Kutenga kusarudzwa kunopa muchengeti wesarudzo kodzero yekutengesa kambani yepamusoro yenguva yeruzhinji pamutengo wekutsvaga chero nguva isati yapera kontati. Izvi hazviwanzoitiki uye hapana kune zvakakunakira kuita izvi, saka usabatwa muhurukuro yakagadziriswa yekutenga kusarudzwa kwekuisa.
Vazhinji vatengesi vanotenga mabhoti nokuti vanofunga kuti mari yekutengeserana inotamira pasi uye inoda kubatsirwa kubva ikoko. Iwe unogonawo kubva pane zvaunosarudza usati wapera - panguva yemusika, hongu.
Zvose zvingasarudzwa zvine upenyu hushoma. Izvo zvinotsanangurwa nezuva rakapera rinopera neramangwana rechitsinhanho iyo inoshambadzira. Iwe unogona kushanyira rimwe nerimwe remangwana rekutsinhanisa webhusaiti yezuva rakapera remusika wekutengesa imwe neimwe.
Kuwana Zvakakodzera Zvimwe Zvokushandisa Zvokutenga
Iwe unofanira kutanga uchisarudza pane chinangwa chako uye wozowana nzira yakanakisisa yekuzvitenga. Zvinhu zvaunofunga kana uchitenga kusarudza zvinosanganisira:
- Nguva yakareba iwe unoronga pamusoro pekushanda.
- Nhamba yaunogona kugovera kutenga iyo yakasarudzwa.
- Urefu hwekutama unotarisira kubva pamusika.
Zvizhinji zvezvinhu uye ramangwana zvine mikana yakasiyana-siyana mumarudzi akasiyana ekupedzisira uye mitengo yakasiyana-siyana inokubvumira kusarudza chisarudzo chinosangana nechinangwa chako.
Nguva Yenguva Yeunoronga Pakuve Nesangano
Izvi zvichakubatsira iwe kuziva nguva yakawanda yaunoda pane imwe sarudzo. Kana uri kutarisira chinhu chakanaka chokupedzisa kufamba kwayo pasi mukati memavhiki maviri, iwe unoda kutenga chinhu chakanaka nemavhiki maviri ezvisi yakasara pairi. Kazhinji, haugoni kutenga chisarudzo nemwedzi 6-9 inosara kana iwe chete uchitarisa pakuve mubhizimisi kwemavhiki mashoma, sezvo zvasarudzo zvichange zvakadhura uye iwe ucharasikirwa zvimwe.
Chinhu chimwe chekuziva ndechokuti nguva yekutanga yezvasarudzwa inodonha nokukurumidza mumazuva makumi matatu apfuura. Nokudaro, iwe unogona kunge wakarurama pane zvekutengeserana, asi sarudzo inodarika nguva yakawandisa nguva uye iwe unoguma nekurasikirwa. Ndinokurudzira kuti iwe ugare uchitenga chisarudzo nemamwe mazuva makumi matatu kupfuura iwe unotarisira kuva mubhizimusi.
Nhamba Yaunogona Kugovera Pakutenga Chimwe Chete
Zvichienderana nehuwandu hwekambani nehutambudziro hwemungozi, zvimwe zvisarudzo zvingadhura zvakanyanya kuti iwe utenge kana zvimwe zvingasava zvikodzera zvakakwana zvachose. Mune mari yakaiswa sarudzo ichava yakadhura kudarika kunze kwemari yakasarudzwa. Uyewo, nguva yakawanda yakasara pane zvingasarudzwa pane, ndizvo zvavanoda.
Kusiyana nekusvika zvibvumirano , hapana mararamiro kana iwe uchitenga ramangwana sarudzo. Iwe unofanirwa kubhadhara mukana wekutanga premium mberi. Nokudaro, zvisarudzo pamatengesi asinganzwisisiki semafuta asina kuwanda anogona kukwana madhora mazana emadhora. Izvozvo zvingasava zvakakodzera kune vose vanogona kushambadzira. Uye iwe haudi kuita chikanganiso chekutenga zvakadzama kunze kwemari yekusarudzwa nekuda kwekuti vari mumutengo wekutengesa. Zvizhinji zvakaderera kunze kwekusarudzwa kwemari zvichange zvisingabatsiri uye zvinoonekwa sekureba kwenguva refu.
Kureba Kwokufambisa Iwe Unotarisira Kubva Kumusika
Kuti uwedzere kubata kwako uye kutarisira njodzi yako, iwe unofanira kuva nemafungiro emhando ipi yekufambira iwe unotarisira kubva pane zvigadzirwa kana yemangwanani yemusika.
