Kunyange zvazvo izvi zvingaita zvakanaka kune mumwe munhu achiedza kuvaka zvakare chikwereti chake , Credit One Bank inoita kuti vadhidhidhi varo vatone kubhadhara "ropafadzo." Kana uri kutarisa chikwereti cheDencen One Bank Platinum Visa, chienzanisa zvayo kune mamwe makadhi kuitira kuti uve nechokwadi chokuti uri kuwana zvakanakisisa kugadzirisa nezvemamiriro ako akasiyana.
Credit One Bank Platinum Visa
Chikwereti Rimwe Bhizinesi inoita mari uye inokonzera njodzi inobatanidza nekupa chikwereti kune vanotengesa riskier nekubhadhara mari. Mari yegore negore inodhinduka, asi munguva yakapfuura, yakasvika kusvika $ 75 yekadhi rino mugore rokutanga uye kusvika ku $ 99 gore negore mushure meizvozvo. Uyezve, mari yegore negore inokweretwa ku-akhawunti yako zuva rayo rakazaruka uye inoderedza chikwereti chako chiripo nemari iyoyo.
Chechi chikwereti chikwereti chauchazobvumirwa kune $ 300. Saka, nebhadharo yegore negore, chikwereti chako chekutanga chinogona kunge chiri $ 225 chete. Nezvimwe nhoroondo, mari yegore negore inogoverwa mubhadharo 12 yakaenzana uye inorayirwa pamwedzi, panzvimbo yegore negore, mugore rechipiri. Iwe haugoni kuziva kuti nzira ipi inoshanda kuakaunti yako kusvikira iwe uchibvumirwa kuti uwane kadhi.
Mamwe Mari
Kana iwe ukawedzera mumwe munhu ane kodzero kumubhadha yako, iwe uchabhadhara imwe $ 19 yemari yegore negore kumunhu iyeye, uye kana ukarasikirwa nekadhi rako iwe uchabhadhara $ 25 kuti uwane kadhi rinotsiviwa.
Iko yegore yeperesenti yehuwandu (APR) yekutenga inobva pane chikwereti chenhoroondo yako. Kana uine chikwata chakanaka chekwereti, iwe unogona kunge uchikwanisa kuwana chidimbu chechibereko chepasi. APR inobhadharwa mari ichave yakakwirira.
Kana mari yekufambira mberi, uchawana shanduro yemari yakatarwa yekutengesa mari yako kana iwe uchibvumirwa.
Zvakanakisisa kudzivisa mari kufambira mberi kunze kwekunge iwe uchiziva mari yaunenge uchatorwa kwavari. Iwe unogona kuwana mari yekubhadhara mari ye $ 5 kusvika ku $ 10 pamusana pekufambisa mberi, kana mari yepenteji inotangira kubva ku3 kusvika ku8 muzana yekufambisa. Zvakare, hauzowani kuti mitero ipi inoshanda kwauri kusvikira wagamuchira kadhi.
Kubhadhara kwemazuva mashoma uye kubhadhara zvikwereti zvinokonzerawo mari yekusvika $ 35 nekutengesa. Iwe unofanirwawo kuziva kuti dzimwe nhoroondo hadzina nguva yenyasha , zvinoreva kuti kutenga kwako kunotanga kuwedzera kukunda pakarepo.
Iwe hauzove nemukana wekubhadhara zvakakwana uye usapinda chikwereti pane kadhi rechikwereti. Iwe unogona, zvisinei, kuderedza chiyero chekufarira iwe unobhadhara pamari yako yekubhadhara nekubhadhara kadhi iri kurega nguva dzose.
Credit One Bank inopa mari yekuwedzera mari yechikwereti kubva pa $ 0 kusvika ku $ 49 kana chikwereti chako chawedzerwa, kunyange iwe usina kukumbira kuwedzerwa kwemiganhu. Iyi mitero yakatarwa inotaurwa muhurukuro yemazuva emitemo yemakadhi echikwereti.
Mashandisiro Aungaita Kwereta Rimwe Bank Platinum Visa
Usaita chikanganiso pamusoro pacho, Credit One Bank Platinum Visa ikakwereta kadhi rechikwereti, kunyanya apo unogona kuwana mikana yepamusoro yepamusoro inowanika pamusika. Iko kadhi rechikwereti iwe unofanira kungowana chete kana iwe usina zvimwe zvingasarudzwa uye haugoni kukwanisa kubhadhara mari yekadhi yemakadhi.
Kuti uwane kadhi yakachengetedzwa, tarisa pazvikwereti zvekadhi rechikwereti seGeor One Secured MasterCard .
Uyu haasi wekodhi-yakanakisisa kadhi rechikwereti, uye kana iwe usingachenjeri, unogona kuwana chikwereti chako chechikwereti chakashandiswa nemari yose yemari yakasiyana-siyana. Inoshanda nenzira yakajeka sekadhi rechikwereti raunogona kushandisa kuti utange kuvaka chinyorwa chekubhadhara kuitira kuti iwe unokwanisa kukodzera chimwe chinhu chiri nani. Zvisinei, kana iwe usati wagadzirira kuita nguva dzose, panguva yakakodzera kubhadhara kadhi rechikwereti, usatora izvi kana chero imwe kadhi rechikwereti.
Kutarisira Kadhi Raunowana Chikwereti Chine Chikwereti
Bhadhara mari yegore negore kuti usunungure kadhi yako yekushandisa chikwereti. Kana kadhi yako isina nguva yenyasha, kuripa mari yako yegore negore kunyange musati wataura chirevo chako chokutanga uye usati waita chero zvimwe zvekutenga pakadhi rako.
Chengeta zvaunotenga zvishoma, kunyanya kana iwe une chikwereti chiduku chekwereti.
Unoda kubhadhara chete chikamu chemazana makumi matatu kubva muzana chekwereti yako, iyo iri $ 90 kana iwe une $ 300 chikwereti. Izvi, nekubhadhara kadhi nguva nenguva, zvichabatsira kuvaka chikwereti chako uye kukuchengetedza kubva kune chikwereti.
kana kadhi yako isina nguva yenyasha, ita mari yako pamwedzi pamwedzi mwedzi mumwe nomumwe, kunyange zuva risati rasvika kuitira kuti iwe usaramba uchingobhadhara chikwereti pane chikwereti chisina kubhadharwa.
Shandisa kadhi rechikwereti iri nani pashure pemwedzi mitanhatu kusvika kune gumi yekushandisa kadhi rino nemaune. Kana ukangobvumirwa kubhadhara kadhi rechikwereti nemashoko ari nani, yevhara Credit One Bank Platinum Visa uye usatarira shure.