Mutungamiri kune Mortgage Refinancing uye Inobatsira
Chii chinonzi Mortgage Refinancing?
Kushandura kwekugadzirisa kunoitika kana iwe uchigadzirisa chikwereti chekare kune imwe itsva (zviri nani).
Mari yako itsva inopa chikwereti chekare, uye iwe unotanga kubhadhara chikwereti chitsva.
- Dzidza zvakawanda: Refinance - Tsanangudzo
Batsiro reRefinancing
Mari itsva, yakarongeka zvakanaka inogona kuvandudza mamiriro ako emari. Kunyanya, iwe unogona:
- Chengetedza chikwereti chako pamwedzi
- Zvikamu zvishoma zvekuda zvekuda mari
- Deredza kuderedza ngozi, kana iwe uchigadzirisa kutengesa mari
- Wana mari kune zvimwe zvinangwa
- Simbisa chikwereti uye zvichida kuwana mutero
Kuona mienzaniso yezvibereko zviviri zvekutanga zvakanyorwa pamusoro apa, zvinogona kubatsira kumhanya nhamba. Shandisa bhadharo rekukwereta kuti uone kuti mari yako yaunotora pamwedzi uye yekutora mari inoshandura kana iwe ukawana mukana wakaderera. Cherechedza kuti nguva yako yehupenyu yekuda mari inogona kuwedzera kana iwe uchinatsiririra mune chikwereti chinogara kwenguva refu kupfuura chikwereti chako chazvino.
Zvinodhura zveRefiness
Zvechokwadi, chikwereti refinancing hachina kusununguka. Iwe uchabhadhara mari yako kune chikwereti chako chitsva kuti uvabatsire kuti vape chikwereti.
Iwe unogonawo kubhadhara magwaro epamutemo uye kuiswa, zvikwereti zvekwereti, zvidzidzo, nezvimwe.
Kunyange kana chikwereti chichitsanangurwa se "chikwereti chekuvhara, " uri kubhadhara mari iyo (kunyange iwe usingazvioni). Kazhinji, izvi zvinoitika kuburikidza nehuwandu hwechibereko.
Kunatsiridza Kuita Sense Here?
Iwe unofanirwa kuongorora hutano uye hutano hwekwereti yako yekare uye chikwereti chitsva chaunosarudza.
Muzhinji, mortgage refinancing inofamba zvakanaka apo iwe unogona kuchengetedza mari nekuvhara muhotera yakaderera kana kubhadhara, kuderedza nguva yako yekukwereta, kana kugadzirisa chikwereti chakanaka.
Kana ukangonzwisisa mari, fungisisa kuti uchachengetedza nguva yakareba sei uye kuti zvichazotora nguva yakareba sei kuti uwanezve zvese zvinotarisa zvinotengeswa nekweretheni refinancing. Iwe uchachengetedza chikwereti (kana kurarama mumba) kwenguva yakakwana kuti uite zvakakosha?
Imwe nzira yekutarisa izvi ndeyekushambadzira -kunyangwe kuongororwa - iwe uchauya rini mberi? Asi kune zvakawanda zvakawanda zvokufunga nezvazvo.
Apo Icho Chirevo Chakanaka
Mortgage refinancing ipfungwa yakanaka apo iwe uchazobatsirwa zvechokwadi nemari chikwereti chitsva. Zvimwe zvinyorwa zvinogona kuva pfungwa yakanaka ndeizvi:
- Nhamba dzechido dzakaderera
- Chikwereti chako chave chavandudzwa kubva pawakawana chikwereti chako chekutanga
- Iwe uchachengetedza chikwereti kwenguva yakareba
- Iwe unogona kudzivisa kuvharwa nehuwandu hwekutenga chikwereti
- Iwe unogona kuwana chikwereti chinokweretesa pane chikwereti chechikwereti chete
Unoda rubatsiro rwekufunga kuti kunze? Ona kuti ungataura sei kana refinancing inonzwisisika iwe . Iva nechokwadi chokuti iwe unongonatswa nokuda kwezvikonzero zvakarurama .
Apo Icho Chimiro Chakaipa
Iwe unofanirwa kudzivisa kubhadhara mari yako yekubhadhara kana iwe uchingoparadza mari uye kuwedzera ngozi. Dzimwe nguva kuva nemari yepamusoro inobhadhara uye kubhadhara kwemwedzi kunogona kudhura zvakawanda munguva refu-kunyange kana vachikubatsira iwe nhasi.
Iwe unodawo kuva nechokwadi kuti unogona kubhadhara mari yose iwe usati wasvitsa mutambo.