Zvisingabatsiri kugoverwa kwekugoverana, zvikamu zvinokonzera ruzivo kune pfuma yevatengi.
Tarisa mabhuku ezvekutsvaga, uye hazvidziviriki: Kugoverana kwezvitengo uye kugoverana kwekutengesa kunotungamirira zuva, nemasikirwo akadai semagetsi uye unyanzvi hwepamusoro huri kuuya muchipiri chepiri.
"Zvakaoma kupukunyuka kwemazuva ose emitengo yemashamba," anodaro Grant Moore, CFP ne Savant Capital Management. "Kana iri pamashoko, pane imwe purogiramu pafoni yako kana mupepa, S & P neDow inoratidzika kwose kwose."
Aiwa, asi zvakadini nehurukuro yemudzikinuri-kana kune vamwe, mutengo we ho-hum? The frumpy dividend? Muparadzi asina chikamu ichocho-kutora chiruma?
Kazhinji kazhinji mari idzi-dzakawedzerwa kune vagoveri sechikonzero chekuwana mari yakawandisa pamwedzi-dzinoitwa mukuremekedzwa kwevamwe vashandi, kana zvisingaonekwi. Mune chikamu, mubvunzo wehurukuro: Chii icho hero chiri chikamu, zvakadaro? Verengai zvigaro chero ani zvake anogona kunzwisisa. Stock splits inonzwisisika. Asi chii chikamu kana kwete Wall Street chump shanduko?
Chokutanga, kukurumidza kukurumidza: Joshua Kennon, weBalance's Investing for Beginners Expert, anotsanangura kuti, "Kambani inogoverwa kuva zvikamu zvekutengesa uye dzimwe nguva, Bhodi reVatungamiriri rinosarudza kuparadzanisa chikamu chemari inowanikwa nebhizinesi pakati pevashandi vakasiyana uye uvatumire cheki ... nekuda kwekucheka kwezvikwereti izvozvo. " Anoenderera mberi achiti: "Somuenzaniso, kana bhizinesi rawana $ 100 mamiriyoni mushure mekubhadhara mutero, bhodhi rinogona kusarudza kubhadhara $ 50 mamiriyoni muzvikamu uye kuunzazve imwe hafu pakuwedzera, kuderedza chikwereti, kana kutanga chigadzirwa chitsva."
Zvakareruka, zvakanaka?
Kukosha Kwekugoverwa
Uye pamusoro pekukosha kwavo, funga kwenguva refu. Kugoverwa kunoshandiswa kunoreva zvizhinji, izvo zvinoreva upfumi hwakawanda sehomwe dzinokwidza makera. "Zvikamu zvinogona kugovera mari inogara iripo nguva yakareba kuitira kuti vashandi vangave vasatombofaniri kutengesa zviyero kana vachikwanisa kurarama pane chikamu," anodaro Moore.
"Somugumisiro, kusimbiswa kwakanyanya kunoiswa pangozi yematengo chete."
"Kwemazuva mazhinji, zvipo zvinowanikwa zvakare zvinogona kuunganidza huwandu hwezvikamu, izvo zvingakosha zvakanyanya, kunyanya kana zvikamu zvikoshesa," anodaro Yale Bock, purezidhendi, YH & C Investments uye maneja wemapatoti eCovestor. Mukufamba kwenguva, "kudzokera kutsvaga kwakaratidza chikamu makumi mana kubva muzana chekudzoka kwenyika-kukoshesa kwemari pamwe nekuwana-kunonzi kune zvikamu."
"Vatengesi havawanzozivi kukosha kwezvikamu," anowedzera Douglas H. DeLong, mukuru mukuru werozidhendi uye maneja wemapurisa muPennsylvania Trust, hupfumi hwekutengesa uye hupfumi huri muFiladelphia. "Asi maererano nekuongorora kwaStategas Research Partners, zvikwereti zvakapa chikamu chehafu yekutengeswa kwemakethe kwemakore 85 akapfuura."
Saka ngatidzokerei: "Inenge makumi mana kubva muzana yekudzoka kwakakwana kunonzi kune zvikamu." Uye: "Zvikamu zvakapa zvikamu zvinopfuura hafu yemakethe kudzoka kwemakore 85 akapfuura."
Inotora zvikamu ndezveshu, shure kwezvose.
Kutora Zvokugovera Zvikwereti
Heano zvimwe zvinhu zvinokosha zvaunotarisa paunenge uchisarudza zvikwata zvekugoverana kwazvo:
1) Zvimwe zvinokonzerwa namambopine zvinodhaira pasi pe radar. Sezviri munzira, pasi apa.
Tora, somuenzaniso, Chicago-based Dover Corp. (ticker: DOV). Ichokwadi haisi iyo high-tech sizzle ye LinkedIn Corp. (LNKD) kana Twitter (TWTR). Bhizimisi rayo rinonyanya kuratidza kushandiswa kwemvura, kushandiswa kwemabhizimisi uye masangano ekutsigira. Yawn.
