Chii Chinonzi Obamacare? IAACA uye Zvaunoda Kuziva

Obamacare ndiye Murwere Kudzivirira uye Affordable Care Act we 2010 . Vanhu vazhinji vanofunga kuti zvinosanganisa inshuwarano yehutano, asi zvatochinja nzira iyo America inopa kutarisira kwehutano pachahwo. Tsvaga kuti sei muObamacare Facts: 9 ACA Facts Yausingazivi .

Chikamu chinonyanya kukosha cheMutemo uyu chinoda kuti iwe uve nehutano inshuwarisi kweinenge mwedzi mipfumbamwe kubva kune gumi nevaviri kana kuti uchiteerera mutero.

Mutero i2,5 muzana yemari yako kunze kwekuti mamwe maitiro ashanda. Iri gwaro uye mutero ungadai wakabviswa kana Mutungamiri Trump akatsiva Obamacare . Tsvaga kana iwe uri kusunungurwa kubva kuObamacare .

Zita racho rakasikwa nevatsoropodzi veMutungamiri Obama kuedza kugadzirisa utano hwehutano , asi hwakaramba. Kunyange Mutungamiri Obama akazvifarira nokuti anoti zvinoratidza kuti ane hanya.

Iyo Inokubata Sei Iwe

Utano hwehutano we inshuwarheni hunozarurirwa kunyoresa pakati peNovember 1, 2017, naDecember 15, 2017. Kana ukasasikirwa newindo, iwe unogona kushandisa shanduro kutenga bhizimisi yeruzhinji yema inshuwarisi kana kuisa Medicaid. Unogonawo kuvashandisa kuenzanisa zvirongwa zvemangwana. Dzimwe kugoverana zvinotungamirirwa nehurumende uye dzimwe nehurumende yehurumende. Ramba uchifunga kuti iwe haufananidzi kuenzaniswa nemari yako yepamwedzi, asi iwe unotarisirwa hutano hwehutano huripo . Iko kunosanganisira gore rinotapudzwa, zvikamu zvakavharwa uye zvikwereti.

Ona Apo Obamacare Inotanga Rini?

Kana uchinge uine inshuwarisi, unogona kuichengeta kana:

  1. Yakanga iripo pamberi paMarch 23, 2010. Muchiitiko ichocho, yakave yakaberekerwa mukati.
  2. Washandi vako anochengeta zvirongwa zvayo. Asi makambani mazhinji akashandisa mukana iwoyo kuregera kugoverana, kana kuti kuchinja kuti vanozvipa sei.
  3. Inishuwarenzi yako yekambani inochengeta urongwa hwako. Vakawanda vakanatsa zvirongwa zvisingasviki zvido zvishoma, sezvinotsanangurwa muchikamu chekutanga pasi apa.

Heino zvakawanda pane izvo Obamacare ari, zvakagadzirirwa kumamiriro ako ega:

Kana Wave Uine Inishuwarenzi - Yese hurongwa hwehushuwarenzi hunofanira kupa hutano mune gumi zvakakosha zvoutano . Inishuwarenzi yehutano yekambani haigone kuisa kunze kune avo vane mamiriro ezvinhu akambovapo . Ivowo havagone kuderedza avo vanorwara. Vabereki vanogona kuisa vana vavo pamarongwa avo kusvika pazera remakore makumi maviri nemaviri. Kana hurongwa hwako hwakatanga musi waMarch 23, 2010, zvingave "wakaberekerwa mukati" uye haafaniri kupa zvinhu zvose izvi. Asi kunyange kana iwe uine inshuwarisi, zvichange zvakakodzera nguva yako kuti uenzanise nayo pakugoverana.

Kana iwe uine Medicare, "chirongo chinogadziriswa" mukana wekugoverwa uchabviswa ne2020.

Kana Iwe Usingakwanisi Kubhadhara Inishuwarenzi - Medicaid yakawedzerwa kune avo vanobhadhara kusvika 138 muzana ye federal poverty level . Asi haisi nyika dzose dzakasarudza kuwedzera Medicaid, kunyange zvazvo hurumende yehurumende inotsigira . Kana iwe uchigara mune imwe nyika apo iwe unokodzera Medicaid, asi hurumende haizokupi, iwe haufaniri kubhadhara mutero kana iwe usingagoni kuwana inshuwarisi.

Urwu hurombo hunowanzowedzera gore roga rega kuti hurambe huchiwedzera. Avo vanowana mari yakawandisa kuMedicaid vachawana zvikwereti zvemitero kana mari yavo iri pasi pe400 muzana yehurombo huri.

Chikwereti chinoshandiswa mwedzi mumwe nomumwe, pane kufanana nehupfumi hwegore negore. Iko kunewo mari shoma inoderedzwa uye inokwaniswa. Kuti uwane zvikwereti zvinowanikwa munguva pfupi yapfuura, tarisa Zvii Zvakawanda Zvichaita Kuti Ndizvigadzirire?

Kana Iwe Usingawani Inshuwarisi

Iwe unofanirwa kunge uine chinyorwa kwemwedzi mipfumbamwe kubva kune gumi nembiri kuti usapinda Obamacare mutero . Inogona kunge yakareba se2,5 muzana yemari yako. Pane zvishoma uye maximums anoshanda.

Iko kushamwaridzana kunovhurwa kusvikira musi waDecember 15, 2017. Pane mamiriro akasiyana pano. Iwe unogona kugara uchinyora kunishuwarenzi yega yega kana Medicaid. Iwe unogonawo kushandisa shanduro kuti utange kutsvakurudza zvirongwa zvegore rinotevera. Tsvaga Mawaniro Ekuwana Obamacare .

Kana Iwe Wakaita Zvinopfuura $ 200,000 Gore - Mitero yakawedzera mugore ra2013 kune vanhu vanoita zvinodarika madhora 200 000 pagore ($ 250,000 kune vakaroora), vamwe vatapi vezvoutano, nemamwe mabhizimisi ane chokuita nehutano.

Kana Iwe uri Bhizimisi - Kana uine vashandi makumi mashanu kana kupfuura, unofanira kupa shuwarenzi kune vanenge 95 muzana yevashandi venguva yakazara kana kubhadhara mubhadharo. Nezvimwe, ona Treasury Press Release.

Kana uine vashandi vashanu kana vashoma, unokodzera kutsvaga zviri nani pakushandurwa kwevashandi pane shanduro SHOP. Kuti uwane zvakawanda pamusoro pekuti Mutemo unokubata sei, zvichienderana neboka ripi rauri mauri, ona Sei Zvichaitwa neBobacacare Zvandichaita?

Obamacare In-Depth

Kuti uwane zvakawanda pamusoro paObamacare, ona bhuku rangu rinonzi The Ultimate Obamacare Handbook .