Ongororo muna 2015 yakaratidza kuti varayiri vakange vane 73% yevashandi vavo mune dzimwe nzira dzekutsvaga mari uye 70% yevanopa mazano vakagadzirira kuchengetedza mari yavo yemazuva ano ekubhadhara mari, asi hafu yavo inonzwa kuti dzimwe nzira dzekutsvaga mari dzakanga dzisina kusimba kubva muna 2008.
Kuongororwa kunoratidza kuti maererano nehurumende yekugovera, varayiri vakawanda vairumbidza huwandu hwe 6% kusvika ku15% yehutoriko hwevashandi mune dzimwe nzira. Vakawanda (18% yevanopa mazano) vakanga vachikurudzira 16% kusvika ku25% yezvikwata zvevashandi vavo mune dzimwe nzira.
Alternative Investments
Makambani anotengesa saMorgan Stanley naMerrill Lynch vakurudzira kugoverwa kwevatengi kune dzimwe nzira dziri pedyo kana kupfuura makumi maviri kubva muzana yepodfolio. Zvechokwadi, muterese wese akasiyana uye zvipo zvichasiyana kune umwe neumwe mutengi, asi zvakachengeteka kutaura kuti kukurukurirana ikozvino nemudzidzisi wako wezvemari kungave kunosanganisira musoro wekutsvaga mari mune imwe nzvimbo yako.
Kune avo vasingazive navo, mamwe mazvikwereti anoshandiswa anotsanangurwa se "zvisizvo zvisiri izvo", ndiko kushanda kwavo hakusi kutevera iyo yemamwe mapoka emasikisi emasikisi akadai samatokisi uye zvisungo. Vanoonekwa senzira inobatsira yekuenzanisa nengozi mune imwe nzvimbo yepamusoro uye kupa "kumanikidzwa" munyaya yekutengesa kana kusungirwa kwechibvumirano uye yakakodzera mune chikamu chiduku chenhare yako yose.
Kunyange kana iwe uchitarisa chikwereti chako uye usingaoni zvakananga chimwe chinhu chaunoziva sechimwe chekutsinhanisa mari, vanogona kunge varipo seEFF kana mari, pamwe chete nemari yakawanda yemasangano epakadai sepensheni uye kunyange mari yekubvisa mari, iyo ine investments in them.
Vanhu vakawanda vanoshamwaridzana nehedge fund seyo inowanzoshandiswa kune imwe nzvimbo yekutsvaga uye kune vashandi vakawanda, ichokwadi.
Kunyange zvakadaro, mahombekombe akawanda anowanikwa chete kune vashandi vakuru uye vanoda huwandu hwemapepa, mapepa akakwirira, uye misoro yemisoro. Zvisinei, vashandi vakawanda vari kugadziriswa kune dzimwe nzira dzekutsvaga mari kuburikidza nedzimwe nzira dzakadai sedzimwe mari, ETFs nemari yekuvhara yakavhara iyo inopa hupfumi hwezuva nezuva, asi ine nzira dzakaoma dzekutsvaga dzinoda kuchengetedza zvisiri izvo zvakabatana.
Kutarisa kuBlackrock's list of alternatives investments inosanganisira mikana yakadai seyakare / pfupi kuenzana, kuenzaniswa kwechiitiko-chinotungamirirwa, zvivako zvekugara nemari yemari. Vanhu vazhinji vanoona imba yavo chaiyo, goridhe holdings, waini, uye matanho okuunganidza seimwe nzira dzekutsvaga mari zvakare.
Ndezvipi Zvimwe Zvinyorwa Zvinowanikwa MuInzvimbo Yangu?
Muna 2014, takaratidza kutenda kwedu kuti kuiswa kune dzimwe nzira dzekutsvaga mari ndeyekuchenjera kwezvinhu zvakasarudzwa pamakoshesi edu ekurega. Takakurukura chinangwa chedu chekushandisa 5-10% yemukana wedu wokurasikirwa kwepfeko kune iyi isiri yakabatana yero yekutsvaga boka. Isuwo takasarudza kuti kushandiswa kwedu kumwe kusarudzwa kwaizova matangi .
Iwe unogona kuverenga zvizere zvakatevedzana zvemashoko kubva kuWarwwatch.com pamusoro pekutsvaga kwezvikwereti kwemakore maviri atakave nawo. Chinokosha ndechekuti kuiswa kwekutsvaga kwaiva kwakaoma (pane imwe nguva, kurasikirwa hafu yekodzero yebhuku) asi pakupedzisira yakabhadhara uye takawana pfuma inowanikwa mairi maviri pahutano hwedu muGGTC, iyo panguva ino iyo bedzi yakachena bitcoin-based investment iwe unogona kutenga kuburikidza nemupi wezano wako (hungu, iwe unogona kuutenga iwo zvichibva kumurangi kana mu-broker online).
Mutengo we bitcoin wakapetwa kaviri kubva kwaive gore rakapfuura. GBTC ikozvino inotevera kudzoka kwepfuura 16% gore kusvika zvino. Asi, sezvatakataura uye tikashuma munguva yedu yekutengesa GBTC yakareba uye bitcoin, yakange yakave inobatsira, asi inofadza, rwendo munzira.
Nokuenzanisa zvinangwa, ngatitarisei nezvekutsvaga kwe "tsika" dzinonzi kushandiswa kwemamwe mararamiro -gold and hedge funds. Ivhareji hedge fund yakanga iri pasi inenge 4% (muna 2015, muvhareji hedge fund yakanga yakaderera 3.64%) uye vazhinji vari kutambura kurasikirwa nemajita maviri.
