Mirairo yemari yakachengeteka kupfuura mari paunenge uchibhadhara nemakero: Unogona kuisa kana kuvhura, uye "inogadzirwa" kune mumwe munhu anogamuchira-saka kurasikirwa kana kubiwa mari yakanyanya kunetseka kudarika kurasikirwa nemari.
Vatengesi (kana ani zvake wauri kuripa) angasarudzawo kuwana mari yemirairo. Kana vasingasviki, mirairo yemari inzira ye "kubhadharwa" kubhadhara. Uyezve, ivo vanodhura mari kune vanotambira kune makadhi emakwereti, uye vangangodaro vave sarudzo yakanakisisa kupfuura kubhadhara mapurogiramu mune mamwe mamiriro ezvinhu.
Kuti uwane mamwe ruzivo rwemashoko, onai Maitemo Emari Anoshanda Sei .
Mashandisiro Aungaita Money Order
Kana iwe uine ruzivo nekunyora cheki, kuzadza mari yekuita yakafanana . Iwe unongoda kuwana mari yekutanga. Kana izvi zvose zvitsva kwauri, tichazviputsa zvishoma nezvishoma. Pakupedzisira, tichavhara kuti tingachengetedza sei kana kutenga mari yekuraira yaunowana.
1. Tenga Money Order
Mhosva: Danho rokutenga nderekutenga mari yekuita mari yaunoda. Somuenzaniso, kana iwe uchida kubhadhara mumwe munhu $ 100, uchada kuwana mari yekuda mari yakabudiswa $ 100. Iwe unowanzodikanwa kubhadhara mari yemirairo nemari, kadhi debit, kana kadhi rechikwereti mari yakatarisa.
Iva akagadzirira kubhadhara mubhadharo wako pamwe nemari.
Kwokutenga: Une maitiro akawanda . Kunakidzwa uye mari inogona kutora kuti iwe unotenga kupi. Mabhandi nemakambani emakwereti anowanzobhadhara $ 5 kusvika ku $ 10 pamutemo wekubhadhara mari, asi vamwe vatengesi vanowanzobhadhara kudarika $ 1.
Nzvimbo dzekutenga dzinosanganisira:
- Convenience stores
- Zvokudya zvekudya (iyo Customer Service desk)
- Mahofisi eSo Post
- Pharmacies
- Tarisa mari uye mari yekutsvaga mari
- Mabhangi nemakambani emakwereti
Mitero: Kunze kwebhangi, nzvimbo dzakawanda dzinotenderera dhora rimwe chete nemari yekuraira kusvika $ 1 000. Mitemo yemari ine mitsara yakawanda (inowanikwa $ 1,000), saka iwe uchada kutenga mari yakawanda mirairo kana uri kubhadhara kudarika $ 1 000. Nokuda kwekutenga kukuru, chekuchengeti checashier ingangodaro iri nani.
Chengetedza risiti yako: Batisisa chero chipi zvacho chekugadzirisa chaunowana nemari yako yakarongeka. Kana ikarasika, unogona kuiongorora kuti uone kana pane munhu akarova kana kuisa mari yekuraira. Kana iyo isingashanduki, zviri nyore kubvisa uye kuwana imwe iyo inodzorerwa zvakare kana iwe wakagamuchira receipsi yako.
2. Uzadze kunze
Kuwanda kwemari yako yekuronga kuchadhindwa pamagwaro kana iwe uchitenga. Zvisinei, iwe uchada kupa humwe ruzivo uye kuisa mari yekuraira mari apo wapedza.
Mashoko epa Payee: Nyora zita romunhu kana bhizinesi rauri kubhadhara munzvimbo iyo inoti "Bhengetedza kurongeka kwe" (kana chimwe chinhu chakafanana). Kumbira mubatsiri kana iwe usingazivi kuti zita raunyorei pano.
