10 Obamacare Pros uye Cons

Is Obamacare Inokosha Here?

Obamacare ine zvakawanda zvekubatsira izvo vanhu vakawanda vasingazivi nezvazvo . Izvi ndezvokuti mishumo yakaipa pamusoro peObamacare yakawandisa nemashoko akanaka 15 kusvika kune imwe. Makore matatu mushure mekunge vabvumirwa, 54 muzana yeAmerica vanopesana neMutemo. Izvozvo zvakatungamirira kuzviito zveDonald Trump kuzvideredza uye Congress 'yakakundikana kugadzirisa zvirongwa .

Heino urongwa hwakanaka hwezvakanaka uye zvisingabatsiri zveMurwere Kudzivirira uye Affordable Care Act ye 2010 .

Pros

1. Kubatsira kukuru kweAACA ndechokuti inononoka kuwedzera kwemari yeutano . Inoita izvi nokupa inshuwarisi yemamiriyoni uye kuita chisungo chekudzivirira pasina. Izvi zvinoreva kuti vanhu vanogamuchira kurapwa vasati vada mari dzinodhura dzemakamuri edzimba. Muna 2016, mari yehutano yehutano yakawedzera 1.2 muzana yegore . Izvozvo zvishoma kudarika kuwedzera kwemutengo we4 muzana muna 2004.
2. Inoda kuti mapurogiramu ese einishuwarenzi avhare 10 zvakakosha zvoutano . Izvi zvinosanganisira kurapa kwehutano hwepfungwa, kupindwa muropa, uye zvirwere zvisingaperi. Pasina mabasa aya, varwere vakawanda vanomuka muimba yepamhanho. Iko mari inodarika kuMedicaid uye naizvozvo muteresi.
3. Makambani eInishuwarenzi haakwanise kuramba ani naani anotarirwa nemamiriro ezvinhu akambovapo . Havagone kuzvidonha kana kuwedzera premiums kana vabatsiri vanorwara.
4. Inopedza mararamiro ehupenyu uye gore negore. Makambani emishuwarenzi akashandisa izvi kuti zvive nemari inokwana madhora 1 $ pagore. Vakabhadhara vanopfuura chikamu ichocho vaifanira kubhadhara zana muzana yemari.

1. Vana vanogona kugara pazvirongwa zvehutano hwehutano hwevabereki vavo kusvika kune makore makumi maviri nemaviri. Kubvira muna 2012, vanopfuura mamiriyoni matatu vasati vashandurwa vasina vechidiki vakawedzerwa. Izvi zvakawedzera mukana wekambani dzeshuwarenzi. Vanowana premium yakawanda kubva kuvanhu ava vane utano.
2. Nyika dzinofanirwa kugadzirisa kushandiswa kwebhizinishuwarenzi kana kushandisa shanduko yehurumende. Chero nzira inoita kuti zvive nyore kutengesa zvirongwa.

1. Pakati pepakati (kuwana kusvika ku400 muzana yehurombo hutachiwana) vanowana zvikwereti zvemitero pamayero avo. Inowedzera Medicaid kusvika 138 muzana ye federal paurombo . Inopa izvi kugovera kune vanhu vakuru vasina vana kwekutanga.
2. Iyo inopedza Medicare " donut hole " musiyano wekupera gore ra2020.
3. Mabhizimisi ane vanopfuura 50 vashandi vanofanira kupa hutano inshuwarisi. Vanogamuchira zvikwereti zvemitero kubatsira nemari.
4. Inoderedza kukanganisa kwemari ye $ 143 mabhiriyoni ne2022 maererano neC Congressional Budget Office . Inoita izvi nenzira nhatu. Kutanga, inoderedza mari yehutano yehurumende. Chechipiri, inokwidza mitero kune mamwe mabhizimisi uye mhuri dzakapfuma mari. Chechitatu, inoshandura mutoro mitoro kune vanopa utano uye makambani emishonga.

Cons

1. Vanhu vane mamiriyoni matatu kusvika kune mamiriyoni mashanu vakarasikirwa nehutano hwehutano hwehutano. Mabhizimisi mazhinji akawana yakawanda mari-inobhadhara kubhadhara chikwereti uye rega vashandi vavo vatenge zvigadzirwa zvehushuwarisi pamakwikwi. Mamwe mabhizimisi maduku vanoona kuti vanogona kuwana zvirongwa zviri nani kuburikidza nekushandura kwenyika.
2. Vanhu vane mamiriyoni makumi matatu havana kumbova neurongwa hwekambani uye vakavimba nehutano inshuwarhu yehutano. Makambani eInishuwarenzi akanganisa zvizhinji zvezvirongwa zvavo nekuti mazano avo haana kuvhara maAcA 10 anokosha mazano. Kune avo vakarasikirwa nezvikwangwani izvi zvakaderedzwa, mari yekubatsiridza iyo yakakwirira. IAACA inoda rubatsiro rwevanhu vakawanda vasingadi, sekuchengeta vana.

