Discount Points

Unofanira kubhadhara mapepa here?

Chimwe chinhu chiripo chokubhadhara iwe unobhadhara iwe paunowana chikwereti, kazhinji chikwereti chemusha. Dzimwe nguva inonzi yakasununguka , iyo mitero inokubatsira kuti uwane chikamu chekuderera chiri pasi pachikwereti chako. Kana iwe uchizobatsirwa kubva kune chikwata chechibereko chepasi, zvingave zvakakosha kuita izvi zviri mberi. Zvisinei, zvinotora makore mashomanana kutora mhindu yekubhadhara pfungwa.

Maonero Api Anoshanda

Pfungwa dzinoverengerwa se peresenti yemari yako yose yezvikwereti, uye imwe pfungwa inenge 1 muzana yemari yako.

Muteveri wako anotaura kuti iwe uchawana mubairo wepamusoro kana iwe uchibhadhara imwe pfungwa, kunyange dzimwe nguva iwe uchabhadhara dzimwe nhamba. Iwe unofanirwa kusarudza kana mari yacho yakakodzera.

Somuenzaniso, fungidzira uri kutenga chikwereti $ 100,000. Imwe pfungwa ndeye 1 muzana yemari yekukwereta kana $ 1 000. Kuti uverenge chiyero ichocho, wedzera 1 muzana ne $ 100,000 (ona kuti ungashandura sei zvikamu zvekuverenga). Kuti pfungwa dzive nekunzwisisa, unofanirwa kubatsirwa nemadhora anodarika $ 1 000.

Nei Uchibhadhara Mazano?

Pfungwa dzinokubatsira kuchengetedza chikwata chakanaka chechikwereti pane chikwereti chako, uye chikwereti chechibereko chikamu chinokosha chechikwereti chako nokuda kwezvikonzero zvakawanda.

Zvose zvinodhura: Paunokwereta mari kutenga imba, unoguma uchibhadhara zvinopfuura mari yekutenga uye yekuvhara mari, nokuti iwe unobhadharawo chido . Kufarira ndiwo mari yekushandisa mari yeumwe munhu, uye inogona kuwedzera kusvika kune yakawanda kwazvo apo iwe uri kushanda nemari yemusha, iyo inowedzera dhora guru uye makore akawanda ekukwereta.

Dhigirii shoma rinoreva kuti iwe uchabhadhara chikwereti chiduku pane hupenyu hwechikwereti chako.

Mutero weMwedzi: Inhara yekutora chikamu chekubhadhara kwako kwemwedzi pamwedzi kuverenga. Nenzira yakawanda, mutengo wakaderera unoreva kubhadhara kwepasi pamwedzi, izvo zvinovandudza mari yako yekuyerera mamiriro uye bhajeti yako yemwedzi. Pfungwa iyi inodhura imwe nguva, asi iwe unofara kutsika mwedzi miripo kwemakore akawanda anotevera.

Mitsara: Unogona kuwana mhindu yemitero kana iwe uchibhadhara mapepa asi haufaniri kunge ari mukuru wekutya kwechisarudzo chako. Zvichienderana nekutengeserana kwako, iwe unogona kuwana zvikomborero mugore raunobhadhara nheyo, kana kupfuura kwemakore akawanda. Chengetedza IRS mitemo muNhau 504-Pamba Dzimba dzekutora, uye taura nemunharaunda wako wekugadzirira mutero usati wasarudza chero chii.

Zvechokwadi, hapana chimwe chezvikomborero zviri kumusoro chinouya pasina. Iwe unofanirwa kuita mari yekubhadhara-gadzirisa mari yeiyo (kana) kana iwe ukawana chikwereti chako. Kubhadhara pfungwa kunogona kukwana zviuru zvemadhora, uye hazvisi nyore nguva dzose kuuya nemari iyo kuwedzera pakubhadhara mari.

Unofanira Kubhadhara Pfungwa Here?

Kana iwe uchikwanise kubhadhara pfungwa, iwe uchada kuziva kana zvakakosha. Heino mutemo mukuru wechigunwe: kana iwe uchingoramba wakachengetedza chikwereti, humwe hunoita hunoita huno.

Funga nezvehupfumi hunokosha. Kana iwe uri rudzi rwevanhu vanoda magaramisi, unokwanisa kuona chisarudzo chakanakisisa kuburikidza nokutarisa hutsika hunoenderana nehutsika huno. Zvisinei, vanhu vazhinji vanotanga nemugwagwa unotevera:

1. Ratidza kuti ingani mapeji aunogona kubhadhara.
2. Tsvaga kuti zviyero izvi zvingaderedza sei kubhadhara mwedzi mumwe nomumwe.
3. Funga kuti mwedzi yakawanda sei kuderedzwa mari yaunogona kufara usati wasarudza kutengesa.

1. Ongorora kuti iwe ungaponesa zvakadini pane kufarira pamusoro pezvikamu zvakawanda nguva (makore mashanu uye gumi, somuenzaniso).
2. Sarudza kana uchienda mberi.

Dzimwe mazano ekukubatsira kuongorora zvinosanganisira:

• Tora matanho akasiyana-siyana ekubhadhara kwako kwemwedzi nemwedzi nemapu .
• Gadzira tafura yekugadzirisa kuti uone kuti mari yako inofambisa kuchinja sei munguva (iwe unogona kushandisawo mahwendefa espredishiti asingabatsiri kubatsira).
• Shandisai inowanikwa purogiramu inowanikwa.
• Bvunza yako chikwereti kune zviyero.

Shanduro yepasiteteji kana tafura yekugadzirisa ndiyo yakanakisisa yako yekusarudza pamwe nekunyatsoona maonero ako maonero achaita sei chikwereti chako nekuti vanhu vazhinji havasi kuchengetedza chikwereti kwemakore makumi matatu nemashanu kana gumi. Muzviitiko zvakawanda, iwe uchagadzirisa chikwereti chako kana kutengesa imba yako zvisati zvaitika, uye tafura yekugadzirisa inokubvumira kuparadzira kubatsirwa kwemashoko pamusoro peiyo chaiyo yemakore iwe unoramba uchiita mari yako, kuitira kuti iwe uone maonero chaiwo ekubhadharwa .