Iwe unogona kutora matanho mamwe ekuwedzera yako Social Security benefits
Iko mari yaunogamuchira mu Social Security apo iwe unotora muchero yakavezwa mugranite? Pane imwe nhamba yakatarwa uye isingashanduki yakabva pamari yako yaunowana iwe here? Kwete chaizvo. Iwe unogona kushandisa maitiro mashomanana ekuchengetedzwa kwehupfumi kuti uwane zvakawanda kubva muhutano hwako hwe Social Security, asi mumwe nomumwe anoshanda mune mamwe mamiriro ezvinhu. Maitiro mazhinji aya anoda kuti iwe wasvika pane imwe nguva, kuti une zuva rokuberekwa iro rinotangira zuva rakatemwa, kana kuti uri utano hwakanaka. Heano mamwe mazano ekugadzirisa mararamiro ako ehupfumi.
01 Njodzi dzeHurumende dzeHurumende dzeMusangano Usingaiti Mushandi
Kuroorana kunobatsira zviri nyore- vanobvumira mumwe wako kuti awane mari inobatsira kubva pane zvaunowana mari pane iwe pachako. Izvi zvinogona kubatsira zvikuru kana asina kumboshanda kana kana iye pachake mazano aive akavakirwa angave akaderera zvikuru. Vakaroorana vanobhadhara vanowanikwa kune vakaroorana, zvakare, chero bedzi iwe wakaroora kwemakore gumi. Kushandisa kubatsirana nemudzimai kunogona kupa mari yakawedzerwa kune vakaroorana vaviri. Nzira iyi inoshanda kana iwe une makore akakwana ekushanda kuti uwane kodzero yako yeHove Security Security, uye iwe wakapa zvikomborero izvozvo. Kana iwe wakarambana, wako wekare anogona kugara achida kuti murume nemudzimai vabatsirwe pabasa renyu rekunyora kunyange kana iwe usati uzviisa kune zvaunobatsira, asi izvi zvinotungamirirwa nemimwe mitemo.
02 Unganidza Mhuri Yakabatana Nayo Iye zvino, Zvadaro Chengeta Zvaunobatsira Kwazvo
Iyi sarudzo inowanzotumidzwa se "faira uye inomisa" kana "kuunganidza ikozvino / kuunganidza zvakawanda gare gare." Inowanzobatanidzwa nekushandiswa kwekushandiswa kusingabvumirwi kunobvumira wawakaroorana naye kuti atore pane zvaunowana purogiramu apo zvipo zvako zvichiri kuwedzera. Iko inokubvumirawo kuti uunganidze pane zvinyorwa zvake apo zvipo zvako pachazvo zvinowedzera. Zvinosuruvarisa, mitemo itsva ye Social Security yakabvisa faira-uye-suspend sarudzo musi waApril 3, 2016 kune avo vakaberekerwa musi waJanuary 2, 1954 kana kuti gare gare, saka zano iri richashanda chete kana iwe nemumwe wako mave nemakore akawanda ekurega basa . 03 Kuwedzera Makomborero Nokushanda 35 Makore
Social Security inoshandisa makore enyu makumi matatu nemashanu akakurumbira emabasa ekuverenga kuti muve nemari yenyu yakaenzana yakarongerwa mwedzi miviri . Izvi ndizvo zvinotarisa kuwanda kwehupfumi hwehupfumi hwehupfumi hwevanhu, saka iva nechokwadi kuti une makore makumi matatu emakore ehupfumi yemakore ekuwedzera kuti uwedzere maropafadzo ako usati washandisa. Kana iwe uine makore masere makumi matatu emabasa emabasa, kana kana pane makore akawanda ekuwana mari pakati pemakore makumi matatu nemakumi matatu aunayo asi iwe zvino uri kuwana zvakawanda, ungada kuramba uchishanda. Zvimwe zvemakore ako ekukwirira zvinokonzera rimwe remari yako yakaderera yegore kubva kumusoro 35 kuitira kuti zviitiko zvako zvekupedzisira zvive zvakawanda.
04 Dzokora Dzayed Retirement Credits
Iwe unogona kuwedzera yako Social Security yekubhadhara mari yako ne25 muzana kana kupfuura nekumirira kusvika makore makumi manomwe kuti utange kuunganidza zvikomborero-kunyange kana iwe ukamira kushanda zvisati zvaitika. Izvi zvinobvumira kubatsirwa kwako kuunganidza kuregererwa kwekubhadhara mari . Izvi zvinonyanya kushanda kana iwe ukashandisa urongwa uhwu pamwe chete nevamwe uye kana uine tarisiro yeupenyu hunowanikwa. Iko kunonyanya kukoshesa muhuwandu hwechikwata. Asi kana uine hutano uye iwe unofunga kuti ungasararama makore makumi masere kana kupfuura, izvi zvingasava nzira yakanaka.
Shandisa Numeri
Kune huwandu hweSocial Security calculators kunze uko huchakuratidza huwandu hwemari yaunogona kugamuchira kuburikidza uchishandisa imwe yemaitiro aya kune imwe. Edza imwe chete kana yakawanda yavo uye shandisai uye sarudzai zvingasarudzwa kuti muone kuti zvakanakirei zvamungagamuchira kana mukaita sarudzo dzinoziva.