Kurambidza kubhadhara mari yekubvisa mari kunonyanya kukosha kune vakaroorana.
Social Security tsvakurudzo inoratidza kunonoka kwekutanga kwebatsiro yako inoshanda zvakanaka kune vose vasina uye vakaroorwa, kunyanya muzvikamu zvakaderera zvezinga.
Uye kana vakaroora, kukura uku kwechigarire kunova muponesi anobhadhara kubhadhara kwenguva yakareba kana mumwe wenyu achifanira kurarama. Izvi zvinogona kushanda senzira ine simba ye inshuwarisi yehupenyu kune mumwe mukadzi akagara kwenguva refu uyo ane mari shoma kupfuura iwe.
Inoderedzwa Sei Kurasikirwa Kwemari Kunoshanda?
Nhamba yeSocial Security inogamuchirwa inobva pazera rako rose rekurega basa (FRA) iro rinowirirana zvichienderana negore rawakaberekerwa. Kana iwe uchitaura usati wasvika kuFR unowana zvishoma. Zvisinei, kana uchinge wava kusvika kumakore ekuzorora, mabasa ako haabvumi. Senyaya yegore rimwe nerimwe mushure meFR kuti iwe unononoka kutora rubatsiro, iwe uchaunganidza kuwedzerwa kusingaperi muzvibereko zvako zve5-8% pagore kusvika pazera remakore makumi manomwe. Kuwanda kwekuwedzera kunoenderana negore rawakaberekerwa .
Iwe unogona kuwana kunyanya kwekuwedzera kwaungagamuchira kuburikidza nekushandisa Social Security muInternet calculator, iyo inokuratidza iwe unobata pakutanga kana kuti kunonoka kubhadhara kuchava nekunaka kwako.
Iyi sarudzo inonyanya kushanda zvakanaka kune vakaroorana vanoshandisa iyo kusimbisa mari yakakosha yekunowana. Kune vakaroorana, kamwe chete vari vaviri vari kugamuchira rubatsiro, kana munhu wekutanga apfuura, mari yepamusoro inobhadharwa inodonha, uye iyo yakanyanya mari inobatsira inoramba ichirarama hupenyu hwomumwe wako anenge aripo.
Apo mutungamiri akakwirira akamirira kusvika makore makumi manomwe kuti atange maropafadzo aya anoita kuti huwandu huwandu hwomuponesi hubatsire zvichibvira huchabhadharwa kunze.
Bonus Strategic Ended April 30th, 2016
Kune vamwe vakaroorana, kusvika musi waApril 30, 2016, mumwe mudzimai akakwanisa kuisa uye kumisa pazera ravo rose rekurega basa, achibvumira mumwe mukadzi kuti aise chirevo chekudzivirira kwevakaroorana pamubatsiro wavo wakakwana wokurega basa. Izvi zvakashanda kudai mudzimai wacho achiisa chikamu chisina kukodzera akanga atowana FRA uye akaberekwa musi waJanuary 1, 1954 kana kuti asati asvika.
Mudzimai anonyora uye aisimudza angabvumira kubatsirwa kwavo kuwedzera kubhadhara kubhadhara mari yekubvisa mari uye kuchinja kusvika kumutengo uyu wakakwirira pavanosvika makore makumi manomwe. Mukadzi anenge aisa purogiramu yacho zvisiri izvo angaita zvakafanana, achishandura ivo pachavo pavanosvika 70.
Zvinosuruvarisa, mitemo itsva ye Social Security yakasayirwa mutemo munaNovember 2015 inoreva kuti faira uye kusimudza sarudzo inoshanda chete kune avo vakakwanisa kumisa mhindu kune kana kuti vasati vasvika 4/30/16. Iyi mitemo mitsva inoreva zvakare kuti ani nani anoberekwa musi waJanuary 2, kana 1954, haagoni kuisa kushanda kusingagumi (kunze kwekuti vari chirikadzi kana murikadzi.)
Mitemo mitsva haigadziri kuitika kwekunonoka kubhadhara mari yechikoro.
Izvo zvinonzwisisika kuti vakaroorana vataridzane kuitira kuti vanoponesa zvakanyanya vabatsirwe. Kurambidza kubhadhara mari yechikoro ndiko kunoita kuti izvi zvishande. Izvo zvinonzwisisika zvekuti singles kutsvaga nzira dzekudzivirira zvakanaka mari yavo mumakore avo akazotevera. Kurambidza Kushamwaridzana Kwevamwe Ndeimwe yenzira dzakanakisisa dzekuita izvi.