Kunyange Kana Iwe Uchikanganwa Mutengi Wako, Unogona Kuwana Zvakawanda Zvaunokwereta
Iko kuenzanisa kunonetsa kuedza kukwereta mari yakaenzana yemari kuitira kukwanisa kubhadhara mari yakawanda yemazuva ano, asi kwete kukwereta zvakanyanya zvokuti zvichaita kuti zvive zvakaoma kubhadhara zvikwereti izvi pashure pokunge apedza kudzidza.
Iyo pfungwa yakanaka yekuchengeta nhamba yekuti iwe unokwereta zvakadini, uye zvakadini iwe unokwereta kana kufarira kuwedzerwa pane kuitira kuti iwe uve nekutarisana nani pane izvo zvinotarisirwa nemitoro yako yekubhadhara chikwereti chevadzidzi zvichave mune ramangwana.
Paunenge wakabatikana muyunivhesiti, zvakadaro, zvinogona kuva nyore kurasikirwa nemari yako yezvikwereti uye yako yakaenzana. Vadzidzi vakawanda vanotowana zvikwereti zvidiki zvishoma semester. Izvi zvikwereti zvinogona kuva musanganiswa wemarudzi akasiyana-siyana kusanganisira federal student loans, zvakadai sePerkins, Stafford, uye PLUS, kana kuti mari yevadzidzi vechikoro.
Kunyange zvazvo zvingaratidzika zvakaoma, zvinokosha kuti uchengetedze zvikwereti zvaunazvo uye chikwereti chako chikwereti chaunokwereta. Izvi zvinogona kubatsira kana iwe uri mujijiji, uye apo iwe unotanga kubhadhara mari yako mushure mokunge wapedza kudzidza. Kana uchinge uine nhamba yakasimba kutanga nayo, iwe unogona kutanga kutanga chirongwa chekubhadhara kuti ubvise chikwereti icho nekukurumidza sezvazvinogona.
Kunyange zvazvo hofisi yako yekubatsira mari yekuchikoro ichikwanisa kukubatsira nezvimwe zvinhu zvinokosha uye nhamba, pane imwe nzira yekuwana nayo mari yako yemari yekubhadhara chikwereti iwe pachako.
Kuwana Mukana Wako Womudzidzi Wokubhadhara Mari
Nepo iwe unogona kugara uchiwana ruzivo kuburikidza nenhoroondo yako yeYou Federal Student Aid, imwe nzira ndeyokuenda zvakananga kuNational Student Loan Data System (NSLDS). Iyi ndiyo Dhipatimendi reDhipatimendi reDhipatimendi reZvondo reUnited States rekushandisa rubatsiro rwevadzidzi, uye rinochengetedza zvese zvepa federal mudzidzi chikwereti.
Iyo inochengetedza ruzivo kuitira kuti iwe unogona kukurumidza kuiongorora iyo chero ipi zvayo yaunoda, uye ichakutaurira kuti zvikwereti zvipi zvinobatsirwe kana zvisingabatsiri. Mune zvimwe zviitiko, iwe unoda FSA ID kuti upinde mukati.
Nzira dzeSLDS Dzinoziva Sei Mari Yenyu Yedzidzo Yechikoro?
Ruzivo uye dhiyabhorosi inochengetwa uye yakabatanidzwa kubva kune zvakasiyana-siyana zvakadai sedare guaranty, mashandisi ehurumende, masangano ekuunganidza zvikwereti, uye mamwe masangano ehurumende yezvikwereti. Apo iwe unyoresa mujijiji kana yunivhesiti, chikoro chinotumirawo ruzivo, kusanganisira chero chikwereti chemari chikwereti chawakatora iwe, kuNSLDA. Iyo inonyora apo iwe wakatora chikwereti pawakabviswa apo nguva yako yenyasha yapera uye kunyange pawakaripa iyo. Iyo NSLDS inobatsira nokuti inopa mufananidzo wevose wemari yako yemari panguva imwe chete, saka iwe unoziva pakarepo kuti une chikwereti chakawanda sei.
Mari yevadzidzi vega yega
NSLDA haina kupa ruzivo pamusoro pevadzidzi vako vega. Izvi zvinogona kuoma zvakaoma sevamwe vateresi vatengesi dzimwe nguva vachitengesa zvikwereti zvavo kune dzimwe makambani. Kana iwe usingazivi kuti ndiani ane chikwereti chako kune wega wega mudzidzi chikwereti, chikwereti chepakutanga kana hofisi yako yekubatsira mari ingakwanisa kubatsira. Kana zvisingaiti, iwe unogona kuzvinzwisisa kuburikidza nekuongorora chikwereti chako chekwereti.
Tarisa mhiko yako yemari yegore negore kubva kuEquifax, TransUnion kana Experian iyo icharatidza zvose zvamarenda ako zvino uye nhoroondo, kusanganisira chikwereti chemari yevadzidzi. Iwe unogona kunge uine chikwereti chako chekwereti kubva kune imwe kambani kuti uwane mari yako yose, kunyange zvakadaro, sekune vamwe vanokweretesa vanongoparidzira demo kune mamwe masangano ezvitengo uye kwete ose.
Kunyange zvazvo kubhadhara zvikwereti zvevadzidzi zvinogona kunzwa zvakakomba dzimwe nguva, zvinokosha kuziva mutero kana mushandi uyo anotarisira chikwereti chimwe nechimwe, uye kuti unobhadhara zvakadini pane imwe neimwe. Nokuva nemufananidzo wakakwana wemudzidzi wako chikwereti chikwereti, iwe unogona kuwana mari yako mukugadzirira. Iwe unogona kusimbisa hurongwa hwekubhadhara hunoshanda muhomwe yako uye mararamiro ako, asi iyo inokwereta chikwereti ichi nokukurumidza kuchengetedza iwe mari munguva.