Iko Testary Trust inogona uye inogona kuita
Mhedzisiro inokosha pakati pe testamentary trust uye chivimbo chekurarama yakaisvonaka mutsvuku uye yakachena - mumwe nomumwe chaizvoizvo chaizvoizvo zvinonzwika sei. A testamentary trust ndeye yakapiwa mukuda kwekupedzisira uye mvumo - iyo ichaudza muiti weimba kuti aite. Chivimbo chehupenyu chinogadziriswa neumwe munhu achiri mupenyu.
Kunyange zvazvo kuda kwacho kwakanyorwa apo muumbi wavo ari mupenyu, chivimbo chacho pachacho hachina kuvapo kusvikira kuda kwake kuchiongororwa uye muurayi wake anogadzirisa nzvimbo yake, uye izvi hazvigoni kuitika kusvikira afa.
Saka kuvimba, naizvozvo, hakusi "kurarama." A testamentary trust dzimwe nguva inonzi "ichavimba," kana "kuvimba pasi pezvido."
Testary Trusts
Kunze kwekusiyanisa kwekutanga, zvisinei, inogona kuwana zvishoma zvakaoma. Testamentaryary trust haifaniri kunge yakasimbiswa nemashoko ekuda kwako nekupedzisira. Zvimwe iwe hauna chido - iwe une chivimbo chehupenyu pane. Iwe unogona kutungamirira kuti mararamiro ako ehupenyu anofanira kuumba testamentary trust, zvakare.
Iwe unogona kubudirira kuva nemhando mbiri dzekutenda kana mazwi ehupenyu hwako hwekugadzirisa zvinyorwa achiti chimwezve chivimbo chinofanira kuumbwa kubva pane zvaunotora paunofa.
Living Trusts
Iko kune mhando dzakawanda dzehutano hwehupenyu, dzinonziwo "inter vivos" matariro, sezvo pane zvikonzero zvekusika. Imwe inogona kugadzirirwa kuchengetedza hutachiwana hwehupenyu hwe inshuwarisi yehupenyu. Imwe ingasungirwa kuti ichengetedze mari yacho kubva pamaoko evanobhadhara mari.
Vamwe vanotenda zvakananga kugadzirisa vatsigiri vane zvinodiwa zvakasiyana. Asi izvi zvose zvinotenderera zvinowira mune chimwe chezvikamu zviviri: Zvinogona kuregererwa kana kusagadzikana.
Zvinokanganisa vs. Zvitendero Zvisingagoneki
Chimwe chivimbiso chekurarama kwekutenda ndeimwe apo muumbi wayo - anonzi "mvumo" kana "muvimbisi" - anogona kuiparadza panguva ipi zvayo.
Anokwanisa kuwedzera vatsigiri, sidza vanowana, uye kutenga uye kutengesa zvinhu kubva ku trust. Munhu anopa rubatsiro anowanzoita semutongi wake.
Upenyu husingachinji husingatenderwi hunongopesana . Munhu anopa mari yacho anorega kutonga zvose pamusoro pechivimbo mushure mokunge zvasikwa uye mari inobhadharwa neimba uye / kana mari. Izvi zvinogona kushandiswa kune zvinangwa zvemitero uye zvimwe zvikonzero. Haakwanisi kuita semutemo somutongi, uye haagoni kutora pfuma yake kana mari kumashure kunze kwekuti iye anozviti iye semubatsiri uye anogadza mazwi ekuparidzirwa kwaari sechikamu chemagwaro ekutenda.
Chimwe chivimbiso chekugara chinotaridzika chinongoerekana chisingagadziriki apo munhu anopa rubatsiro anofa nokuti haasisiri mupenyu uye anowanikwa kuti agadzirise kana kuparadza.
A testamentary trust inodzokorora munguva yeupenyu hwemutaridzi nokuti haina chaizvoizvo. Hazvizovipo kuvapo kusvikira mushure mekufa kwake. Anowana kodzero yekubvarura chido chake chekare uye kuita chimwe chitsva chero nguva paanenge ari mupenyu, saka testamentary inovimbiswa inopa iyo inogona kushandiswa zvakare. Kutenda kunoramba kusingagoneki, zvisinei, apo paanofa uye haachagone kuchinja maitiro ezvido zvake.
Tariro uye Probate
Zvigaro zvoupenyu - zvose zvinodzingwa uye zvisingagadziriswi - dzivisa kuongororwa kwepfuma yavanenge vachiita nokuti chechi yekutendeseka uye kwete iyo yakagadzirirwa inyanzvi yeimba iyoyo.
Chiito chinongodiwa chete kuti uite umwene kubva kune zita romumwe munhu akafa kune avo vevatsigiri vake vapenyu.
A testamentary trust haigoni kudzivisa kuongorora nokuti imba inofanira kutumirwa mairi inoramba iri muzita rakashata panguva yekufa kwake - chivimbo hachina kuumbwa uye chibhadharwe zvakadaro. Purogiramu inofanirwa kuendesa iyo pfuma muzita rekuvimba, sezvazvingave kuitumira mumazita evanhu vanogona kurarama.