Mamwe mazita : Dzimwe mirairo yemari inokumbira kuti ikheli reakagamuchira (uye vangangokumbirawo kero yako zvakare). Iyi ruzivo inobatsira kuona kuti mari yakarongeka inouya kumubatsiri uye inoita kuti kutevera kuve nyore.
Zvisinei, iyi haisi chikamu chakakosha chekuita mari, uye mupi wako angave asina hanya kana iwe uchishandisa mazita chaiwo.
Memo: Mitemo yemari inowanzopa nzvimbo yakanzi "Memo" kana "Re:" pane mamwe mashoko pamusoro pekubhadhara kwako (nhamba yako yekambani kana kuti kugadziriswa kwechirongwa, somuenzaniso). Kana iwe usingakwanisi kuwana nzvimbo iyo, unogona kunyora chero chinhu chaunoda mune chero chikamu chisingabhadhari chiri mberi kwehuwandu hwemari. Chinyorwa chinokosha pamutemo wekuita mari chinogona kuitawo mano.
Chimiro: Chiratidzo chako chinotarisirwa pasi pekuda mari. Ingosayina zita rako mberi (kwete shure) kwebhuku racho. Iyi nharaunda inogona kunyorwa kuti "Chiratidzo," "Mutengi," kana "Drawer." Kuti uwane mamwe mashoko, ona Mazadziro Aungaita Mutemo Wemari .
3. Ita Zvaunofambisa
Kana imwe nguva mari yako yekuraira ichizadzwa, inguva yekubhadhara. Kusiyana nemari, yakachengeteka kutumira mari mairairo-ingova nechokwadi chekuti unochengeta kopi yemari yako.
Mitemo yemari inobatsirawo mu--munhu kutenga.
Kubhadhara kana Kuderedza Money Order
Kana ukawana mari yekuraira, iwe unogona kuisa kana kuirima secheki. Chinhu chinonyanya kuitika ndechokuti uise chinhu chacho mubhangi rako.
Ita mari: Simbisa kumashure uye utore urongwa hwemari kune rimwe bazi kana ATM. Mobile deposit inogonawo kuva sarudzo, asi mamwe mabhangi anorega kuchengetedza mari yemadhora. Mari inofanira kuwanika mukati memazuva mashomanana, uye iwe unogona kushandisa mari yacho kubva pane yako yekuongorora kero.
Wana mari: Unogonawo kutenga mari yemari kana iwe uchida mari yacho pakarepo. Zvisinei, bhangi rako (kana bhengi chero ripi zvaro) ringasazokupa mari yakakwana pakarepo . Kana iwe uchida mari yacho yose, iwe uchada kuenda kumari yekupa mari (a Western Union Desk, nzvimbo ye MoneyGram, kana US Post Office, somuenzaniso). Kunyange kana iwe ukashanyira mutori, nzvimbo iyo inogona kunge isina kuda kana kukwanisa kutenga mari yako yekuita-saka tumira mberi uye mubvunze.
Kuti uwane mamwe mashoko, onai Maitiro Okubhadhara Sei Money Order .
Zvimwe Zvingaitwa Nemari Mari
Mirairo yemari inobatsira, asi zvimwe zvingasarudzwa zvingave zviri nani. Panzvimbo yekuenda kune imwe mari yekupa mari, kurindira mumutsara, uye kubhadhara mari yemari yega yega yega, iwe unogona kunge uri nani kubva kushandisa bhadha yebhangi . Kumbira mutengesi kuti zvipi zvekubhadhara zvinogamuchirwa.
- Kuongororwa kwevanhu pachavo inzira yakakodzera yekubhadhara munzvimbo dzakawanda.
- Automatic electronic payments ndeye nyore zvakare kudzokorora zvikwereti.
- Kwenguva imwe kutenga, kadhi yako yemari ingangodaro. Kuti uwedzere kuchengeteka, shandisa kadhi rechikwereti paIndaneti -kunyanya kana iwe usingazivi mutengesi.
- Payment apps inogona kushanda kune munhu-kumunhu kutengesa, asi chenjerera zve scams .