1. Kuwedzera kwekuparidzirwa kwakasimudzirwa zvizere zvekutarisira utano hwehutano munguva pfupi. Ndiko nokuti vanhu vazhinji vakawana kuchengetedzwa kwekudzivirira uye kuongororwa kwekutanga. Yaiva yakadhura kuporesa zvirwere zvakanga zvisingateereri kwemakumi emakore.
2. IAACA inotengesa avo vasina kutenga inshuwalisi. Asi vazhinji vaidzivisa mutero kuburikidza neuramba ruchiwedzera rwekuregererwa .
3. Vanhu vane mamiriyoni mana vakasarudza kubhadhara mutero panzvimbo yekubhadhara kugoverwa. Hurumende yeCongressal Budget inofungidzira kuti yakabhadhara $ 54 bhiriyoni.
4. Muna 2013, ACA yakasimudza mutero wekutambira kune 1 mamiriyoni ane mari inopfuura $ 200,000. Izvo zvakare yakasimudza mitero ye mamiriyoni mana vakaroorana vanyorera kudzoka pamwe chete pamari inodarika $ 250,000. Mutengo wacho wakawedzera kubva pa1,45 kubva ku2,35 muzana pane mari yepamusoro pemuganhu. Vanobhadhara zvakare 3.8 muzana yemutero weMedare. Izvozvo zvinoshanda kune zvishoma zvishoma kubva kune zvikamu , zvikwereti zvinowanikwa, kubhadharwa uye zvikwereti kana mari kune chikamu.

1. Kutanga muna 2013, vatengesi vezvipatara uye vateresi vakabhadhara 2.3 muzana yekutengesa mutero. Cherechedza: Iyi mutero yakasimirirwa muna 2016-2018. Indoor tanning services yakabhadhara 10 muzana yepamusoro mutero. Izvi zvinogona kuvhiringidza mabhizinesi aya kubhadhara vashandi vatsva.
2. Kutanga muna 2013, mhuri dzinokwanisa kudhura mari yezvechiremba inopfuura 10 kubva muzana yemari. Pamberi payo, vaigona kubhadhara chero mari yaipfuura inodarika 7.5 muzana yemari.
3. Makambani emishonga anobhadhara mari yakawedzerwa $ 84.8 mabhiriyoni mumitengo pakati pe2013 na2023. Inobhadhara kuvhara "gomba rekupa" muMedareti D D. Zvinodhaka zvinodhaka zvinogona kusimuka kana makambani achipfuura izvi kuvashandi.
4. Muna 2020, makambani einishuwarenzi achaongororwa makumi mana emadhora ehurukuro yemitero pa "Cadillac" zvirongwa zvehutano. Izvi zvirongwa nezvikwereti zvegore negore zvinodarika $ 10,200 kuvanhu kana $ 27 500 dzemhuri. Zvakawanda zvezvirongwa izvi ndezvevanhu vari mumvura yakawanda, yakadai sevashandi vakwegura kana avo vane mabasa ane ngozi. Nyaya yemutero ichaendeswa kune makambani nevashandirwi, kuwedzera miriyamu uye kubhadhara. (Zvinyorwa: "Federal Budget Bill Kuderedza CAA's Cadillac Mutero & Kusimudzira Mamwe Mimwe Mitero," Kistler Tiffany Benefits, Dhishanu 21, 2015. "Cadillac Tax Inotsanangurwa," Kaiser Health News, March 18, 2010. "Chii chinonzi Obamacare Chinoreva Mitero, "Smart Money, June 28, 2012.)

Zvimwe paObamacare

Trumpcare vs Obamacare: Ndezvipi Zviri nani Kwauri? | Ko Obamacare Inoshanda Sei? | Zvii Zvakawanda Zvichaita Kuti Obamacare Indire Mari? | Obamacare Inotsanangurwa - Yakakwana Yakakwana Kunyange Kwevana Vako Kunzwisisa | Chidimbu - Iyo Inokubata Sei? | Ko Obamacare Inowedzera Chikwereti CheNyika Here? | Nei Tichifanira Kuchinja Utano Hwenyama

Kuti uwane zvakawanda pamusoro pekuchengetedza mari paObamacare, ona bhuku rangu "The Ultimate Obamacare Handbook."