Usati Wawana Imba

Kana uri kufunga nezvekutenga imba munguva yemberi iri pedyo - kana mukati memakore mashomanana - iwe unofanirwa kushandura pane zvidzidzo zvako zvekutengesa. Dzidza zvaunofanira kuita usati waita basa rekutenga chikwereti, chii chaunofanira kutarisa panguva yekuita, uye kuti ungashandisa sei chikwereti pashure pokunge watenga imba yako.

Kubhadhara Kwako Kwakakosha

Chikwereti chikamu chikuru. Bhengi inokonzera mari yakawanda, uye vave vachiwedzera kuva vakangwarira kubva ku subprime mortgage debacle.

Kuti uwane chikwereti, chikwereti chakanaka chinokosha.

• Chii Chikwereti?
• Iko Chikwereti Chikoro Chebasa
• Nzira Yokuvaka Nheyo

Iwe Unogona Kuwana Mari Yakadini?

Vanhu vanotora chikwereti vanotora chikwereti vanoda kuve nechokwadi chokuti hamukwereti zvakanyanya. Vanotarisa kuti mari yako yekubhadhara mari yakaita sei maererano nemari yako, kuve nechokwadi kuti iwe unokwanisa kubhadhara. Shandisa iwe pachako kutora zvikwereti kuti uone zvaunogona kuwana.

• Inzwisisa Chikwereti Chako kuRatio Ratio
• Maitiro Ako Chikwereti Chako Pakutora Ratio Chinoshusha Chikwereti Chako
• Mortgage Payments

First Time Home Buyers

Kana iwe uri mutengi wekutanga mumba, teerera. Iwe unogona kukodzera kubhadhara mari inokosha. Dzimwe nguva izvi zvinokosha kwazvo, uye dzimwe nguva hazvisi. Iva nechokwadi kuti unoziva nemapurogiramu aya uye zvipingamupinyi pane izvi zvikwereti.

• Kukutanga Kwenguva Nguva Imba Mutengi Mutengi Unoshanda
• Maonero Api Anoshanda
• Kubhadhara Pfungwa Here Kana Kuti Kubhadhara Kubhadhara?

Kana Wakawana Irota Yako Yamba

Aine makore makumi matatu nemasere akaderedzwa kutenga mari inowanzochengeteka uye yakanakisisa kutengesa, kunyanya kana iwe unotarisira kugara mumba mako kwemakore anopfuura mashanu kana kupfuura.

Zviri nyore kunzwisisa uye kusarudza kuparadzanisa kusagadzikana kwekutengesa mari.

• Mafudzi Akachengetedzwa Sei?
• Tora Chikwereti Chakaipa Nokuenzanisa APR

Kana Iwe Unogona Kubhadhara Mari Inotyisa

Iko kune zvakasiyana-siyana zvekutengesa mari kune dzimwe nyika. Iwe unogona kuwana kuti dzimwe dzezvinhu zvakasikwa (sekufarira chete, kusagadzikana kusina kunaka , uye kugadziriswa kwemari mabheji ) inoshanda zvakakunakira iwe.

Izvi zvikwereti zvingashanda kune vanhu vanozvishanda vasingakwanisi (asi vakakwana) mari, vashandi vemari, uye vatengi vane chirongwa chakanaka chinoenderana nezvikwereti izvi. Zvisinei, iwe unogonawo kuzvitora mumatambudziko, saka inobhadhara kudzidza nezvengozi. Tsvaga kuti chii chaunofanira kutarisa mumhando imwe neimwe yekubhadhara mari .

• Zvikwereti zveHigh-Risk
• Low Documentation Loans

Kana Uri Kufunga nezveKutenga Kwechipiri

Chikamu chechipiri chekutengesa chinokubvumira kubhadhara kusakosha kweimba yako. Iwe unogona kuwana rusununguko rwezera guru rechikwereti nemutengo unofadza. Tsvaga kuti ungashandisa sei chikwereti chechipiri, uye kuti chii chinowanikwa.

• Mhuri Yechipiri Imari inoshanda sei
• Chechi Mortgage Mazano Anokurumidza
• Imba Equity Loan Tax Kuchengeta

Kana Iwe Wine Mari Yakaderera Yokubhadharwa Kwepasi

Zvinoita kuti uwane chikwereti pasina 10% -20% mubhadharo pasi. Kunyange nanhasi, vanhu vanowana chikwereti vasina mari pasi. Pane maitiro mashomanana akakodzera anokubvumira kuwana chikwereti chisinganyanyi pasi. Ziva kune imwe yenzvimbo dzakachengeteka dzekutenga zvikwereti kunze uko.

• FHA Loan
• Kuwedzera kweAmerican Homeownership Act
• Tenga HUD Home uye Chengetedza

Refinancing a Mortgage

Ikoko kunogona kuuya nguva iyo iwe unogona kuwana mari yakanaka yekubhadhara. Zvichida mari yekutengesa yakachinja, kana chikwereti chako chavandudzwa.

Kudzosera rekutenga chikwereti kune simba guru kana chiitwa nekuda kwechikonzero chakanaka. Tsvaga kana zvinonzwisisika kugadzirisa chikwereti uye kuti ungazviita sei.

• Mortgage Refinancing Basics
• Musha Mortgage Refinancing Zvikanganiso