Obamacare Basics Unofanirwa Kuziva

Tsvaga Mamwe maAACA Tsanangudzo Dzakakosha

Obamacare ndiye Murwere Kudzivirira uye Affordable Care Act we 2010 . Inogadza inshuwarano yehutano kune vose. Yakapedzisa rubatsiro rwemhuri dzinotora mari yepakati, uye vateresi vanopa rubatsiro rwehutano uye vanowana mari yakakwirira. Obamacare ndiyo yakanyatsoshandiswa mutemo kubva paSocial Security Act muna 1935. Inonzi zita reMutungamiriri weBarack Obama , uyo akatsigira hutano hwehutano hwakanaka sezvo achishanda kuhofisi muna 2008.

Kuita kuti hurumende isimbiswe, 2.6 muzana yemutero wemari inowanikwa inotorwa kune avo vasina inshuwarisi. Tsvaga kana iwe uri kusunungurwa .

Kubhadhara mari, Obamacare yakawedzera mitero . Vaya vanoita $ 200,000 pagore ($ 250,000 kune vakaroorana) vanopa mari yakakwirira uye mitero yemari yekubhadhara. Mabhizimisi mazhinji anotora mitero zvakare.

Obamacare akagadziriswa dzimwe shanduko kuhutano hwehutano hwakadai se:

Chinangwa cheOmacacare ndechekuderedza mari yekuchengetedza utano huwandu. Inosanganisira vechidiki vane hutano avo vachabhadhara mari yemari yemari asi vasingashandisi mazano. Inobvumira vanhu vanoshandisa chipatara chinodhura chipatara chinoshanyira kuti vanorapwa nachiremba vasati vava dambudziko.

Izvi zvinodhura zvichamuka sezvo Trump inoderedza Obamacare . Inogonawo kusimuka pasi peipi yeC Congressional mazano ekutsiva Obamacare .

Pakutanga, Mutemo wakawedzera mari yekuchengetedza utano . Izvo zvakaitika nokuti dzakawanda zvirwere zvisati zvamboonekwa zvisingaoneki uye zvakarapwa panguva yekuongororwa kwokutanga .

Chinhu chinonyadzisa ndechokuti Obamacare ingangodaro yakakonzera vashandi ve mamiriyoni matatu kusvika kune mamiriyoni mashanu kuti varasikirwa nehutano hwavo huripo, iyo inotsigirwa nehutano inshuwalhu.

Mabhizinesi mazhinji akawana yakawanda mari-inoshanda kubhadhara mubairo wekutendera vashandi vavo kutenga inshuwarisi pamakwikwi. Vamwe vakarasikirwa nezvirongwa zvavo nokuti havana kuita zvinodiwa nemutemo mutsva.

Zvimwe Obamacare Tsanangudzo Unofanirwa Kuziva

Iko kusingakwanisi Kuchengetedza Mutemo kwakaoma zvikuru zvokuti yakagadzirirwa mimwe mitemo yakawanda. Heino runyora rwezvinhu zvakakosha zvikuru uye tsanangudzo dzavo.

Health Insurance Exchange . Idzi idzi dziri nzvimbo dzekutengesa dziri muIndaneti dzinokubvumira kuti uenzanise uye utenge utano hwehutano inshuwarano Vamwe vanoti vanotanga kugoverana kwavo, kunyange zvazvo vazhinji vachibvumira vagari vemo kuti vashandise imwe chete yehurumende yehurumende. Kuvhura kunyoreswa kwakaguma musi waJanuary 31, 2017. Avo vasina kutenga chirongwa panguva iyo havagoni kuwana inshuwarisi kuburikidza nekukwikwidzana. Mune mamwe mazwi, unofanira kunge uine chinyorwa kwemwedzi mipfumbamwe muna 2017, kana kubhadhara mutero.

Federal Poverty Level . Iyi ndiyo mari yegore negore iyo hurumende inoshandisa kusarudza kuti ndiani ari kurarama muurombo. Urwu hurombo hunowedzera kuwedzera gore roga roga kuti uchengetedze nehupfumi. Obamacare akawedzerwa Medicaid kuisa avo vanoita 138 muzana kana kuti vashoma paurombo hwehutano. Inopa zvikwereti zvemitero kune avo vanoita 400 muzana kana pasi.

Ten Essential Health Benefits . Pasi peObamacare, mapurisa ose ehushuwarisi anofanira kupa zvivako mune imwe neimwe yezvikamu gumi zvinokosha. Izvi zvinosanganisira:

  1. Outpatient care
  2. Emergency room services
  3. Hospitalization
  4. Kuchengetedza kwekuchengetedza , kutarisana zvakanaka, nekuchengetedza zvirwere zvisingaperi
  5. Maternity uye kuberekwa patsva
  6. Mental and behavioral health treatment
  7. Prescription drugs
  8. Zvirongwa nemichina yekubatsira vanhu vane kukuvadzwa, kuremara, kana mamiriro ezvinhu asingagumi
  9. Lab maedzo
  10. Kuchengetwa kwevana

Vakaberekwa Muna. Izwi iri rinoshanda kune hurongwa hwehutano hwehutano huripo huripo musi waMarch 23, 2010, apo Affordable Care Act yakasayirwa. Zvirongwa izvi hazvifanirwi kupa zvinyorwa zvinokosha, kana kuti zvinopindirana nemimwe mitemo yeAACA. Vanogona kupa zvikamu zviviri pasi uye mapeamisi kupfuura zvirongwa zvekugoverana.

Tarisa kuti uone kana chirongwa chako chakatanga kupa.

Kana iwe wakabereka-muchirongwa, chienzanisei zvakanyatsogadzirirwa kuronga pane kugoverana. Ona kana iwe unogona kuwana mutengo uri nani. Kana wangozvitendera, haugoni kuzviwana.

Mukudzika: Sei Ungagamuchira Obamacare | Rinotanga Rini? | Pros uye Cons | Chokwadi Pamusoro peBamacacare | Enzanisa naHillarycare

Kuti uwane mamwe maitiro ekuwana rubatsiro rwakanaka neObamacare, ona bhuku rangu "The Ultimate Obamacare Handbook."