Asi kunyange zvazvo makambani aya ezvigadzirwa zvemagetsi akawirwa nematambudziko kuburikidza nehupfumi hwe 2016-LinkedIn inonunurwa na Microsoft Corp. (MSFT), Twitter ichiri mu #superslump -Dover ine kukomborerwa kwegore negore kunowanikwa mumakore 60 kubva pamakore 61. Chikamu cheVITV chinomira pamasendi 42 pamusi wega: zvakapetwa kaviri masentimita makumi matanhatu pamapiro akagovera makore gumi apfuura. MunaSeptember 2015, ETF Daily News inonzi Dover iyo nhamba imwe yegoveri inobvira.
Enzanisa izvozvo naAppl (AAPL), kambani yevose vanoita radar yekutsvaga. Izvo hazvina kutanga kutora zvikamu kusvikira 2012-mwedzi mitanhatu mushure mokunge Steve Jobs apfuura.
Nguva yekupedzisira iyo tech giant yakavapa kunze? 1995: makore mapfumbamwe isati yasvika MacBook Pro laptop.
Mwedzi wapera, Apple yakaratidza chikamu che 57 cents per share. Icho hachisi chaicho chemari yemari, uye kubva kune $ 3.05 yakapiwa nguva ino muna 2014. Ichokwadi, zviri nani kupinda iZilch. Asi kana Jobs pachake aizotora mari yekugoverana, Dover yaizove yakagadziriswa, yakakosha.
2) Vamwe vanowanikwa mugoverwa vanenge chinhu chaicho chechokwadi maererano nekudzoka. Johnson & Johnson (JNJ) anozivikanwa mumararamiro emari se "muparidzi anristocrat." Kwemakore 54 ikozvino-kubva kunaJohn F. Kennedy paive mu White House-yeNew Jersey-based health care uye mishonga yemishonga yakawedzera zvikamu zvose gore. Kunyange iyo Apple yakasimba haina kutarisira tsvimbo isina kukanganiswa pamusoro pemakore mashoma mana.
Muna May, chikamu cheJ & J chakatengesa 6.7 kubva muzana, zvichipa mubhadharo kubva pazana makumi mashanu nehafu kusvika pamasendi makumi matatu nehafu. Zvechokwadi, Band-Aid rubatsiro rwakasiyana-siyana runodhura mazana gumi nemaviri. Asi kwemakore makumi mashanu nemasere uye kudzorera kwekuzvitsvaga kwezvikamu kune zvikamu, unogona kutenga mabheji akakwana kuti uzadze nhindi.
Kusvika iye zvino muna 2016, JNJ yakabhadhara $ 2.56 masentimiti pamubhadharo-kana $ 256 mugore rimwe chete kana iwe uine zvikamu zana. "Saka gore rakatevera mari inosvika madhora makumi maviri nemashanu (256) madhora ayo anodzorerwa aizokubhadhara imwe $ 2.56 pamashizha pamwe nezvose zvinowedzera, zvinowanzoita 5 kusvika ku8 muzana," anodaro Bock.
3) Zvikwereti zvinogona kureva kubhadhara mari. Izvi zvinotapira kune zvimwe zvinhu zvinokosha, anodaro Sean O'Hara, purezidhendi wePacer ETFs, iyo inoshandiswa-kutengesa-kutengesa mari yakabhadhara iri muPaoli, Pennsylvania. "Tingave tichitaura kuti mashizha ane mari yakasununguka yakawanda yemari inoburitsa uye zvikwereti zvakakwirira ndezvakanaka zvekutengesa vashandi, zvikurukuru vashandirwi. Vanoita mari yakakwirira, vane huwandu hwekuwedzera huri nani uye humwe hutsika hutungamiri hwekutarisana nehuwandu hwemashoko kana humwe hutano husina hutsika hwakasimba. "
4) Tsvaga "mutongi mashizha." Paunenge uchitsvaga chikamu chechokwadi chinodzoka, edza izvi zvisiri nyore zvinoratidzira. Isa mutongi pane girafu kubva pakutanga kwekugovana zvikwereti kusvika pakupedzisira. Iye zvino, tarisa mauto apo nzvimbo dzakawanda dzinotambanudza zvakaswedera pedyo nemutongi. "Colgate Palmolive (CL), Procter & Gamble (PG), uye Coca Cola (KO) yose mienzaniso yevatongi vematanda," anodaro Bob Johnson, purezidhendi uye mukuru mukuru weAmerican College of Financial Services muBryn Mawr, Pennsylvania. "Mutongi wezvikwata zvakakosha kune vaparidzi vatengesi nekuda kwekusagadzikana kwekugovera chikamu,"
Kana, kana iwe uchida: Vane huwandu hwehupfumi hwakasikwa.