Vanhu Vakawanda uye Vakawanda Vari Kufungisisa Kana Vakasimuka pazera remakore 50
Tora RIDD yekuenda kunoshanda zuva nezuva kuti uwane mubhadharo
Imwe nzira yekukuisa pamugwagwa wokuti usunungure kare ndeyokuona kuti zvinhu zvako zvose zvakagadzirwa zvinogona kuunza sei rudzi rwekugara kwenguva refu / mari yekusingaperi.
NeRIDD, ndiri kutaura nezveHoro, Kufarira, Kugoverwa , uye Kuparadzirwa:
-Rent- Imba yekuviga nzvimbo iyo munhu ari kubhadhara iwe. Kukodzwa mari inowanikwa inokosha yekuwana mari.
- Kufarira, Zvikamu, uye Kuparidzi- Izvi zvinosanganisira kufarira kubva kumarudzi akasiyana-siyana ezvisungo, zvikwereti kubva pamatokisi, uye kugoverwa kubva kune zvakasiyana-siyana zvekutsvaga izvo zvisingakodzeri zvakakwana muchitengo kana musungo. Zvichienderana nehuwandu hwehupfumiro yako, huwandu hwekugadzirisa mari inofanirwa kukwanisa kubudisa gore "cash flow" mugore re4 kusvika ku5 muzana. Tichakurukurirana izvi zvakare muchidimbu chinotevera.
Mari Inowanikwa
Sezvo mutemo wehurumende, vakuru vakwegura vanofanira kuronga pamusoro pehuwandu hwe5% hwekuregererwa, asi vashandi vashoma vari mumakore avo makumi mashanu vanofanirwa kuronga pavanenge vachidzoka vanenge 4 muzana pagore. Somuenzaniso, kana iwe uine $ 1 000 000 muzvikwereti zvako, iwe uchakwanisa kubvisa $ 40,000 pagore mumari yakawanda pamusana we4% wekuregererwa kwemari.
Wedzera iyi $ 40,000 kusvika pamusika wemari kubva pane zvekuvakirwa, uye iwe uchava munzira yako kuenda kune mari yakanaka yegore rose, usina kunyange kupinda muhofisi.
Chikamu-Nguva Inoshanda
Kuti uwedzere mari inouya kuburikidza nemukova wako, kunyanya, unogona kufunga nezvebasa remaawa. Kana uri kuedza kubhadhara pa50, iwe uchiri muduku, uye uropi hwako huri hwakasimba!
Funga kutora chikamu chechikamu pane imwe nzvimbo uchiita zvaunoda kana kushanda mune unyanzvi hwekutsvaga. Nokuva nebasa renguva yakazara, hausi kungoita mari yakawedzerwa, asi ichakubvumira kubvisa zvishoma kubva mudendere rako.
No More Mortgage
Kana iwe uchida kuenda kunze kwekutanga, iwe unoda kuwana nzira yekuchengeta mari shoma. Imwe nzira huru yekuita izvi ndeyokubhadhara chikwereti chako . Ndiyo imwe huru yekuti iwe hauchazofaniri kunetseka pamusoro pemwedzi woga woga.
Nezveutano
Kana iwe usisiri kushanda zvakare, iwe unoda kuva nechokwadi chekutarisa mumutemo wega wega kuvhara gari kusvikira wakakodzera Medicare pazera remakore 65. Chero zvaunoita, usazvibvisa pachena pasina urongwa hwehutano hwehutano .
Mitero, Kuponesa, Upenyu
Iva nechokwadi chokuti une nzira yakarongeka yekuti uri kushandisa sei nekuchengetedza mari yako. Yeuka tsananguro yeTL - mitero, mari, upenyu. Kazhinji, 30 kubva muzana yemari yako yakawanda ichaenda kumitero, uye 20 muzana ichaenda kune mari, ichikusiya ne50 muzana yezvaunoda uye zvaunoda.
Tanga Kutanga
Kubvisa kare kunoda kutanga uye kuchengetedza mangwanani. Iva nechokwadi chekubatsira pakutanga kumotokari yekusara iyo inowanikwa kwauri inosanganisira 401k, IRAs, SEP IRAs, uye mushure mekuteresa kwekwereta maakaiti, kungoti mazita mashoma.
Kuranga
Pakupedzisira, asi kunyangwe kwete, kusununguka mangwanani kunoda kuraira kukuru. Izvi zvinogona kureva kuti unorega zvinhu zvishomanana zvino kuitira kuti uve nehupenyu huri nani gare gare. Mamiriro ezvinhu ose akasiyana, asi kubvisa pamakore makumi mashanu hazvizoitiki pasina hurongwa hwakanaka uye kuzvidzora.
Tevera mitemo iyi, uye newewo uchakwanisa kurega mberi pane iwe unofunga. A
Kuzivisa: Iyi ruzivo rwakapiwa kwamuri senyanzvi yekutsvaga zvinyorwa chete. Inenge ichitaurirwa pasina kufunga nezvezvinangwa zvekutsvaga, kushivirira kwekuisa mungozi kana mamiriro emari yemumwe muzvinabhizimisi chaiyo uye ingave isina kukodzera kune varairi vese. Basa rekare harisi kuratidza migumisiro yemangwana. Kuisa mari kunosanganisira njodzi dzinosanganisira kurasikirwa kwatinoitwa mukuru. Iyi ruzivo haruna kuitirwa, uye haufaniri kuita, inoumba chikonzero chikuru chekusarudza kwekutsvaga kwekutsvaga iwe waungaita.
Nguva dzose bvunzurudza iwe pachako wepamutemo, mutero kana wekurima wekutsvaga wekutsvaga wekutsvaga kwekutsvaga iwe usati waita chero upi zvake wekutsvaga / mutero / nzvimbo / fungiro yekugadzira mari kana zvisarudzo