Antique Auto Insurance Anoshanda Sei?

Zvinokosha kuziva kuti antique auto inshuwarano inoshanda sei. Pamusangano wekuAmerica, vanonzwa izwi rokuti "antique auto," fungidzira chimwe chinhu chisina kusimba chekare nemakumbo akataurirana uye gumbo riri pamberi, uye dzokera kune zvose zvavaiita kare. Asi iwe wakasiyana. Iwe zvechokwadi unotora usiku we'63 Sting Rays uye '69 Boss 429 Mustangs. Iwe unotsvaga zvikwata zvekutengesa zvikwata zvekurohwa '37 Buicks ichikutorera muhomwe yeumwe munhu.

Bvuma. Iwe uri nhamba yemotokari. Kana kuti zvichida iwe unofarira "motokari anofarira." Handisi kureva kuti pane chakaipa pane izvozvo. Asi ngatitarisei, kana iwe wakabhadhara mari yakawanda yekutanga yekutakura motokari uye yava kuda kugara mugaraji rako, unofanirwa kupindura mibvunzo yakaoma. Uye mumwe wavo ndeye, "Ndinogadzirisa sei mwana wangu mutsva?"

Chii chaicho "gwara rekare"?

Chinhu chokutanga iwe unofanirwa kuziva kuti iwe kana kuti iwe hauna " gari rekare ." Sezvimwe zvinhu zvakawanda muupenyu, hapana mhinduro mhinduro kumubvunzo uyu. Tsanangudzo dzinosiyana pakati pevatengesi vemotokari, pakati pezvematongerwo enyika uye pakati pekambani dzeshuwarisi pamwe chete. Semuenzaniso, Antique Automobile Club yeAmerica inofunga yemotokari yekare kare semunhu anopfuura makore makumi mana namashanu. Kune rumwe rutivi, nokuda kwezvinangwa zvekunyora, nyika yeMichigan inotsanangura motokari yekare yekare iyo yakagadzirwa makore makumi maviri nematanhatu adarika apfuura uye "inoshandiswa sechinhu chavatengesi." Nenzira, kusiyana kunowanzotorwa pakati "Antique", "classic" uye "vintage" motokari.

Nokudaro apo vateresi uye hurumende dzehurumende vangave vachikakavadzana nekukodzera kwezvinotsanangurwa zvavo, kana zvinosvika kune inshuwarisi, iwe uchaita zvakanaka kuti unyatsonzwisisa sarudzo yako yakasarudzwa inyanzvi. Izvozvo zvinoreva kutarisa neajenti yako usati watenga inshuwarisi kana, kana iwe uchitova nazvo, shandisa tsanangudzo mumutemo wako.

Ndeapi antique motokari inotsigirwa?

Chinhu chekutanga chichaitika apo iwe ugere pasi neunishuwarenzi ndiye kuti iwe mose muchaona "chibvumirano chakabvumirana" chemotokari yenyu. Kazhinji, kukosha kwakagamuchirwa kunotsanangurwa nenyanzvi yekuongorora. Zvinonyanya kukosha, kana muchiitiko chako chekare chinokuvadza, chakaparadzwa kana chakabiwa, inshuwarisi yako inokubhadhara iwe kukosha kwekubvumirana kwemotokari yako uye kwete, ndinodzokorora, kwete "mari chaiye" kana " yakataurwa " kukosha. Iva nechokwadi chokuti muongorori wako anonzwisisa izvi uye overenga hurongwa hwako zvakanyatsonaka!

Izvo zvakakosha zvikuru kuti unzwisise mazwi ekushandiswa kwemotokari yako yekare. Mitemo inogona kusiyanisa zvishoma kubva kune imwe kambani kuenda kune imwe kambani, asi mapeji ose emotokari yemagetsi achapedza zvakanyanya nzira dzaungashandisa nayo motokari yako. Iwe pachako uchange uine huwandu hwokuushandisa pazviratidzwa zvemotokari, zviratidzo, zviitiko zvemakirini emotokari, mapurisa nemabasa akafanana. Makambani akawanda anosanganisira chiremera chakanyanya kutaurwa mileage zvakare. Uye vazhinji vachatsvaga kuti motokari yako yekare inogona kuchengetwa nenzira chaiyo kana isiri kushandiswa. Saka, ivai pachena kuti munoda sei kushandisa nekuchengetedza motokari yenyu musati matyoresa kune chero mutemo.

Ndingawana seiko bhizimisi chekodzero?

Kana uchinge wafunga kuti une motokari yekare, chii chaunobvumirana nacho uye kuti iwe unoda kuishandisa sei, nzvimbo yakanakisisa kutanga kutarisa mubhadhadzi wekodzero yakakwana ndeyekuti iwe unogara uine motokari yemainishuwarenzi kana kambani. Vakawanda vevanyori vakuru vanonyorawo mitemo yekare, mazambiringa uye magetsi. Uyewo chengetedza huwandu hwevhizimisi . Pane huwandu hwavo kunze uko. Iva nechokwadi chokuti iwe unonzwisisa tsanangudzo yekambani imwe neimwe, mazwi uye maitirwo. Wana ruzivo pamakambani akawanda. Zvinogona kutora nguva shomanana pafoni uye paIndaneti, asi kuwana shandisi yakakodzera yakakwana ingangokuchengetedza mari uye zvichida musoro mukuru pane imwe nzvimbo mumugwagwa.

Heano mamwe mashoko akanaka kune matambudziko ako ose. Antique motokari yveshuwarisi inenge nguva dzose inodhura zvishoma kana ichienzaniswa neshuwarisi yenguva dzose.

Izvozvo ndezvokuti inshuwarisi vanokoshesa kuchengetwa kwakanyanya uye kunyatsotarisa iwe unopa motokari yako yekare uye kukupa mubayiro nokuda kwayo. Saka, isa munguva uye nesimba rinotora kuti uwane kodzero yekuchengetedza auto inshuwarisi kwauri. Iwe uchafara uchiita.