Unogona kufunga kuti ndiyo mari kana kukura kwechikwereti chako chirikuchengetedza chikwereti. Kana, izvo zvinogona kungova zvikonzero zvaunenge uchiita kuitira kuti usasangana nekwereti chako. Kana zvikonzero izvi zvichikuchengetedza mune chikwereti, inguva yekurega kuzvipa mhosva uye kutanga kuita mberi kuti ubvise chikwereti chakanaka.
1. Ini Handiiti Mari Yakakwana
Wakambotarisa bhajeti yako uye unoshandisa here kuratidza kuti hauna zvakakwana?
Zvichida kwete. Kana iwe ukatarisisa zvakanyanya, unogona kuwana nzvimbo dzaunokwanisa kuderedza shure kuti uwane mari yakawanda yekubhadhara chikwereti chako. Asi, kunyange kana mari yako isiri iyo yakakwirira, zvichida iwe unogona kuwana dzimwe nzira dzekuita mari kune chikwereti chako sekushandura chido chekuita mune bhizinesi rebasa kana kutora basa remaawa.
2. Ndichabhadhara Kana Ndichikwira
Zvakadini kana zvinotora nguva yakareba kupfuura iwe unotarisira kuwana? Kana zvakadini kana iwe usati uwane imwe? Zvakakosha kutanga kutora chikwereti chako munguva pfupi kupfuura mberi. Kana iwe uchiramba uchingokwereta kune chikwereti, iwe unowedzera kufarira iwe unoguma uchibhadhara.
3. Ndine Zvimwe Zvinangwa Zvemari
Zvakaoma kukonzera chikwereti pane zvimwe zvinangwa zvakadai sekuchengetedza basa rekurega basa kana kuisa mari kune chikoro chemwana wako wekoroji. Zvisinei, kuchengetedza chikwereti chako kumativi ose kunogona kukuvadza kupfuura kunaka. Pane kuregerera chikwereti chako pane imwe nguva, ona kuenzanisa pakati pekubhadhara chikwereti nekuzadzisa zvimwe zvinangwa zvemari.
4. Handichazombobhadhara Izvo zvisinei
Shandisa chikwereti chabhadharira kuverenga kuti uvhare mune zvikwereti zvako uye uwane pfungwa yakajeka yekuti ichakutora nguva yakareba sei kuti ubhadhe chikwereti chako zvichienderana nemari yako yaunogona kuita. Unogona kunge wakashamisika kuziva kuti hazvizotora chero nguva yaunotarisira. Paunenge uchishanda ne calculator, edza kuwedzera mubairo wako wekubhadhara kuona nguva yakawanda yaunogona kuveura nayo nguva yekubhadhara chikwereti kana iwe unokwanisa kuisa kuisa zvishoma zvishoma kune chikwereti chako.
5. Handina Nguva yekufunga nezvazvo
Zvakaoma kutora nguva yekuisa pfungwa dzako pamari yako kana iwe uchitova nezvakawanda pahota yako. Kana uchikwanisa kubudisa maawa mashomanana mwedzi mumwe nomumwe kuti uongorore bhajeti yako, chengetedza chikwereti chako chakamira, uye sarudza chaunogona kubhadhara kune chikwereti chako mwedzi mumwe nomumwe, chichaenda nenzira yakareba pakuvandudza mari yako. Kubhadhara chikwereti chako kuchakupa chimwe chinhu chiduku kuti uzvidye mwoyo pamusoro pokuti nguva yakashandiswa yakakosha.
6. Handikuvadzi
Nokuti iwe hausi kuona migumisiro yekuve mune chikwereti hazvirevi kuti haasipo. Funga nezvekuti uri kubhadhara chikwereti chako sei mwedzi mumwe nomumwe. Zvino funga pamusoro pezvaungagona kuita nemari iyo kana iwe usingashandisi kuri chikwereti. Uye, kunze kwekuti chikwereti chako chisina kufarira, iwe uri kuita kuti vatengi vako vave vapfumi panzvimbo yekushandisa mari iyo kuti uwane zvinangwa zvako zvemari.
7. Munhu wose Ane Chikwereti
Kunyange zvazvo ichokwadi kuti nhamba huru yevanhu veAmerica vane chikwereti, izvi hazvirevi kuti zvakanaka kuti uwane chikwereti chako. Pawakanga uchikura, vabereki vako vangangodaro vakashandisa "Kana shamwari dzako dzose dzasvetuka kubva padenga ..." chikonzero chekudzidzisa iwe kuti haufaniri kuita izvo zvinoitwa nevamwe vose. Chinhu chimwe chete chinoenda pakuve nechikwereti. Uyezve, hazvisi chokwadi kuti munhu wose ane chikwereti.
Iwe unogona kutanga kuva nehasha kune chikwereti chako kubhadhara nekuita urongwa hweakaunti dzako uye mari yaunokwereta. Dzokororai bhajeti yako kuti uone kana iwe unogona kurega zvimwe zvishoma kuti urwise huwandu hwako ndokutanga kubhadhara chikwereti chako chimwe nechimwe. Hapanazve zvikonzero.