Usakonzera MuKodheni Chekwereti. Tevera Maitiro Aya Nhasi.
Hazvishamisi kubuda kunze kwechikwereti kunoratidzika zvakaoma.
Nenzira yakanaka, unogona kubva pane chikwereti. Kana iwe ukatevera matanho mashomanana ekutanga uye uise urongwa huri panzvimbo, unogona kushanda kubhadhara chikwereti chako nokukurumidza, usina ruzivo rwakawanda, uye kuvandudza chikwereti chako chechikwereti mukugadzirisa.
1. Kutanga, nyora umwe neumwe wemakadhi ako ekwereti. Iwe unoda kuisa mubhadharo wakatarwa, chikwata chekuda , uye kubhadhara kuripo . Iyi ruzivo inogona kuwanikwa nyore nyore pamashoko ekupedzisira emwedzi wega wega.
2. Tora makadhi ari muzorongwa kuitira kuti kadhi rechikwereti rine chikwata chakanaka chikwata chiri kumusoro, uye chepasi chiri pasi.
3. Chengetedza mari shoma. Zvose zvinowanikwa pamwedzi zvishoma ndeyekubhadhara kwako kwakakwana pamwedzi pamwedzi, asi yeuka, tinoda kubhadhara kupfuura zvishoma kuti tidzorere chikwereti nokukurumidza. Saka, tarisa bhajeti yako uye ona kuti yakawanda sei iwe unogona kuuya nemwedzi woga woga kuwedzera kune zvishoma. Kunyangwe iri imwe $ 20 pamwedzi kana $ 100, zvishoma zvishoma zvinobatsira.
4. Sezvaunenge uchibhadhara, unofanira kuripa zvishoma pamakadhi ese kunze kweiyo pamusoro pekunyorera kwako. Yeuka, iyo ine chikamu chakanaka zvikuru uye inokubhadhara mari yakawanda nekuchengetedza kuenzanisa. Saka chero mari yakawedzerwa iwe yawakaronga muchitsauko chekare, shandisa iyo kune kadhi iroro.
5. Ramba uchiita izvi kusvikira kadhi rokutanga rabhadhara. Kana kadhi iroro rakabhadharwa, ramba uchinge uine mari shoma pane mamwe makadhi, asi zvino tora mari yauri kuripa pakutanga kadhi pamwe nekubhadharwa kwemadiki uye uise kune yechipiri kadhi pane yako.
6. Dzorerai nzira iyi kusvikira makadhi ose aripo.
Nei Ichi Ichichishanda
Kuti unzwisise kuti sei kushandiswa kwechinhu chakareruka kuchikosha kukosha kunzwisisa kuti zvishoma zvakadini kubhadhara kushanda. Mari shoma shoma inotarirwa se peresenti yemari inoshandiswa . Izvozvo zvinoreva sokuti kadi yako inononoka zvishoma nezvishoma, saka iwe unowiripa kubhadhara. Ichi ndicho chikonzero chinogona kutora makore gumi kana kupfuura kuti ubhadhara kunyange bhariji shoma kana iwe chete uchinge uita kubhadhara kuripo mwedzi mumwe nomumwe.
Neyiyi system, mutero wako we mwedzi wega wega unoramba uripo zvisinei pashamba rako. Saka mwedzi woga woga kubhadhara mari yako shoma inogona kuderera, asi iwe unorega izvozvo uye nokuita iwe unoshandisa mari yakawanda kune yako mukuru sezvo nguva ichienderera mberi, nokudaro kukurumidza kubhadhara chikwereti chako.
Kutanga nehuwandu hwechikwata chinodarika hunoita kuti iwe uri kutora chikwereti chinodhura zvikuru pamberi kuti uderedze muwandu wezvaunofarira iwe unobhadhara.
A Few Tips More
Kunyange zvazvo zano iri rekubhadhara richakubatsira kuti uwane chikwereti, iwe unogona kuita kuti zvinhu zviende nokukurumidza nemamwe mazano mamwe.
Chokutanga, shandisa kambani yako yekadhi rechikwereti uye mubvunze nezvekuwana mukana wako uchidzikisa. Izvi hazvizoshanda nguva dzose, asi kana wakambove uchifamba nemari yako uye mari yakakodzera chikwereti , vangangoda kushanda newe. Hazvikuvadzi kuedza uye hazvina mari. Zvakaipisisa zvavanogona kuita ndezvokuti kwete.
Usakanganwa pamusoro pehutano hunoendeswa . Zvakare, hazvisi nyore nguva dzose kuwana chikwereti uye kushandiswa kwekutengeserana kwekutsvaga kungave kusina kunaka, asi kana uchigona kuwana nzira yekuendesa chikamu kubva pakadhi rine 25% APR kusvika kadhi ine 18% APR, ichi ndicho chimwe chinhu. Ikoko kunogona kunge kune zvimwe zvipo zvekuwana 0% zvakare, asi zvakaoma kuuya nemazuva ano uye mari yakavanzwa inogona kupfuura inobatsira.
Pakupedzisira, gara uchiyeuka kuti izvi zvinotora nguva. Hapana nzira yekuita zvemari yekubhadhara chikwereti, saka ona kuti zvichiri kutora mwedzi kana kunyange makore mashomanana kuti ave chikwereti zvachose-pasina.
Asi izvo zvatiri kuita zviri kuisa chigadziro panzvimbo ino kuti tive nechokwadi chekuti iwe unogona kubva muchikwereti nekukurumidza. Iwe unokwanisa kukurumidzira nzira iyo iwe unoramba uchibhadhara mari yakawanda kune chikwereti chako sezvo bhajeti yako inobvumira.