Nzira yekuziva sei kana Mhuri Yako Inogona Kugadzirisa Kugadzirisa Zvaunofambisa Chivimbo
Vanhu vazhinji vanotenda kuti kana vane chivimbo chekugara chekuvhiringidzika , ipapo chirongwa chekugadzirisa nyaya dzavo dzekupedzisira chichave chakareruka uye hachizodi kuti rubatsiro rweimba neyekuchengetedza gweta. Muzvakaitika zvangu, izvi ndezvechokwadi kune nhamba shomanana yematendi. Pano iwe uchanowana mhando yezvinhu zvaunofanira kufunga paunenge uchida kana iwe uchida kukwereta gweta kuti akubatsire nekugadzirisa mararamiro ehupenyu wako waunoda.
01 Ndicho Chirwere Chekuregererwa Chivimbiso Chakanyatsogadziriswa Here?
02 Wakavimbika Akaroora Here?
Kana hupenyu hwemudiwa wako hwakasarudzwa huri neA AB kana kuti ABC kuronga kuronga , ipapo kana wekutanga wekufa akafa mutsigiri watsiva uye mudzimai anoramba aripo achada kusangana nenzvimbo uye gweta rekutenda kuti ave nechokwadi chekuti A, B, uye / kana C matariro mari inobhadharwa uye chero ipi zvayo inoshandiswa mutero inosvika kune federal uye / kana hurumende yakagadzirirwa uye yakaiswa.
(Cherechedza: Kunyange kana pasina mutero uchave wakakodzera, kudzoka kunogona kuve kwakagadzirirwa kugadzirirwa uye kuiswa chero ipi zvayo kuitira kuti uite dzimwe sarudzo dzemutero.) Zvadaro, kana musikana anenge ari mupenyu akazofa, mutongi anotsiva achada kusangana neimba uye kuvimba gweta kuti abudise A, B, uye / kana C matariro pamwe chete nekugadzirisa nyaya dzekupedzisira yemumwe wako uye kuregererwa kwehupenyu hwekuvimba.
03 Vachawana Mubairo Vanogamuchira Nhaka Yadzo Zvakakwana Here kana Mukuvimba?
Kana avo vanowana mari vachagamuchira nhaka yavo chaiyo uye hapana imwe nyaya yakatarwa inofanira kutariswa nenzvimbo uye gweta rekutenda, sekubhadhara mitero yemitengo, kuwana mvumo yekubhadhara mitero, kutarisana nechikwereti cheTrustmaker, kana kusarudza zvokuita nereji rekurega, ipapo mutongi anotsiva uye vanobatsirwa vanogona kukwanisa kushanda pamwe kuti vagadzirise chivimbo pasina rubatsiro rwegweta.
Kana, kunyange zvakadaro, mumwe kana vamwe vevatsigiri vachatambira nhaka yavo mukuvimba, ipapo mutongi anotsiva achada kushanda pamwe nenzvimbo uye kuvimba gweta kuti ave nechokwadi chokuti munhu wese anovimba naye anobhadharwa zvakakwana uye kuti ataure nezvekubhadhara mutero wemari uye kuti kuvimba kwega kwega kunofanira kuitwa sei zuva nezuva.
04 Ko Imba yeOwe Federal kana State Estate Mitero kana Nhaka Imitero?
Kana Mutendiri aigara mukati, uye / kana ane dzimba, mune imwe yenzvimbo dzakawanda dzinotora hurumende yemitero kana mune imwe yenyika minomwe inounganidza mitero yenhaka yematunhu, ipapo zvisati zvaitika kuti zvinhu zvekutendwa zvinogona kugoverwa kune avo vanowana mutasitiri achada kushanda pamwe nematare uye kuvimba gweta kuti ave nechokwadi chokuti zvinhu zvose zvinodiwa uye / kana nhaka yemitero inoshandiswa inoiswa uye mitsara yose inobhadharwa inobhadharwa.
Kana zvisina kudaro, kana mutongi anotsiva anopa kuparidzi kune avo vanobhadhara musati mitero inobhadharwa zvakakwana, ipapo mutsigiri anotsiva anogona kunge akabatwa nekubhadhara mitero kunze kwezvinhu zvake pachake.
05 Wakavimba naye Ane Bhizimisi Here?
Kana Munhu anovimba naye ane bhizinesi uye akaita urongwa hwekubuda kune izvo zvinoitika kune bhizinesi mushure mokunge Mutendi achifa, ipapo mutongi anotsiva achada kushanda neimba uye kugamuchira gweta kuti aite chirongwa chekubuda. Kana kune rumwe rutivi muTrustmaker ane bhizinesi asi haana kuita chirongwa chekubuda, ipapo mutongi wevatevera achada kusangana neimba uye kuvimba gweta kuti aite nemitemo yekuenderera mberi, kutengesa, kana kupfigira bhizinesi reTrustmaker .
06 Ndivanaani Vanobatsirwa Kurwisa?
Kunyange kunyatsogadzirirwa uye kunyatsobhadharwa mari yakaregererwa yehupenyu husingatendi haigone kukurira kukanganisa kwemhuri yakadzika. Kana avo vanobatsirwa nehupenyu husingatenderwi kuvimba vasingabvumirane nekuti mutongi anotora sei ari kutarisa kugoverwa kwezvinhu zvakatendwa, ipapo mutsigiri anotsiva achada kukwereta nzvimbo uye kuvimba gweta kuti abatsire nekugadzirisa dambudziko revatsigiri. Mukuwedzera, vanobatsirwa nevatendi vanogona kuunganidza avo vemupepeti wavo kuti vaone kuti zvido zvavo mu trust trust zvinomiririrwa uye zvakachengetedzwa zvakanaka.
07 Is Trust inonzi Namubatsiri weAkambani yeMutoro?
Kana mumwe kana vazhinji vanotarisira kubatsirwa nemudzimai weMutendi wekuvimba kana vamwe vanobatsirwa vanozivikanwa sevanonyanya kubhadhara (ye) yekambani yekubvisa mari, yakadai seTrustmaker's IRA kana 401 (k), ipapo mutongi anotora achada rubatsiro rwe nharaunda uye kuvimba gweta kuti ave nechokwadi chokuti zvinhu zvakachengetwa neIRA kana 401 (k) zvakanyatsogadziriswa maererano nekubhadhara mari kune zvakakosha (s) uye maitiro ekubata zvakaderera kugoverwa uye kuderedza mitero yematoro nemigumisiro yemitero .
08 Ndiyo Mumwe Munhu Anonzi Akakosha Wekodha Retirement?
Kunyange kana kuvimba kusina kutaurwa kuti ndiyo inonyanya kubhadharwa neIRA kana 401 (k) nhoroondo, vanobatsirwa vangaramba vachitsvaga rubatsiro rweimba uye chivimbo chekuvimba kuti mari yekurasikirwa inonyatsogadziriswa maererano nezvinodiwa zvakaparadzirwa uye mitero nemigumisiro yemitero yemari.
Unofanira kuitei? Usanyengedze kuti iwe unofunga kuti hupenyu hwemudiwa wako hunoderedza hutariro huchatora mazuva mashomanana kana masvondo kuti ugadzire mushure mokunge wadiwa wako afa. Tarisiro, mudiwa wako akaita zvinhu zvose musimba rake kuti ave nechokwadi chokuti kuvimba kwavo kuchashanda zvakanaka mushure mokufa kwavo kuitira kuti chivimbo chigone kugadziriswa nekusununguka uye kunze kwechitarisiko chevanhu uye kuongororwa kwedare remhosva.