Iyo nzira yakanyanyisa kugadzirisa inowanzotenga mukutora mari. Imwe nzira inoshungurudza ndeyokutenga zvibvumirano zvakawanda zvekunze kwekusarudza mari. Kudzoka kwako kuchawedzera pamwe nezvibvumirano zvakawanda zvekunze kwekusarudzwa kwemari kana musika unoita hurukuro huru. Iko kunewo riskier sezvo iwe une mukana mukuru wekurasikirwa yose premium yekugadzirisa kana misika isingafambi.
Isa Zvimwe Zvokurwisana neChirongwa Chekupedzisira
- Limited Risk
- Zvishoma Kupera
Kurasikirwa kwako pakutengesa kusarudzwa kwekutsvaga kunongopedzisira kuri purogiramu yawakabhadhara pane zvaunosarudza pamwe nemakomisheni uye chero mari. Nezveramangwana rechibvumirano, unenge uine kurasikirwa kusingagumi.
Isa zvisarudzo zvakare usafambisa nekukurumidza semazamu mikonti kunze kwekuti zvakadzika mumari. Izvi zvinobvumira mutengesi wezvokutengesa kuti atasve kunze kwezvikwata zvepamusoro uye zvakaderera mumisika zvinogona kumanikidza mutengesi kuti akavhare kontrakiti yeramangwana kuitira kuti agadzirise ngozi.
Chimwe chezvipingamupinyi zvikuru pakutenga zvingasarudzwa ndeyekuti izvo zvasarudzwa zvinorasikirwa nenguva zvinokosha zuva nezuva. Zvisarudzo ndezvimwe zvinhu zvinoparadza - zvinyorwa, zvinokosha zvishoma zuva rimwe nerimwe rinopfuura. Iwe haufaniri kungova wakarurama pane kutungamirirwa kwemusika asiwo pane nguva yekufamba.
Kuputsa Even Point:
Strike Price + Option Premium Kubhadhara
Iyi shanduro inoshandiswa pakusarudzwa kwekupera kwekutarisa pasina nguva yekubatsira yakasara pane zvingasarudzwa. Iwe unogona pachena kutengesa zvisarudzo chero nguva isati yapera, apo pachava nenguva yepamusoro kunze kwekuti zvisarudzo zvakadzika mumari kana kure nemari.
Update
Chimwe chinhu chinogona kushandiswa chinogonawo kushanda sechigadzirisho chekumira-kurasikirwa chimbo chetariro yakareba. Mukushambadzira kwemisika, zvinokurudzirwa kuti vatengesi nevatengesi vashandise kushandiswa pakatarisana nematambudziko. Chimiro chinoshanda chekuzvipira-mubayiro uye sevatambi vanobudirira zvikuru mumakethe vanoziva, haufaniri kuisa pangozi kupfuura iwe unotarisira kuita pane imwe nzvimbo yekutsvaga.
Dambudziko rekumisa nderokuti dzimwe nguva mutengesi unogona kutengeserana nehutano hunokonzera kumira ndokudzoka zvakare. Kune avo vane nzvimbo refu, kusarudzwa kwenguva yakareba kunoshumira sekumisa kurasikirwa nekudzivirirwa, asi kunogona kukupa nguva yakawanda kupfuura inomira inovhara nzvimbo iyo inoshandiswa kune imwe yenjodzi. Izvozvo ndezvokuti kana sarudzo yacho iine nguva yakasara kana misika inenge isina kumira; chisarudzo chekuisa chinoshumira zvinangwa zviviri.
Chokutanga, kusarudzwa kwacho kuchaita semutengo wemishuwarenzi, kuchengetedza nzvimbo yakareba kubva kune dzimwe kurasikirwa pasi pemutengo wematengo. Chechipiri, uye zvichida zvakanyanya kukosha, sarudzo yekuisa inobvumira mukana wekugara kwenguva yakareba kunyange kana madonheji ematengo pasi pee insured level kana kuti mutengo wekutsvaga. Masoko kazhinji anowira chete kuti atendeuke uye awedzere zvinoshamisa mushure mekutengesa mutengo kumira mirairo. Chero bedzi chisarudzo ichi chiine nguva kusvikira nguva yapera, kusarudzwa kusarudzo kuchachengetedza mushambadziri mubato munzvimbo yakareba uye kuvabvumira kuti vararame nguva yakaoma iyo inopedzisira inodzokera kune imwe nzvimbo. Nzvimbo refu yakareba pamwe chete nechareba yakaiswa inenge yakangofanana nechekugara kwenguva refu, iyo ine ngozi shoma.
Isa zvisarudzo zvinogona kushandiswa kuti zvive zvakananga pamusika kutengesa kuti mutengo uchatadza kana kuchengetedza nzvimbo yakange iripo kubva pane kutengesa mutengo usina kunaka.