Kuchengeta kukosha kweGolide kuburikidza neGLD ETF inoratidza kuti kunyange zvazvo nhamba yemakore matatu nemakore mashanu ari munharaunda isina kunaka, ikozvino gore rimwe chete rinodzoka rakanaka pa5%.
Zvichida hazvizove nguva refu usati waona ETF yakaumbwa nemakambani ekutsvaga Blockchain teknolojia (ichazoonekwa seimwe nzira yekutsvaga?).
Mamwe mahombekombe emari ari kutowanzobatanidza kunyanya muzvikwata zvavo. Pano pane mari yehutge iyo inenge yava neBitcoin uye Blockchain startups iyo imwe zuva ingangoshandiswa nevemabhizimisi ekutengeserana mumahofisi avo. Kana hedge fund inofungidzirwa seimwe nzira yekutsinhanisa uye ivo vari kutotora bitcoin, saka sei zvisingakwanisi firms uye vhidhiyo pakupedzisira zvichitaura sechimwe chikwereti?
Beyond Bitcoin
Kana iwe uri mubhadhati ane utsinye, unogona kunge uchida kutarisa mamwe mazwi ekuchema . Ndizvozvo, Bitcoin haisi yega yedhidha yemari. Zvechokwadi, pane kugoverana kunotenga uye kutengesa zuva roga roga huzhinji hweiyo cryptocurrencies yakasiyana, kusanganisira ETH (Ethereum), iyo yakasimuka kana XRP inobva kuRiple Labs uye iri kushandiswa mumishonga e blockchain inosanganisira mabhidhi aripo.
Hatina ruzivo rwezvimwe zvigadzirwa zvinowanikwa kubva kune vatsika kana vatengesi vepaIndaneti zvinogona kukubvumira kuti iwe uite mari mu cryptocurrencies, kunze kwekuzviitira iwe pachako nekambani neimwe yekutengeswa kunoitengesa nekuitengesa, zvakadai sePoloniex. Asi ivo vari kuuya. Chirongwa chechidiki chinonzi lawnmower.io chiri kuvaka simba rekubvumira vashandi vekutsvaga kuti vashandise mune imwe nzvimbo yekristptocurrencies, kusanganisira Bitcoin. Vachange vava nekwanisi yekuita zvinhu izvi kubva kune foni uye kushandisa dollar kunodhura maitiro ekugadzirisa.
Kunyangwe nezvose izvi zvemazuva ano uye zvemangwana, hationi chero zvakasimba, chero mupi wezano kana chero bhuku rakanyatsorondedzera Bitcoin kana chero imwe cryptocurrency seimwe nzira yekutsvaga. Hapana mubvunzo kuti ivo havana kusiyidzana nematokisi uye zvisungo. Vaigona kunyange kutorwa semari (chaizvoizvo, ivo vaiva mari yakanakisisa-inoita muna 2015).
Pfungwa yedu pano haisi kukugombedzera kushandisa mari muBitcoin, GBTC kana cryptocurrencies, asi kukuzivisa iwe kuti vamwe vakawanda vari kuzviita. Sezvakaitwa nekutsvaga kwemari, vamwe vari kuita mari vachiita uye vamwe vari kurasikirwa nemari vachiita. Zvakakosha kuti iwe uzive kuti izvi zvikwereti hazvisi zvekushaya mwoyo, asi zviri kukura uye hongu, zvinopa mukana chaiwo wekutsvaga mari.
Kana iwe uchiri kufunga kuti Bitcoin haisi chinhu chinonzi Ponzi scheme, saka sei makambani akaita seOrstock.com, eBay, Amazon, Target uye Expedia achizvigamuchira semhando yemari yakafanana nemakadhi echikwereti?
Kana iwe uchifunga kuti Blockchain teknolojia (iyo inonyanya kushandiswa kweBitcoin) haina kukosha, saka nei makambani emari akaita seBhange reAmerica, Merrill Lynch, Citi, Credit Suisse uye JPMorgan, John Hancock uye DTCC vanoedza miedzo pamwe nayo kuti vavandudze zvavariko zvino nzira?
Funga nezvekuwedzera kwekutsvaga mari sechikamu chePortfolio
Tinotenda kuti nguva yasvika kune vashandi vezvemari uye makambani ezvemari kuti vatange kuisa mari muBitcoin, cryptocurrencies uye blockchain based technologies semamwe mararamiro emari, uye nokudaro kuva nenzvimbo mune zvakachengetwa chikwereti chekutsvaga mari. Mumakore mashomanana anotevera, zvakajeka kuti pachava nemikana yakawanda yekuisa mari mavari. Sezvo mikana iyi yekutsvaga mari yakazaruka, inofanirwa kuve yakarongerwa zvakakodzera kuitira kuti iiswe muzvikwata zvekutsvaga mari kuburikidza nekushandisa mahedheni ekugoverwa kwemari.
Vanhu vazhinji vachavadzinga, kusanganisira pamwe nemupi mazano. Asi isu tinotanga kutaura kuti nekufambira mberi (uye kubatsiri) kunoitwa, pamusoro pegore rinotevera kana maviri, hatisi iye oga anokuudzai nezvekuti vangakwanisa sei kushandiswa kweimwe shandu yekutsvaga mari yako.
Ingova nechokwadi chekuti zvikwereti zvako mavari zvinotevera mitemo yezvakanaka yekugoverwa kwemari. Hatidi kuti iwe uve mubhadhari asingatarisi.
DISCLOSURE - Jack ane mazita akawanda echikwata chake muBitcoin, XRPs, ETHER, uye Factoids. Iyewo mupiki wekugadzira lawnmower.io, iyo inotaurwa munyaya ino.