Usati Washandisa Hard Money Loan
Mari yechikwereti chakaoma haisi nguva dzose chisarudzo chakanakisisa. Kunyange zvazvo zvichiita sezviri nyore - iyo yefa inotora chikwereti kuitira kuti munhu wese agare akachengeteka - mari yakaoma ndiyo imwe chete sarudzo. Inodhura, saka zvinhu zvinofanira kushanda maererano neurongwa hwekubatsirwa kuti zvivepo. Mari yechikwereti chakaoma yakasiyana nemari yaungadai yakashandisa munguva yakapfuura. Vatengesi vanoshandisa nzira dzakawanda dzokuchengetedza kukoshesa pfuma kupfuura iwe unogona kutarisira.
Mari Yakaoma Mari Mari
Mari yakaoma mari yakabhadhara inodhura.
Izvo zvakagadzirirwa kuva zvenguva pfupi, uye chikwereti chekufarira kune mari yakaoma chikwereti chinokupa chikonzero chekufambira mberi nekukurumidza sezvinobvira.
Chokutanga, mutengo wemari inowanzokwirira pane mari yakaoma chikwereti. Iwe haufaniri kushamiswa kubhadhara zvinopfuura 10% APR, uye iwe unogona nyore nyore kubhadhara kakawanda izvo. Mari yechikwereti chakaoma inofanira kushandiswa kubatsira nechinguva chiduku, kwete sechinhu chimwe chaunoramba uchichikomberedza nokusingaperi.
Iwe unogona kunge usisina kana sarudzo yekuchengeta mari yakaoma iyo chikwereti ichienda kwenguva refu. Zvikwereti zvakawanda zvinoda kuti iwe udzorere zvakakwana mukati memakore kusvika mashanu, saka unofanira kuronga mberi. Izvi zvikwereti zvinowanzoshandiswa pakugadzirisa imba kumapurogiramu kusiyana nekutenga imba yaunogara.
Mukuwedzera kune zvikwereti zvakakwirira, iwe unowanzobhadhara dzimwe pfungwa kuti uwane mari yakaoma chikwereti. Nharo shanu kana zvimwe zvingave zvine musoro, asi iwe unoda chikonzero chakanaka chekubhadhara icho chikuru pane zvimwe zvikwereti. Zvakare, chikwereti chakaoma mari chikwereti chine nguva shoma, saka iwe unobvisa zvinyorwa izvi munguva shomanana.
Vanotamisa kukwereta kwako mari.
Chikwereti cheHome Money Loan
Iwe unogona kunge usingadi chikwereti chakanaka kana chero chikwereti kuti uwane chikwereti chakaoma mari. Zvisinei, vazhinji vakakweretesa vachakwevera chikwereti chako uye kutsvaga mireza matsvuku. Hongu, vanogona kutengesa zvinhu izvi uye vadzorere mari yavo zvakare, asi vangada kuita izvozvo.
Kana iwe uine chikwereti chakaipa, iwe haufaniri kukodzera chikwereti chemari yakaoma-kunyange kana iri bheti rakachengeteka kune uyo anokweretesa.
Kubhadhara Kwakaderera Kukoshesa Maitiro
Nezvikwereti izvi, zvinhu zvakadai, seimba yaunenge uchitenga, inoshanda semari yekuchengetedza chikwereti. Iwe uchada kusaina zvinyorwa zvinotendera chikwereti chako kuti chiise chikwata paimba.
Mari yekukoshesa ratios inowanzogadziriswa nemari yakaoma mari. Pasinei nekutaura nezve 'mari shoma kana kuti kwete pasi', iwe uchada zvinhu kuti uwane chikwereti chakaoma mari. Zvingave zvichibvira kutora marudzi akasiyana-siyana edzimba kuti zvikwanise - zvakadai semafambisi ega kana zvimwe zvinhu - asi iwe unoda kuwanika kwakakwana mune izvo zvinhu.
Sezvo mutemo wehuwandu hwechigunwe, tarisira chikwereti kukoshesa ratios pakati pe50% uye 70%. Vatengesi vanoda humwe chivimbo chokuti vachawana mari yavo kuburikidza nokutengesa zvinhu.