Iyo yakatanga annuity design kubva kuRoma Times, uye rudzi rwegore roga roga rwakatengeswa kwemakore anopfuura 200 munyika ino kusvikira muna 1952.
Zvadaro, annuities yakasiyana-siyana inokonzera nzvimbo yacho, asi maSIA anoramba achiita mari yakawanda pakufunga kwangu. SPIA dzakaiswa pasi pano kuti dzigadzirise hupenyu hwemari, uye izvo zvino zvinonzi "hupenyu hwekugara kwenguva yakareba." Iyi ndiyo nguva inofadza yekutya kukura kwemari yako. Iko ndiko kunetseka kwevanhu vazhinji.
Zvisinei, vamwe vanhu havadi kugadzirisa muhupenyu hwemari, kana kungoda kuzadza nguva yakatarwa yemari yakatarwa mari. Ndiyo apo "Period Zvimwe" Chimwe Chekutanga Chechipiri Chine Annuity chinonzwisisika, uye ndicho chekupedzisira mari yekuzadza.
Sarudza Nguva Yako Period
"Period Zvimwe" "Premium Single" "Immunate Annuities" inokubvumira kuti utaure uye ushandise nguva yakatarwa yemari yaunowana. Chimiro chechinyakare chisarudzo chenguva pfupi ingadai chiri chikwereti chekubhadhara kwemakore mashanu, uye dzimwe nguva dzimwe mari inowanikwa yakareba makore makumi mana.
Nguva imwechete yekubhadhara inosanganiswa yekudzoka kwevakuru uye nharaunda, saka ROI (Kudzoka kune Investment) iri nyore kuverenga.
Usatarisira "mari yekutsvaga" zviitiko zvinouya, tarisira chibvumirano chekuti iwe unogona kuvimba. Mamwe emari haasi mari pane dzose, uye kukanganisa kuita kuenzanisa. Annuities is purity contracting guaranteed transfer of risk.
Mune zvimwe zviitiko zvandinoshanda, vanhu vazhinji vane nguva yavo yekuwana mari yezvinodiwa panzvimbo yavo kunze kwenguva chaiyo yenguva.
Somuenzaniso, vanoziva mari yepensheni inowanikwa pamwe chete neHood Security Security. Zvisinei, panogona kunge kune chikamu chemakore mashanu kana manomwe chinokwana mari iyo inoda kuzadzirwa kune imwe nzvimbo yemadhora. Ikoko ndiko "Nguva Pamwe" SPIA inoshanda zvakakwana uye zvinobudirira.
Mari yako, kana nhaka kune vamwe
Imwe nzvimbo inowanikwa apo Period Dzimwe SPIA dzinoshanda zvakanaka chaizvo ndeyekuvimbisa kushandiswa kwemari kune imwe nguva asiwo kupa ruzivo rwekugara kwemari pamwe chete.
Nevamwe vatakuri, unogona kutenga Period Dzimwe SPIA kwenguva yakareba semakore makumi mana. Hungu, ndiwo makore makumi mana ekubhadharwa kuripo! Somuenzaniso, murume wemakore makumi matanhatu nemakore anokwanisa kutenga nguva yemakore makumi mana ESPIA ichiziva kuti angave asingararami nemakore makumi manomwe nekuda kwehutano hwehutano. Kana akaisa vana vake kana vazukuru sevakabatsirana nehutano hweSSPIA, ipapo vachawana chero mari yakasara paanopfuura. Kana akafa ava nemakore makumi manomwe, ipapo paizove nemakore makumi matatu emakore ekubhadharwa kwakachengetedzwa kune avo vanobvumirwa nemutemo. Kana iye akararama kusvika ava nemakore makumi masere nemana, zvinenge zvichange makore makumi maviri ekuenderera mberi kubhadhara. Kana akararama makore maviri ndokufira mumotokari yemotokari, ipapo pangava nemakore makumi matatu nemasere emari yekubhadharwa.
Ndazviwana?
Mabhizimisi Makuru Mashoma Cash Flow Kudzivirirwa
Imwe nzira yekugadzirisa nguva Dzimwe nguva maSIA anoshandisa nguva shomanana yekuchengetedza kwemari mune zvinyorwa zvinodzivirira zvikwereti kubva kune zvidhori uye zvinokonzera mhosva.
Chiitiko Chenguva Chimwe chete chaizova gore regore re5 Rimwe, izvo zvinoreva kuti mari ichabhadharwa zvakakwana uye kufarira pamusoro penguva iyo yegore gore. Izvozvo zvinoratidzika sokumhanya munzvimbo, asi apo uri kuedza kuchengetedza zvizere zvinhu zvako .... Inoshanda.
Saka yeuka kuti maSIA anonyatsogadziriswa kuti ave nechibvumirano chekuti uone zvinangwa zvako. Izvozvo zvinogona kureva kugadzirisa kwechinguva chaiyo chepanguva panzvimbo yehupenyu hwehupenyu hwose.
tora pano kuti uverenge imwe nyaya pamusoro peSPIA
tora pano kuti uverenge pamusoro peNheyo dzeNyika dzeNhasi
tora pano kuti uverenge nezveIini Nguva Yakanakisisa Yokutenga Annuity?