Company Overview
Utano hwehutano inshuwarano hwakanyorwa kuburikidza ne Golden Golden Rule Insurance Company. UnitedHealthOne inogona kutsvaga yakabva kune imwe kambani inonzi Charter Med Incorporated, yakatangwa muna 1974, iyo yaiva imwe yemakambani ekutanga kuudza zvirongwa zvehutano hwehutano hwevanhu vakura.
UnitedHealth Group yakabatanidzwa muMinneapolis, Minnesota uye inonyora inshuwarisi yehutano yehutano yevanenge vane mamiriyoni makumi manomwe ematongerwo enyika muUnited States kuburikidza nemakakatanwa ayo maviri; UnitedHealthcare uye Optum. Mupi waro wekutengesa inosanganisira vanopfuura 700 000 vanachiremba uye zvipatara zvehutano. Coverage inowanika mundima 40 uye District of Columbia. Inishuwarenzi yekambani yekambani inosanganisira hutano nehutano hwemazino kuvanhu, mhuri nevanoshandira pamwe nemarongwa ekuchengetedza hutano. Mukuru wekambani ndiye Stephen Hemsley. UnitedHealth Group ine Fortune 500 yepamusoro yekambani 25 uye ine gore inowanikwa mari inopfuura $ 5 bhiriyoni.
Simba reMari uye Kugutsikana Kwevatengi
UnitedHealthOne ishizha rezvemari rinoshuwarenzi . Kambani yevabereki vayo, UnitedHealth Group ine "A +" Nhamba yakasimba nehurumende yehurongwa sangano reHurumende neHurumende yehutano hwehutano uye yakarongwa "A" Yakanaka ne AM Best . Iko kambani inogona kuva nevashoma kugutsikana kwekambani nyaya sezvakaitika munguva ichangobva kuitika Insure.com kugutsikana kwevanhu vanogutsikana yakaratidza kugutsikana kwevadzidzi pane 65% chete.
Izvi zvingave zviri chikamu kune chido chevanhu vanoita mazano kuti vaone kuti kambani duku inoreva kushandiswa kwepamutengi wevatengi. Zvisinei, kambani iyi yakaita seichiwedzera mubasa revatengi zvimwe, ine chikamu che 72% kubva kuAmerica Customer Satisfaction Index (ACSI).
Bhizimusi Bhizinesi Bureau Rating
Golden Rule Insurance Company, kambani inonyora pasi yeUnitedHealthOne, ine "A +" rating neBusiness Business Bureau. Ive iri kambani yakabvumirana neBBB kubva muna 1985. Golden Rule Insurance Company ine 3.68 kubva pa5 nyota BBB inowanikwa zvikamu zvichienderana nevanongororwa nevatengi uye 20 zvikwereti zvachose. Paiva nezvikomba makumi maviri nezvivha zvakavharwa mukati mezvikamu zvinotevera:
- Kutengeserana / Kutengeserana Kwezvinhu: 1
- Kubhadhara / Kuunganidza Matambudziko: 5
- Zvinetso neMiti / Basa: 14
Health Insurance Inobatsira
Golden Rule Insurance Company inonyora inshuwarisi yehutano yeUnitedHealthOne. Kuvhara uye kuwanikwa kwegadziriro imwe neimwe kunogona kusiyaniswa nehurumende. Hapana kugoverwa kunowanikwa kune dzimwe nyika dzeNew Mexico kana Georgia. Zvimwe zvezvinhu zvaunowana neUnitedHealthOne zvinosanganisira:
- Mhosva Dzinoshandiswa : Zvizhinji zvemhosva zvinoshandiswa mukati memakore gumi ekushanda kana pasi
- Deductible Credit : Nokuda kwehutano hwehutano hwehutano, iwe unogona kuwedzera yako kubva kune 50%.
- Kuchengetedza Kuchengetedza : 100% kugoverwa kwekudzivirira kuchengetedza pasina zvinodharawa zvinotarisirwa
- Mupiro Network : mukuru mupiro wekuchengetedza network nekuchengetwa kweve-network providers vanosvika 50%
- Dependent Coverage : Mari yevana kusvika kune makore 26
- Special Care : Hapana kutumirwa kunodiwa kana pane zvekuchengetedzwa kwevanoda
Health Insurance Options
Kune zvakawanda zvingasarudzwa neUnitedHealthOne kusanganisira copay zvirongwa, HSA zvirongwa , mazinesi inshuwarano uye inshuvo yenguva pfupi yehutano inshuwarheni . Pane zvirongwa zvakakosha zvekuregwa zvinowanikwa nehutano hwekurwara kana uri kuedza kugara mukati mebhajheji. Iwe unogona kuisa mararamiro ako kubva pauwandu kusvika pahuwandu hwehuwandu hwehuwandu hunoenderana nemamiriro ako ega nemari. Iko kunogadzirirwa kubhadhara mazano apo iwe unobhadhara chikamu chemari inodhura yehutano hwehutano.
Kunewo HSA kana zvirongwa zvekuchengetedza hutano zvinowanikwa apo iwe unogona kuchengetedza kusvika kune yako deductible uye zvimwe zvehutano zvakabatanidzwa. NeHSA, iwe unogona kunakidzwa nekubhadhara mari yepamusoro yepamusoro-deductible purogiramu paunenge uchichengetedza kubvisa mari yako yekutora mari. HSA zvirongwa zvakabviswa zvinokonzera kubva pa $ 1,250 kusvika ku $ 10 000. Chinhu chinonyanya kukosha ndeye HSA70, kwaunenge uchibhadhara 30% co-inshuwarheni mushure mekunge mawana deductible. Kana uri kutsvaga humwe huwandu hwakapetwa, iwe ungasarudza HSA100, uko iwe unobhadhara $ 0 kunze kwe-podhadha yemari mushure mekunge waonana negorenda-year deductible.
Pros uye Cons
Pros
- Mari yakagadzikana
- Mhando dzakasiyana-siyana dzemitemo dzinosanganisira kusanganisira HSA uye hurongwa hwehutano hwehutano hwepfupi
- Iwe unogona kugamuchira zvinyorwa uye kutenga purogiramu online.
Cons
- Zvimwe kunyunyuta pamusoro pebasa rebasa rese
- Kuvharirwa kwemiganhu nemitemo hazviwaniki mune zvese zvese
Company Contact Information
Kuti uwane mamwe mashoko pamusoro pehutano hwehutano huripo huripo kana kuti kugamuchira pikicha, enda kuUnited Health One website kana kudana 800-444-8990.