Makadhi Makadhi Okudzivisa Kana Une Muori Wakaipa

Aya makadhi emakadhi echikwereti anotora chikwereti chikuru chechido uye mari kune vanhu vane chikwereti chakashata. Iwe unogona kunge uchirairwa kuti uwane kadhi rechikwereti rakachengetedzwa , iro rinowanzobhadhara, kana kadhi rakabhadharwa kana uchida mapurasitiki nekuvaka chikwereti chako chekwereti hachisi chakakosha kwauri.

  • 011 First Premier Bank Bank Gold MasterCard

    © Stephen Swintek / Creative RM / Getty

    Apo ini ndakatanga kuona mazwi pamusoro pekadhi rechikwereti, ndakafunga kuti ndaiona zvinhu. Asi zvose ndezvechokwadi: A 59.9 muzana APR uye $ 75 yekugadzirisa kuiswa kwemari. Kutanga mugore repiri, kune $ 75 yemari yegore negore, iyo iyo Premier Premier inokuteresa pamutengo we $ 6.25 pamwedzi. Uye nokuda kweizvi, unowana $ 300 chikwereti chikwereti.

    Asi inotowedzera. Nguva imwe neimwe iyo akaunti yako ichibvumirwa kuti uwedzere chikwereti chikwereti , iwe uchabhadharwa mari inokwana 25% yekwereti yemiganhu yekuwedzera, iyo inowedzera kuwandu yako. Izvo zvikwereti zvikwereti zvikwereti ndeye $ 100, uye iwe haugoni kukwanisa kuwana imwe kwemwedzi gumi nemashure mushure mekunge uzarura akaunti yako.

  • 02 Centennial Gold MasterCard

    Iri kadhi rinobudiswa neChishanu Premier Bank uye rakafanana neChishanu Premier Bank Gold MasterCard uye Aventium Gold MasterCard . Iyo ine 59.9% APR, $ 75 yekugadzirisa kuiswa kwemari uye $ 75 yemari yegore kubva mugore rechipiri. Izvo zvinewo zvishoma zvishoma chikwereti chikwereti. Pasi pezita ripi neripi, chinhu chakaipa.

  • 03 Aventium Gold MasterCard

    Iri kadhi rinobudiswa neChishanu Premier Bank uye rakafanana neChishanu Premier Bank Gold MasterCard uye Centennial Gold MasterCard. Iyo ine 59.9% APR, $ 75 yekugadzirisa kuiswa kwemari uye $ 75 yemari yegore kubva mugore rechipiri. Izvo zvinewo zvishoma zvishoma chikwereti chikwereti. Icho chinhu chinotyisa pasinei nokuti iwe unoti chii.

  • 04 Applied Bank Gold Visa Card

    IA Applied Bank Yakachengetedzwa Visa Card yakarongwa kadhi redu rakachengetedzwa. Izvi zvisingagoni kuchengetedzwa kwegoridhe zvinodhura, asi iwe unowana zvishoma zvishoma.

    Izvo zvikwereti zvikwereti ndeye $ 500 chete. Nokudaro, iwe unofanirwa kubhadhara $ 125 yemari yegore, iyo inobva yangomhan'ara ku account yako. Izvozvo zvinoderedza chikwereti chako chechikwereti kune $ 375, uye zvinorevawo kuti iwe unotanga kupinda mumari yemari pamasvondo makumi matatu maviri usati wawana bhiri rekutanga .

    Panewo nguva yenyasha pakutenga, saka hauna kumbove nemwedzi usingazopukunyuti mhaka dzemari , kunyange kana iwe uchibhadhara chikwereti chako nenguva. Mushure memugore rokutanga, mari yegore negore inotsiviwa nemwedzi wekugadzirisa we $ 15, kana $ 180 gore negore. Mukuwedzera, Applied Bank inopa $ 100 chikwereti chikamu chekuwedzera mari .

  • 05 Applied Bank Match Gold Gold Plus Visa Card

    Bhizinesi haritauri izvozvo, asi nokuda kwezvose zvinoshanda, iyi ikadhi rakachengetedzwa . Kuti uwane kadhi, unofanirwa kuzarura kambani yedhipatimendi nebhandi ye $ 300 (ma $ 5,000); chikwereti chako chikwereti chikamu chemari pamwe ne $ 300. Mune mamwe mazwi, chete $ 300 yekwereti yako chikwereti hauna kuchengeteka.

    Kunyange zvazvo mari yako iri inshuwarisi yeDICIC , bhangi haibhadhari iwe unofarira pairi. Kana zvisina kudaro, kadhi rino rine mazano akafanana neApplied Bank Gold Visa Card kunze kweApri ine zvishoma pasi pa 23.99%, zvichienderana ne29,99%.

  • 06 Chikwereti Chebhengi Rimwe Visa Platinum Card

    Iko kadhi haifaniri kunge yakadhura semamwe makadhi mashanu ari apa, asi ichiri chakanaka. Zvichienderana nechikwereti chekwereti chaunowana-icho chichabva kubva ku $ 300 kusvika kune $ 1,500 - mari yako yegore negore ichasiyana kubva pa $ 75 kusvika ku $ 99, inobhadharwa muzvikamu zvinyoro zvemwedzi kubva mugore rechipiri. Nhamba yekutora inobva kubva ku23,9% kusvika ku 26.9%, zvichienderana nekodzero yako yemari.

    Kufanana neApplied Bank, Chikwereti Chekutanga chinokupa mhosva kana ichikupa iwe kuwedzera mutsara wekwereti, kunyange ichiti "chete" $ 49 ne $ 100.

    Mukuwedzera, kadhi rino rinopa 8% mari yekufambira mberi kwemari mushure megore rokutanga, iro rinenge kaviri izvo mamwe makadhi akawanda anotengesa . Iwe haufaniri kushandisa kadhi rako rechikwereti kuti uwane mari inotangira , kunyanya pamutengo iwoyo.