Zvisinei, musati mazvitsaurira mari kumarizhonga yevanhu vakawanda, zvakakosha kuongorora mamiriro acho ezvinhu kuti uone kana zvakakunakira iwe-sezvaunoda nemumwe rudzi rwekutsvaga.
Chii Chinonzi Investment Crowdfunding?
Iwe wakanzwa nezvevanhu vakawanda. Ndiko paunobvumirana kutumira mari kune mumwe munhu kuti abatsire nechinangwa. Zvinogona kunge kuwedzera mari yekurapa. Zvimwe ndezvekuvabatsira kuparidzira bhuku. Zvichida vari kusika chigadzirwa uye mupiro wako uchavabatsira vakawana bhizinesi rinowedzera. Hazvina mhosva chikonzero chacho, iwe unotumira mari uye iwe hautarisiri chimwe chinhu zvakare, kunze kwekutenda-iwe uye pamwe zvichida sampuro yekare.
Investment (dzimwe nguva inonzi kuenzana) vanhu vakawanda vanoita basa rakasiyana. Yakatangwa sechikamu cheJumpstart Bhizimusi redu Bhizinesi rekutanga (JOBS) Mutemo muna 2012. Mutemo waida kuti Securities and Exchange Commission (SEC) iwane mitemo yekutsvaga vanhu vakawanda, kubvumira mitemo yakasiyana yekutangira uye SMBs kusimudzira mari pasina iri kuvharwa pamusoro peimwe yepepuru tsvuku inoda kugovera zvikamu uye inopa kudzorera kune vanobatana.
Kune huri nemitemo uye tape tsvuku, asi mari yekutsvaga mari inowedzera inoita kuti zvive nyore kune mabhizimisi kukurisa hukuru nekubvumira vamwe kuisa mari.
Pakutanga, vatengesi ndivo vakagamuchirwa vakabvumirwa kupinda. Zvisinei, muna 2016, chero munhu aigona kutanga kutora mapurisa ekuisa mari mune bhizimisi idzva, nekuda kwezvinonzi mitemo yeGwaro III.
Iye zvino, zvinoita kuti utore mari ye $ 100 kune imwe nzvimbo yekutsvaga vanhu vakawanda uye uise mari mune tariro yokuti iwe uchaona kudzoka kunorova mushamba wemabhizimisi.
Iwe Unowedzera Sei KuEquity Crowdfunding Website?
Masayiti eCrowdfunding ave achibuda kubva pakatanga kushandiswa kweJOBS Act. Nzvimbo dzakadai seKickfurther, SeedInvest, uye WeFunder yose dzinokupa ruzivo rwekutanga kana kushambadzira makambani achitarisira mari. Kuti usayine, iwe unofanirwa kudonha mumashupu mamwechete sezvaunenge uchisayina kune imwe yewebsite yekutsvaga. Iwe unoda ruzivo rwemunhu oga uye ruzivo rwebhangi rebhangi
Kana uchinge wazarura mari yako yekutsvaga nekodzero yekuchengetwa kwevanhu vakawanda, iwe wakagadzirira kuisa mari. Kusiyana kwepuratifomu kunouya nechetsika dzakasiyana-siyana. Shanduro yakafanana neKickfurther inogona kungoda mari shoma yekutsvaga $ 20 mukiki kana kambani. Zvisinei, kana iwe ukashandisa mari yekutengesa nzvimbo yekuunganidza masangano se RealtyShares kana Fundrise, iwe unogona kunge uine huwandu hwekutsvaga kwekutanga, pamutengo we $ 5,000 kana $ 10,000.
Chero zvazvingava, mari yako yekutsvaga ichiri duku kudarika iwe ungada kuisa mumasangano akafanana munguva yakapfuura. Kuti uve mutungamiri wenyika kana mutengi wevatengi vasati vatengesa vanhu vakawanda, iwe waida mamiriyoni emadhora kuti azviise pasi pasi. Pamberi pezvivako zvekutsvaga mari yekuunganidza mari, iwe unogona kunge uripo pakati pe $ 100,000 uye $ 2 mamiriyoni kuti ugobatana nekambani yekutsvaga uye uwane mamwe emapurogiramu aunogona kutengesa kuti ave chikamu chemari iyo nhasi.
Pamberi Pako Ngozi Iko Mari Yako Nekutsvaga Mari Crowdfunding
Kungofanana nedzimwewo utsvaga, zvakakosha kuve nechokwadi chekuti unoita zvakakosha iwe. Iko mari, saka pane mukana unogona kurasikirwa.
Mamwe mapurisa anokubvumira kuisa mumakambani anoshanda zvakafanana neP2P kukweretesa mawebhusayithi. Iwe unoita mari yako sechikamu chekukweretesa kwemari uye iwe unobhadharwa zvakare apo kambani inotanga kuwana mari. Kana iyo kambani isingashandisi purogiramu, kana kuti inoputika, iwe haungangotaridzi kubhadhara zvishoma-kana kubhadharwa zvachose. Iwe unogona kurasikirwa nemari yako.
Zvimwe zvikonzero zvinosanganisira:
- Ndezvipi makambani aya mawebsite? Yeuka: mazhinji emakambani aya ari mune dzimwe nzvimbo dzekutsvaga mawebsite nekuda kwekuti havakwanisi kutora mamwe marudzi ekubhadhara mari, zvichibva kune vashandi vanoita mari kana kuti nezvikwereti zviduku zvebhizimisi. Kunyange zvazvo pane mukana wekuwana sarudzo yakasimba-kana kunyange nyuchi-chokwadi ndechokuti iwe haugone kuwana kambani inotevera mabhiriyoni-dollar pane imwe yewebsite idzi.
- Unogona here kutarisa usiri? Iwe haugoni kungovhomora mari yako kana uchida. Hazvina kufanana nekutenga uye kutengesa zvikamu kune imwe mutengesi broker. Iwe unofanirwa kumirira kusvikira kambani inotanga kubhadhara kunze kwezvibereko zvayo. Hakuna kutengesa pakurasikirwa chete kuti uwane mamwe emari yako kumashure muchitsinho.
- Unosangana nezvinodiwa here? Iyo SEC haisi kungokurega iwe pangozi zvinhu zvose. Kana ukaita zviduku zvinodarika $ 100,000 pagore, iwe unogona kungoita $ 2,000 kana 5 muzana yemari yako yegore negore, chero yakakura. Kana iwe ukaita pakati pe $ 100,000 uye $ 200,000 pagore, kapu inokwira kusvika kune 10 muzana yemari yako. Kune vamwe vashandi, kukanganisa uku kunoreva kuti hamuzove muchitora pane webhupu yehuwandu yevanhu vakawanda, kunyange iwe uchida.
Kubhadhara mari yakawanda inopa mikana yekukura pfuma yako nenzira dzisiri. Iwe usati waenderera mberi, zvakadaro, zviri kwauri kuti uongorore mamiriro ako ezvinhu uye usarudze kana iwe unenge uine kuvhiringidza kwengozi.