Amex's newest prepaid card is practically free
Ndiani American Express Prepaid Card Ndiyo
- Vanhu vanoda kadhi yekubhadhara vasina chekuchenda chekwereti.
- Vanhu vane chikwereti chakashata vasingakwanisi kutenga kadhi rechikwereti.
- Vanhu vanoda imwe nzira shoma kune imwe kadhi rechikwereti rakachengetedzwa.
Chikwereti Chinodiwa
- Hapana cheko chekwereti inotarisirwa
Pamusoro peAmerican Express Prepaid Card
Pros
- Kwete rezve kutengesa mari.
- Kwete kubhadharwa kwemwedzi.
- Inyorera zvakare kubva kubhangi yebhangi, MoneyPak kana kuti American Express kadhi.
- Merchandise yakatengwa nekadhi yakafukidzwa na Amex Purchase Protection.
- Nzira yemugwagwa rubatsiro.
Cons
- Kudzokorora mitsara kunogona kuva duku kudarika vamwe vanhu.
- Hapana chebhadharo yakananga yebhadharo.
- Hapana chekubhadhara mari pamutambo.
- Haikwanise kushandiswa sechinzvimbo chebhengi rebhangi.
- Kwemazuva matatu kusvika mashanu zuva rinomiririra kana ukakanda mari kubva kubhangi rebhangi.
- Hazviwanikidzi kutengeswa muA Arkansas neVermont.
Dzokororazve Muganhu
- Maximum balance panguva ipi zvayo: $ 2,500.
- Maximum load mune chero mazuva emazuva makumi mana: $ 2,500.
- Maximum load pazuva: $ 500.
- Minimum load: $ 25.
Mari
- Mutengo weMwedzi: Hapana.
- Dzokororazve mutengo: Hapana.
- Mari yeATM: $ 2 imwe neimwe, yekutanga imwe neimwe mwedzi yakasununguka (ATM inogona kubhadhara mari).
- Mutengi webasa: Free.
American Express Prepaid Card Review
Mamwe makadhi emakwereti akabhadharwa mari akawanda anowedzera . Vanobhadhara zvakanyanya pamwedzi mari, vanobhadhara zvakare mari kana ma ATM, kana zvitatu. Uye hapana chikonzero chazvo-vanozviita nokuti vanofunga kuti vanhu vakawanda vanowana makadhi ekubhadhara mari vanonyanya kuda kadhi rechikwereti uye zviri nyore kugadzira.
Amex's latest prepaid card haina kana mari. Chero mari yekubhadhara Amex mhosva ndeye $ 2 mutero wekutengesa ATM - asi yekutanga mwedzi mumwe nomumwe wakasununguka. Izvo zvakanaka chaizvo. Iko kunoita kuti kadhi iyi ive imwe yemakadhi ekutanga akabhadharwa kare pamusika.
Kadhi ine zvipingamupinyi zvayo. Kana iwe ukatakisa kadhi nebhadha yebhangi, iwe unofanira kumirira mazuva matatu kusvika mashanu kubhizimisi kuitira mari yaunofanira kutakura.
Iwe unogona kungoisa $ 2 500 chete pamakadhi pamwedzi, uye unogona kungova ne $ 2,500 chete pamakadhi chero nguva ipi zvayo. Iwe haugoni kuisa zvinodarika $ 500 kuakadhi zuva. Izvozvo zvinoreva kuti iwe haugoni kutungamira kuisa mari yako, sezvinoita vanhu vazhinji. Hapana zvakare kubhadhara mari yepaIndaneti, saka haugoni kushandisa kadhi rino panzvimbo yebhangi yebhangi.
Asi kune zvimwe zvakawanda zvakawanda zvausingawani nemamwe makadhi akabhadharwa, kunze kwemutengo wakaderera. Chero chipi zvacho chaunotenga nekadhi chakafukidzirwa neAmex's Purchase Protection plan. Kana kadhi rako rakarasika kana kubiwa, Amex achaendesa mari yako yakasara kune imwe kadhi pasina chairo. Uye hapana mhindu yekutaura kunhare yevatengi; mamwe makambani emakadhi akabhadhara anotora zvakawanda nokuda kwekodzero iyoyo. Pane imwe nzira yemugwagwa rubatsiro.
Iwe unogonawo kuisa kadhi yacho nokutenga Green Dot MoneyPak, iyo inotengeswa kune vakawanda vanotengesa. Kwekanguva shoma, Amex achadzorera mari yePadPak, kusvika pa $ 4.95.
Nyaya
Iyi ndeimwe yemakadhi asingabhadharwi akabhadharwa pamusika. Kana iwe usingafungi zvakaderedzwa zvakare kutakura mitsara pa kadhi rino, zvino ini ndinorumbidza zvikuru.
Iri kadhi iri nani uye rinodhura kusarudzwa kupfuura American Express PASS Prepaid Card, yakagadzirirwa vabereki vevechiri kuyaruka uye inodhura $ 3.95 pamwedzi.
Iwe unogona kuronga kusvika pamakadhi matatu, saka zvakakosha kuti uzvipe kumhuri dzemhuri. Kadhi kadi yePASS ine mari yakawanda yekuzvidzora pairi, saka kana iwe usingavimbi nemwana wako, tambira nekadhi iroro.
Iko Capital One Prepaid Card ichiri iyo kadhi yakanakisisa yekubhadhara pamusika . Iine mari yeATM yakaderera pane yeAmex kadhi, uye mari ye $ 4.95 yemwedzi wega wega inonyatsodzivirirwa kana iwe ukatakura zvinopfuura $ 500 pamwedzi. Inayo ine mirefu yakakura yekutakura uye yekubhadhara mari yepaIndaneti.
Shandisa iyo American Express® Prepaid Card.