Chikwereti chako chikoro uye nhoroondo yepasi pane imwe yezvikamu zvako zvinokosha zvehupenyu hwako hwemari. Chikwereti chako chikwata chinokutevera nekusingaperi uye chichaita basa guru mumatambudziko akawanda emari muupenyu hwako hwose. Vanhu vazhinji vanofunga kuti chikwereti chekwereti chinonyanya kukosha kana zvasvika pakubvumirwa kune chikwereti kana kadhi rechikwereti, asi rinopfuura kupfuura izvozvi.
Credit Report vs. Credit Score
Dzimwe nguva iwe uchanzwa imwe neimwe yemashoko aya akachinjana, asi zvinokosha kunzwisisa mutsauko pakati pezviviri.
Mharidzo yako yechikwereti ndeyechokwadi nhoroondo yakajeka yekodzero yako yekwereti. Ichava nehuwandu hwemari yechikwereti, zviyero, zvikwereti zvinopesana, kushungurudzwa, ruzivo rwehupenyu hwekuziva uye mibvunzo.
Chikwereti chako nhamba iyi nhamba nhatu nhamba iyo yakabva kune ruzivo muhupoti yako yechikwereti . Mushure mokufungisisa zvose zvikamu zvehupoti yako mune mashematical formula inoshandiswa kutarisa kuti zvipi zvako zvaunofanira kuva, zvakakwirira zviri nani. Iro rinotungamirira chikwereti chikwereti mumhizha iri FICO uye rinotangira kubva pa300 kusvika ku850.
Beyond Loans
Isu tose tinoziva kuti kana iwe uine chikwereti chechikwereti chakanyanya kuoma kuti zvive zvakaoma kuwana bhangi kana kambani yekwereti yekwereti kukukweretesa mari, asi inopfuura kune iyo. Haisi kungoita chete chikamu chako chinogona kuita kana kuti iwe unogona kukwereta mari uye pamutengo unofadza, asi inogona kukanganisa zvinhu zvose kubva kuinishuwarensi yemikana kumabasa emabasa.
Inishuwarenzi Mitengo
Kunyangwe iwe uri kuisa motokari yako kutenga inshuwarisi yeimba yeimba , chikwereti chako chikoro chingangoita basa mukugadzirisa premium yako.
Vafambisi vanowanzoita izvo zvinonzi " pevhisi yveshuwarenzi " iyo inonyanya kushandiswa pachikwata chako chekwereti, asi nezvinhu zvishoma zvakasiyana. Iko mari yekwereti yakashata inogona kukudhura mazana emadhora muzvikwereti zvepamusoro gore rimwe nerimwe apo chikwereti chakanaka chekwereti chinogona kukukodzera iwe kuti uwedzere.
Vashandi Vanokwanisa Kuongorora Mari Yako
Chiito chinowedzera uye chinokonzera kukakavadzana chiri kuitika sezvo vashandi vachiongorora chikwereti chevanozove vashandi vatsva.
Nharo yekuita izvi ndeyekuti vashandi vanotenda kuti vanogona kushandisa chikwereti chenhoroondo kuti vaone mutoro. Zviri pachena, pane mamiriro ezvinhu apo yakaipa chikwereti chinyorwa chinogona kunge chakaitika pane chimwe chinhu zvachose chisina kutariswa nomunhu, asi ichi chiri chimwe chinhu chinofanira kuchengeta mupfungwa.
Credit Score Resources
Iwe unogona kunge uchibhadhara kuti uwane chikwereti chako chikwereti uye / kana chikwereti chakazara chekwereti, asi chichava chakakosha uye chinogona kuva mutsauko wekuwana chikwereti ichocho kana chikwereti chaunotarisira kuwana. Idzi pasi apa pane nzvimbo shomanana dzaunogona kutarisa kuti uwane ruzivo rwako rwekwereti:
- AnnualCreditReport.com
- Experian.com
- Transunion.com
- Equifax.com
- Credit.com
Wakamboongorora chekwereti yako chikoro here? Zvinoratidzirwa kuti iwe uite izvi gore negore, saka kana iwe uri shure, iva nechokwadi chokuti uchitarisa nhasi.