Nzira Yokubhadhara Nayo Inhare Inoshandiswa Mutengo Dhawedhi

Kana iwe uine chikwereti chikuru pa-high-interest rate chikwereti chekwereti, kubhadhara chikamu chinogona kuoma. Izvi ndezvokuti mari yemwedzi yemwedzi inotambiswa inodya chikamu chako chekubhadhara uye chikamu chinongowedzera pasi zvishoma mwedzi mumwe nomumwe. Kunyangwe uchibhadhara chikwereti chakakura chekutora chikwereti kutanga ndiyo nzira yekuchengetedza mari munguva refu, inogona kunge isiri iyo nzira yakanakisisa yemari yako.

Kumbira Chikwata Chinodiwa Chakanyanya

Vanhu vane chikwereti dzimwe nguva vanoda kuderedza chibereko, asi kazhinji kune avo vakanakisisa vemakadhi - avo vakagara vachibhadhara panguva kana kuti havana kukanganisa imwe chete kana maviri.

Kana uri kuwana zvipo zveimwe makadhi echikwereti nemitengo yakaderera, unogona kushandisa izvo zvinopa sechikwata chekubatana.

Shandura Bhalanisi kuKuderera-Kuda Kwekwereti Chikwereti

Mwedzi shoma isina kufarira ingangodaro iwe unofanirwa kubhadhara mari yako. Uine chikwereti chakanakisisa, iwe unogona kukodzera kuwana mukana wakanaka wokudhinda chido chekuda. Usapedza zvitsva zvako kutsvaga kuenzanisa kutengesa makadhi emakwereti . Zvimwe zvekunakisisa kushandiswa kwemitengo zviri pamubairo wemakadhi makadhi. Uye kana iwe usina chikwereti chakakwana chekutora chikwereti chakakwana kune imwe kadhi rechikwereti, zvichiita zvimwe zvayo zvinogona kurerutsa mutoro.

Kutora Madhura Maduku Kutanga

Kubvisa kubhadharwa kwechikwereti chekutora chikwereti kutanga kungasava nzira yakanakisisa iwe. Kubhadhara zvikwereti zviduku zvinogona kusunungura mari kuti uise kune yako huru, yepamusoro-kutora chikwereti chemari. Ita rondedzero yezvikwereti zvako kuti uone kuti chii chinogona kubhadharwa zvino uye chinofanira kumirira. Sezvo iwe uchibvisa zvikwereti zviduku zvekadhi rechikwereti, usakanganwa kuisa mari imwe chete yemwedzi kune imwe chikwereti chekadhi rechikwereti.

Chengeta Sezvaunokwanisa

Nemhaka yekuti mari yako yakawanda yemwedzi unoenda kune iyo inofarira, unofanirwa kuwedzera muwandu wemari yako kana iwe uchida kuwedzera kufambira mberi kunobhadhara chikwereti chakanaka chekutora chikwereti. Iwe uchave wakabudirira zvikuru kana iwe uchibhadhara chikamu pane imwe dzose mimwe chikwereti chako uye uise mari yako yose yakawedzerwa kune imwe chete yepamusoro-inhanho yemari chikwereti.

Kana ukangobhadhara chikwereti chimwe chete, unogona kushanda pane chikwereti neyotevera inotora chikwereti chakanaka, uye nezvimwewo, kusvikira wakabhadhara zvikwereti zvako zvose.

Dhura Mari

Dzinga kabha yako. Dzokera shure kudya kunze. Deredza fodya yako. Dzorera zvakare kafi uye sodas. Deredza foni yako foni chirongwa. Kunyanya mari yakawanda kubva mubhadharo yako kunokupa zvakawanda kuisa kune yako kadhi rechikwereti chikwereti. Kana ukavhara terevhizheni terevhizheni, unogona kuwana $ 60 kuti uise kune yako kadhi rechikwereti chikwereti. Idya imwe nguva shoma pamwedzi, uye iyo inodarika $ 30. Yakabatanidzwa, iyo inenge inodarika $ 100 pamutengo wako wekubhadhara chikwereti pamwedzi.

Mira Mwedzi Mishomanana

Kana iwe zvachose usingakwanisi kunyanya mari yakawedzerwa kubva kune bhajheji yako uye iwe haugoni kubhadhara mari yakawanda, iwe unogona kunonoka kutora chikwereti chako-pasina kwemwedzi mishomanana. Ramba uchiita mari shoma pamakadhi ako ekwereti nokuti izvozvo zvicharamba zvichitora chikwereti chako kubva pakuderera uye zvichaita kuti chikwereti chako chirege kukura. Hungu, iwe uchange uchirasirira mari kune chido, asi kana iwe usingakwanisi kubhadhara chikwereti chako chakanaka chechikwereti ikozvino, iwe haugone kuwana mari yacho. Chimirira mwedzi miviri kana mitatu, vhurazve bhadha yako uye mari kuti uone kana pane chimwe chinhu chachinja.

Tora Chikwereti Chakanaka

Zvichienderana nechikwereti chako, mari, uye mari, mupi wezvikwereti angakwanisa kukunyora mune chirongwa chekubata chikwereti .

PaDMP, vako vane chikwereti vanoderedza chikwereti chenharaunda yako uye kubhadhara kwemwedzi. Kubata ndeyekuti haugoni kushandisa makadhi ako ekwereti iwe uri paDMP (kwete kuti iwe unofanira kuishandisa chero zvakadaro) uye nheyo inoramba ichienderera mberi nehopoti yako yechikwereti inotaura kuti iwe wakashanda nemudzidzisi wezvikwereti. Iwe unogona kushandisa zviduku zvechibereko chekuita nekutumira kukura kwemwedzi pamwedzi uye kubvunza chikwereti chekupa chikwereti kushandisa mushando wokuwedzera kusvika kumutengo wako wakakwirira kutanga.