Zvinowanikwa neOamamacare Health Exchange, uye Zvaunofanira Kuita Iye zvino
Iwe unogona nguva dzose kushandisa shanduro kuti uenzanise zvirongwa.
Iwe unogonawo kuwana kana iwe uchikwanisa kubhadhara mitero kana Medicare. Kana uchida zvimwe, ona Apo Obamacare Inotanga Kupi?
Kana iwe usina inshuwarisi kwemwedzi mipfumbamwe kubva pagore rimwe nerimwe, unofanira kubhadhara mutero weBobamacare . Ona kana iwe uchikodzera kusunungurwa kubva pamutero .
Chii Chinonzi Utano Inishuwarenzi Inoshandiswa?
Utano hwehutano huri mumisika apo iwe unogona kusarudza rudzi rwe inshuwarisi inonyatsosangana nezvido zvako. Zvinogona kutungamirirwa nehurumende kana hurumende yedhipatimendi yehutano nehutano hwevanhu. Dare rako rezvemitemo rakaita chisarudzo ichocho. Sangano rezvematongerwo enyika rakasangana nematambudziko pakutanga-up. Asi matambudziko iwayo akange agadziriswa, uye ari kushanda zvakanaka iyezvino.
Iko kugoverana kunopa nyore-ku-kutevera mutsara wemibvunzo kuti ikubatsire kuziva kuti ndeipi chirongwa chakanakisisa kwauri. Vanotsanangurawo mazwi einishuwarenzi, saka iwe unonyatsoziva zvauri kuwana. Vanobvunza mibvunzo yega yega inoshamisa pakutanga, asi izvi zvinongotaridzika.
Hazvisi zvakasiyana zvakanyanya kupfuura apo iwe unogadza mashoko echikwereti. Pano ndipo paunoshanyira shanduko muhurumende yako.
Iko kugoverana kuchapa zvirongwa mumapoka mana akasiyana: Bronze, Sirivha, Ndarama uye Platinum. Izvi zvinokubvumira kuti uenzanise zvirongwa pamwe nemakorayari akasiyana-siyana, zvinodhevedzwa uye nemiganhu yekubhadhara kwegore kubva kumakambani akasiyana-siyana.
Nokuwedzera, ona Sei Ndinosarudza Inishuwarenzi?
Chimwe chikomborero chikuru chekutsinhanisa ndechekuti vanokubatsira kuti uwane rubatsiro rwehutano huripo uye zvipo. Semuenzaniso, iwe unogona kukodzera kuwedzerwa Medicaid kana uchigara kune imwe yenyika dzakatora izvi.
Kana iwe uchiwana zvinopfuura izvi, asi zvishoma kudarika madhora makumi mana nemakumi mana nemakumi mana nemunhu wese unogona kuwana mvumo yemitero kubatsira kubhadhara mari yemwedzi. Iwe unogona kunge uchikwanisa kubhadharwa mari shoma kana kudhakwa, zvichienderana nemari yako uye chirongwa chaunosarudza. Cherechedzai mari inoshandiswa mari inoshandiswa inotsanangurirwa nekuenzanisa zvaunowana kune federal poverty level yegore negore. Kuti uwane mamwe mashoko, ona Chidimbu cheMurwere Kuchengetedzwa uye Affordable Care Act . (Chinobva: "Chii chinonzi Health Insurance Marketplace?" HealthCare.gov.)
Essential Health Health Benefits
Zvose zvirongwa zveinishuwarenzi dzakapiwa nekutengeserana dzinofanira kuvhara zvinotevera gumi zvakakosha zvoutano :
- Emergency room services uye hospitalization.
- Kunze kwekuchengetedza, kusanganisira kudzivirira nekuchengetedza zvakanaka, pamwe nekusingaperi kwezvirwere zvirwere. Kushanyira kwekuchengetedza kwekuchengetedza hakuna kopay.
- Lab maedzo.
- Maternity, kuberekwa uye kutarisirwa kwevana.
- Mental and behavioral health treatment.
- Prescription drugs.
- Zvirongwa nemichina yekubatsira vanhu vane kukuvadzwa, kuremara, kana mamiriro ezvinhu asingagumi.
Chii Chaunofanira Kuita Iye Zvino?
Iwe unogona kuenzanisa zvirongwa pakugoverana, uye shandisa yese yepaiti kuti uwane mhinduro yakawanda yakapindurwa. Tsvaga Mawaniro Ekuwana Obamacare .
Kana uchinge uine inshuwarisi, unogona kuichengeta. Icho chinosanganisira chirongwa chega iwe chawakazvitenga iwe, chirongwa chebasa (kusanganisira COBRA), chirongwa chekusiya basa, Medicare, Medicaid, CHIP, TRICARE nemamwe mapurogiramu ekuchengetedza utano hweveterans, uye zvirongwa zveKugare Corps Volunteer.
Zvisinei, iwe ungada kuwana chirongwa chiri nani. Somuenzaniso, kana urongwa hwako hwakanga huripo musi waMarch 23, 2010, hwaive "wakaberekerwa mukati." Izvozvo zvinoreva kuti hazvifaniri kupa zvose zvinokosha zvinobatsira. Iwe unogona kuda kuchinja icho chirongwa chitsva pane shanduro. Tsvaga zvakawanda paGreatfathered Health Plan. Kana iwe uchida chirongwa chaunacho, unogona kuchichengeta.
Vaduku-mabhizinesi vanogonawo kutanga kutsvakurudza zvirongwa zvino.
Iwe unogona kuona kana iwe uchikwanisa kubhadhara mutero pano. Iwe haufaniri kupa inshuwarisi kana une vashandi vashoma makumi mashanu.
Kana uine makumi mashanu kana kupfuura vashandi, iwe uchafanirwa kupa shuwarenzi kana kutarisana nechirango. Tsvaga zvakawanda pamusoro peizvi muBhizinesi Haufaniri Kupa Inishuwarenzi Kusvikira 2015 . Kunyanya, iwe unenge uri pasi pechirango kunyange kana mushandi mumwe chete anowana chirongwa chine mari shoma pane kutengesa. Tsvaga zvakananga paChii Mubhadhari Wekugoverana Shared? Nokudaro, zvinonzwisisika kuti uzive nekushandura ikozvino, uye nemarongwa anopiwa musi waNovember 1. Pano ndipo paunozoziva ne SHOP Marketplace.
Tsvaga zvimwe zvose zvaungaita ikozvino pa Ndingakwanisa Sei Kugadzirira?
Kana uchida inishuwarenzi ikozvino, iwe unogona kushandisa shanduro yekutsvaga chirongwa chepachivande. Nezvimwe, enda kuHealthcare.gov.
Zvimwe paObamacare
- Ko Obamacare Inoshanda Sei?
- Ichandiwana Zvakawanda Zvakadini?
- Pros uye Cons
- Chokwadi Pamusoro peObacacare
- Obamacare Summary - Iyo Inokubata Sei
- Health Care Reform Nguva
- Ichokwadi Chaicho Chinotarisirwa Rudzi
- Kudzokorora Obamacare?
- Ndezvipi zviri muC ACA Itself?
- Nei Tichifanira Kuchinja Utano Hwenyama
- CBO Report
- Obama's Health Care Campaign Inovimbisa
Kuti uwane nhanho-nhanho nzira yekuwana inshuwarisi pamakwikwi, ona bhuku rangu The Ultimate Obamacare Handbook (2015 - 2016) .