Vatengesi vanogona kuita zvinhu zvizhinji zvinogoneka, asi vanogonawo kukonzera matambudziko. Chero nokuti mumwe munhu anoda kukukwereta mari hazvireve kuti chinhu chakanaka chokukwereta - iva nechokwadi chokuti une chirongwa chakasimba panzvimbo yekubhadhara musati wagamuchira chikwereti.
Vatengesi vanotarisira kubhadharwa. Izwi remvumo yako yezvikwereti icharondedzera kunyatsoita kuti mushandisirwo unoshanda sei: inguva ipi iwe uchazobhadhara, nguva yakareba sei iwe uchizobhadhara, iwe unofarira kubhadhara mari , chii chinoitika kana iwe ukakundikana kubhadhara, nezvimwewo. Zvinobatsira kuongorora zvose zvezvinhu izvi - nenzira iyo iwe uchaziva kuti uri kuitei uye kuti chikwereti chei chikwereti.
Kutsvaga Muteveri
Inenge nguva dzose pfungwa yakanaka yekutengesa. Zvaunogona kuita zvakanakisisa zvingave zvisingave neine chikwereti chekutanga chaunotaurira, uye iwe haugoni kuverenga kune vatengesi vakakurumbira (kana marita mazita) kuti vatunure maitiro akanaka. Nzira iyo chete yekuziva kuti uri kuwana chibvumirano chakanaka ndechekutaura nevanokweretesa vanoverengeka uye kuenzanisa zvasarudzo .
Iwe unogona kunge wakabatikana, saka unogona kunge usingadi kushandisa nguva yekutsvaga vatengi vakasiyana. Iwe unofanirwa kusarudza kushanda kwakawanda sei kuisa muzvinhu, asi pane zvishoma iwe unoda kuenzanisa vaviri vakweretesa vakasiyana.
Rudzi rwechikwereti chaunoda ruchatsanangura kusarudza kwaunako: mamwe masangano haaiti chikwereti chevadzidzi , somuenzaniso. Kune zvimwe zvikwereti, zvakadai sezvikwereti zvemunhu , iwe uchava nezvakawanda zvezvingasarudzwa.
Saka, iwe unofanira kutenga kupi?
Bvunza kumativi ose. Bvunza vanhu vaunoziva uye kuremekedza mazano. Shamwari, mhuri, mazano, vanyori, uye vashandi pamwe chete vangave vakakwereta mari munguva yakapfuura, uye vanogona kupa vakarayira kuti vakave nezviitiko zvakanaka nazvo.
Kana zvichibvira, bvunza mumwe munhu ane ruzivo ruzivo nezvemhando yemari yakabhadharwa mubvunzo (kana iwe uchida chikwereti chemusha , bvunza chivimbiso chemuzinda weimba, somuenzaniso).
Mabhandi nemakambani emakwereti inzvimbo yakanaka yekutanga nechose chinenge chikwereti chipi zvacho chechikwereti. Kana sangano raunoshanda naro risingakwereti mari, ibheti yakachengeteka iyo inogona kuratidza mutengi anoyemekedzwa anoita izvo zvaunoda. Mabhandi nemakambani emakwereti isarudzo yakanaka yekuti:
- Zvikwereti zvemunhu
- Auto zvikwereti
- Makadhi emakadhi
- Musha chikwereti chakaenzana nemiganhu yechikwereti
- Zvikwereti zvemabhizimisi maduku
Shamwari, mhuri, uye P2P zvikwereti ndezvokusarudza. Iwe unogona kuwana kuti iwe une bheji iri nani kubvumidzwa kana kubhadhara zvishomanana kana ukwereta kubva kune "mamwe" nzvimbo. Ingoyeuka mupfungwa kuti mari inogona kusvava dzimwewo ukama hwakanaka, saka fungisisa zvakanaka usati wabwerekera kune vadiwa. Peer-to-peer zvikwereti zvinogona kukubatsira iwe kutsika bhanhire pasina kuisa ukama mumatambudziko. Zvakachengeteka kukwereta kubva kune vatengesi vepaIndaneti , asi tanamatira nzvimbo dzinonyatsozivikanwa kudzivisa matambudziko.
Bata Mutero kune Mari
Kune zvimwe zvikwereti, iwe uchada chikwereti chinonyanya kugadziriswa mune imwe rudzi rwechikwereti . Kushandisa chikwereti chakanaka chebasa kungava chinhu chinodiwa . Semuenzaniso, zvakaoma kukwereta mari yakakwana kutenga imba kunze kwekunge iwe wakachengetedza chikwereti nechikwereti - kuita izvo zvaunoda kuwana chikwereti chekwereti.
Zvichida, zvingave zvakakunakira kushandisa rudzi rwechikwereti (semuenzaniso, federal mudzidzi wechikwereti inouya nezvimwe zvikwereti , chiyero chekufarira chinogona kunge chakanaka kupfuura chaungawana pane imwe nzvimbo, uye iwe unogona kukodzera pasina chikoro chekwereti ).
Zvikwereti zvevadzidzi: kana uchida kukwereta kuchikoro, shanyira hofisi yako yekubatsira mari. Vachasarudza zvaunogona kuita uye vanokubatsira kutanga utambo. Zvinowanzotanga kutanga nezvikwereti kubva kuhurumende yeUnited States, asi iwe unogona kukwereta kubva kune vakweretesi vega uye kana zvichidikanwa.
Mari yechikwereti (kutenga nekugadzirisa): kana uri kukwereta kutenga imba, kugadziridza , kana kuwana musha wemari yakakwana , une zvisarudzo zvakawanda. A broker mortgage, asi kwete chikwereti, angave neukama nevakawanda vakakweretesa uye anogona kukubatsira kutenga (asi ichiri chirevo chakanaka kuenzanisa chero chikwereti chikwereti kune imwe imwe nzira).
Bhengi yako kana chikwereti chekambani inogonawo kuva nemari-ingava iyo inokweretesa zvakananga kana kushandisa chikwereti nevatengesi nevatengi vemari.
Kana iwe uri kutenga nyika, kuvaka, kana kugadzirisa, zvikwereti zvekuvaka zvinobva kune vakweretesa chaivo uye mabhengi uye zvikwereti zvemari.
Zvimwe zvinokonzera: zvinyorwa pamusoro apa zvinofanira kutora huwandu hwezvikwereti zvaunenge uchitoda. Zvisinei, mamwe mamiriro ezvinhu angakutungamirira kune mamwe marudzi evakweretesi. Pakazara, mari yako uye njodzi dzinowedzera apo iwe unotsauka nzira yakarohwa-saka iwe unofanira kungoita chete kana zvakanyatsonaka.
Semuenzaniso, vanowirima mari vanokweretesa vanopa mari shoma shoma yevatengesi vepfuma (asi varidzi vepamhuri vari nani zviri nani nevashambadzi vemagariro). Payday zvikwereti uye chikwereti chikwereti chinopa mari shoma yenguva pfupi pamutengo mukuru. Simba, zvishandiso, uye dhipatimendi zvinopawo mari, asi iwe unowanzowana mazwi ari nani pane imwe nzvimbo.