Dzidza kana inogona kuchengetedza mari kana kukuisa mudambudziko
Nekuongororwa uku, dzidza kuti musha wekutengesa rekufambisa kunogona sei kukupa iwe mumvura inopisa kana kuva shanduko yekugamuchira iyo inokupa mari yekusimudzira.
Zvisinei, kana iwe uchida kugadziriswa pamusoro pokuti musha wekutengesa refinancing unoshanda sei usati wayera zvinobudirira nehana, kuwana chokwadi kuburikidza nekuongorora " Mortgage Refinancing Basics ." Kazhinji, iwe haufaniri kudzivisa kubhadhara chikwereti chako kana uchinge uchinge uchinge uchinge uwedzere mari uye uwedzere ngozi. Zviri nyore kuwira mumisungo iri pasi apa, saka iva nechokwadi chekuti iwe unobvisa zvakajeka zvezvikanganiso zvakajairika.
Kuwedzerwa Nguva Yechikwereti
Kana iwe uchigadzirisa , iwe kazhinji unowedzera nguva yaunenge uchidzorera chikwereti chako. Somuenzaniso, kana ukawana chikwereti chemakore makumi matatu nemakumi matatu, zvikwereti zvinotarisirwa kuenderera mberi kwemakore makumi matatu anotevera. Kana chikwereti chenyu chekare chaive nemakore 10 kana makumi maviri akasiiwa kuenda, imba inotora chikwereti refinancing ichaita kuti hupenyu huripo huripo.
Paunowana chikwereti chitsva, zvizhinji zvekubhadhara kwako zvinosvika kune kufarira mumakore ekutanga, uye iwe unotanga kubva pakutanga. Isai nhamba mu " chikwereti chekubhadhara chikwereti " kuti uone kuti mari yako yekuda mari ichachinja sei.
Paunenge uri pairi, dzidza kuti kubhadhara kunoshanda sei , kana uchida kosi yepasipo.
Kuvhara Mari
Home mortgage refinancing inodhura mari. Iwe uchabhadhara mari yako kune chikwereti chako chitsva kuti uvabatsire kuti vape chikwereti. Iwe unogonawo kubhadhara magwaro epamutemo uye filings, chikoro chekuongorora, zviongorori nezvakadaro.
Kunyange kana chikwereti chichitsanangurwa se "chikwereti chekuvhara mari", iwe ucharipa mari iyo.
Kazhinji izvi zvinoitika kuburikidza nehuwandu hwechikwata. Kuti uchinzwisise zviri nani nekuvhara mari yekuvhara mari yekubhadhara , tsvakurudza zvinyorwa zvezvikwereti zvakadaro kuti urege kudzivirirwa.
Chikwereti Kubatanidzwa
Iwe unogona kushandisa kumba mortgage refinancing sechirongwa chekusimbisa zvikwereti. Dzimwe nguva izvi zvinobatsira nokuti unoderedza kufara kwezvikwereti pane chikwereti chako, uye iwe unogona kukwanisa kutora chikwereti chevatengi muzvikwereti zvekubhadhara mari yemari. Asi iye anokwanisa kutsvaga kana iwe ukangoshandura chikwereti uye wovaka zvakare zvikwereti zvevatengi zvakare.
Inogonawo kudzorera, kana iwe usingakwanisi kuwana mitero inobhadhara kubva kumusha kutora refinancing kana kana iwe usingakwanisi kubhadhara chikwereti chikuru chekukwereta uye ngozi yekurasa imba yako. Kana iwe uine dambudziko kubhadhara zvikwereti zvevatengi, funga kaviri usati waisa imba yako pamutsetse. Funga kuinyora mune chirongwa chekuunganidza chikwereti usati watora danho rakakura.
Recourse Debt
Mune dzimwe nzvimbo, mvumo yemusha inochengetedzwa zvakakwana kubva kune chikwereti. Kana zviitiko zvekutsvaga, vangave vasina kukwanisa kukupomera kana vakarasikirwa nemari pachigadzirwa. Zvisinei, imba inotora chikwereti refinancing inoshandura mararamiro ako chikwereti: Haisisiri chikwereti chepakutanga chawakatenga kutenga imba yako, saka unogona kurasikirwa nekudzivirira kumwe. Somugumisiro weizvi, iwe unofanirwa kuzvidzidzira nemari yekubhadhara zvikwereti .