziriswa kwomubatsiri. Zvisinei, dzimwe shanduko dzemari dzinoshandiswa hazviwani pasi pemitemo iyo, saka haungagari nguva dzose kuzarurirwa.
Mvumo yekugamuchira: Pamusoro pemari yaunobhadhara, mupiro angada kubhadhara mari yekudaidzira. Bhengi rinogamuchira rinogona kukwereta mari, uye hurumende dzenyika dzinogona kubhadhara mitero yekupinda kuendeswa. Paunotumira mari, mutapi wako webasa haazombozivi nezvezvinhu zvose izvi, asi ivo vanofanira kupa chero ruzivo rupi zvarwo.
Kana Pane Dambudziko
Federally-regulated remittance transfers providers vanopa kudzivirirwa kwevatengi zvakanyatsotsanangurwa uye ndiyo nzira yakanakisisa kana iwe une hanya nezvekuchengeteka. Mukuwedzera pane zvavanoda, vanofanirwa kugadzirisa zvinetso.
Kana chimwe chinhu chichienda zvisina kunaka, iwe unogona kuva nekodzero yekudzorerazve. Iwe une mazuva makumi mapfumbamwe nemana ekunyunyutira kune mumwe munhu anopa hurumende-anotungamirirwa, uye vane mazuva 90 okuongorora zvinetso mushure mekunge muchin'un'una. Zvimwe zvekuregererwa kwevatapi (izvo zvisingabatsiri-zvinotungamirirwa) zvinofanirawo kugadzirisa nyaya, asi hazvisi pasi pemitemo imwechete. Kunyange zvakadaro, iwe unogona kunge une kodzero pasi pemutemo wehurumende, uye masangano akashandisa mubhadharo anogona kupa humwe huviriro.