Nzira Dzakanaka Dzinofanirwa Kuronga Kuronga Kusiyana Kune Vakaroorana Nokurasikirwa

4 Nzira Kubhadhara Purogiramu Yevanhu Vasingakwanisi

Nhau huru pamusoro pekusaroorwa kana iwe uchipinda mubasa rekuti urongwa hwako hwekugara muhurumende hwakawanda husinganzwisisiki kudarika kuronga kwakafanana kune vakaroorana. Iwe unofunga kufunga maererano nehupenyu hwako hwekutarisira uye zvido zvekuwana uye unogona kuzviita usinganetseki nezvekuti zvisarudzo zvako zvinobata sei shamwari yako.

Pano pane zvirongwa zvina zvekusarudzwa kwemabasa ekurasikirwa izvo zvisingasaruri zvichada kutarisa nenzira yakasiyana kune vakaroorana.

1. Tarisa Upenyu Hwezvipfumi chete uye Zvokutora

Kana iwe uine mukana wakakwana wekupora mubhadharo iwe, kutanga unofanirwa kusarudza kana iwe uchida kutora chikwereti chemari kana annuity . Kana iwe uchifunga kuti iwe unogona kurarama, inonyanya kukosha kusarudza kwekugadzirira kunowanzoita.

Kana sarudzo yekusarudzwa yakarurama iwe unofunga nezvehupenyu humwe chete-sarudzo . Iyi sarudzo inopa mari yakawanda kwauri. Iwe unogonawo kufunga nezvekushandiswa kwegore nekusarudzwa kweupenyu chete. Izvo hazvisi kusarudza kukuru kune vakaroorana semakambani einishuwarenzi ari kubhadhara mari shoma kana vachifanira kuvhara mararamiro ekubatana. Asi singles vanogona kutora mukana wehupenyu hwepamusoro-nzira chete yekubhadhara inowanika.

2. Funga nezvekuchengetedza kwenguva refu Inishuwarenzi

Vakawanda vakaroorana vanovimbana kuti vatarisire gare gare muupenyu. Sezvo usina kuroorwa, unogona kuda kuchengetedzwa kwekuziva iwe une inshuwarisi yekugovera munzvimbo panzvimbo yekubatsira kubhadhara mari yekuchengeta. Iwe unowanzoita kuti utsvake rubatsiro rwaunoda kana iwe une hurongwa hwekuchengetedza kwenguva refu uripo kuti ubatsire kubhadhara mari.

Hazvibatsiri, asi zvinounza kuchengeteka kwekuziva kuti haungasimbiswi pamusoro pekufukidza zvido zvekuchengetedza hutano-hupenyu hunogona kubuda.

3. Zvekuchengetedzwa Kwekugara Kwekudaidza Icho Chiri Zvishoma

Kana iwe usina kuroorwa uye usina mararamiro apfuura akagara kwemakore gumi kana kupfuura, zvekuti Social Security yako inosarudza zvisarudzo zviri nyore nyore.

Iwe uchawana zvakawanda zvakanyanya nekumirira kusvikira makumi manomwe ekutaura. Kune vakawanda vasingatauri, zvichava kungonzwisisika kubvunza kare kana iwe une chikonzero chekutenda kuti hupenyu hwako hunotarisira hupfupi kupfuura huwandu.

Kana iwe uchitaura usati wasvika pazera rako rekurega basa uye iwe unoramba uchishanda, tarisa kuChikwata Chekuchengetedzwa Kwemagariro Evanhu ; iwe unogona kuguma uchibhadhara mari kana ukaita zvakawanda. Kana ukangodarika nguva yakazara yekurega basa, muganhu wekuwana hauna kushanda zvakare.

Kana iwe usina kuroorwa uye uine imba yekare yakange iri makore gumi kana nguva yakasarudzika yako Social Social sarudzo yakanyanya kuoma. Iwe unogona kukwanisa kubatsirana nemudzimai kubva kune zvawakabhadhara , uye gare gare shandura pane iwe pachako kubatsirwa mari. Kana iwe wakafa wekare-iwe unogona kunge wakakodzerwa nechirikadzi / murikadzi kubatsirwa zvichienderana nemari yekuwana mari. Ongorora zvose zvaunosarudza usati wataura.

4. Ongorora Maitiro Akasiyana-siyana

Sezvo usina kuroorwa, iwe unogona kubuda pane imwe nhanho itsva chero nguva. Unofunga nezveupenyu huri kune dzimwe nyika? Tarisa kuti kutora mari yakawanda kunze kwenyika kunogona kudhura ; iwe unogona kushamiswa kuwana zvimwe zvingakwanisika zvikuru. Zvakadini noupenyu mumugwagwa unofamba RV style mukurasi ? Iwe unogona kuwana mapoka ekufambidzana neshamwari uye unofara.

Iwe unogona kubvarura imba muimba yako kuti uuye nemamwe mari yakawanda kana kufamba nekugara mune dzimwe dzimba dzevanhu. Kana zvichida iwe unongoda kuenda kune imwe nyika. Mune dzimwe nyika, vatorwa vanobhadhara mari shoma kudarika vamwe. Izvi zvose zvinosarudzwa izvo zviri nyore kuita sechinhu chimwe chete.

Chinhu chipi zvacho chinokwanisika, saka usarega. Tanga kuronga rwendo rwako rwekusiya basa.