- Iyo yakawanda yehuwandu hwehupfumi hwehupfumi iwe unogona kugamuchira huchibva kune imwe yekare yekodha rekodzero ndeye 50% yezvawaimbova wawakaroorana naye aizowana pazera ravo rekurega basa. (Zvose zvakasununguka zvekurega basa zvakasiyana-siyana zvichienderana negore rawakaberekerwa.) Izvi zvinowedzera kubhadharwa kana iwe ukaisa pamberi usati wasvika pazera rako rose rekurega basa.
- Iwe haugoni kuunganidza pahupenyu hwekare-weHuman Security Security kana iwe uchinge waroorwazve. (Unogona kuunganidza pane wakafa wekare-rekodha kana kukaroorazve kwako kwaitika mushure mokunge wava nemakore makumi matanhatu.)
- Kana iwe uchiunganidza kune wawakaroorana naye weHuman Security Security uye wobva waroorazve, zvikwereti zvinoenderana nerekare yekodha rako rega richamira.
- Iwe unofanirwa kuva wakaroorana kwegore rimwe chete kune mumwe munhu wawakaroorana naye usati waita sarudzo yevakaroora mazano zvichienderana nekunyoresa kwavo.
- Kana iwe uchiziva zvakaenzana newawakarambana nemurume wako, uye zuva rekuzvarwa, unogona kushandisa Social Security calculator kuti uenzanise kubatsirwa kwavo. Nzira chete yekuwana nayo chokwadi chekuti Social Security yako inobatsira sei kubva kune wako wekare-rekodhi rekodha kunenge kuri kuvabvunza kuti chii chavanonyanya kushandiswa nayo inshuwarisi. Primary inshuwarisi yemari, kana PIA, ndiyo mhindu yekubatsira kwavanozogamuchira pazera ravo rekurega basa. Kana iwe uchidana Social Security kuti uwane, havagone kukuudza.
- Wawakaroorana naye haafaniri kuisa purogiramu yehupfumi yehupfumi kuti iwe uwane kodzero yekuwana rubatsiro runobva pane zvinyorwa zvavo, asi ivo vanofanirwa kuve vakakodzera kune iyo mibairo. (Izvi zvinoreva kuti vaifanira kunge vakashanda zvakaenzana kuti vave vakakodzerwa neSocial Security uye vanofanira kunge vane makore makumi matanhatu, iyo ndiyo makore ekutanga iwe unokodzera Social Security retirement benefits.
- Kana mumwe wekare-muhodzi akaunganidza zvikwereti zvichienderana nekunyoresa kwako hazvibatsiri munzira ipi zvayo kuderedza zvikomborero zvako kana kuti mhuri yako yemazuva ano inobatsira. Kana iwe ukasarudza kubva pane zvakanyorwa kare hazvisi kuderedza zvigaro kana zvikomborero zvevamwe vanogara navo vangave navo.
- Paunenge uchipa mazano, kana iwe wakaberekwa kana musi waJanuary 2, 1954, Social Security inokupa hukuru hwekubatsira kwako, kana kuti wawakaroorana naye (kana wekuroorana naye) anobatsirwa. Iwe haugoni kusarudza chaunowana kunze kwekuti iwe uri chirikadzi kana murikadzi - zvino mitemo inokosha inoshandiswa.
- Kana iwe wakazvarwa musi waJanuary 1, 1954, uye iwe wakamirira kusvika nguva yakazara yekurega basa, iwe unosarudza kuisa kushandiswa kusingabvumirwe kuitira kuti iwe ugone kugamuchira yekare yekubhadhara iwe uchibvumira kuti iwe pachako kubatsirwe mari inoramba ichiwedzera kunonoka kubhadhara mari yekusununguka kubva kumakore ako ekurega basa kusvika kune makore makumi manomwe. Zvino kana iwe uchisvika makumi manomwe unogona kuchinja pane iwe pachako kubatsirwa mari. Izvi zvinorega kusarudzwa kwesarudzo hazviwaniki kana iwe ukaisa pamberi pezera rako rose rekurega basa uye , nekuda kwemitemo itsva ye Social Social , haisipo kana iwe wakaberekwa musi waJanuary 2 kana 1954 kana kuti.
- Kana wako wawakaroorana naye ari muduku kudarika iwe, iwe unogona kuunganidza zvaunobatsira pakutanga (nokuti vasati vasvika makore makumi matanhatu naizvozvo iwe hausati wava kukodzera kuunganidza pane yavo) uye shandura kuti uunganidze pane yavo kana iwe uchikodzera (izvo zvingava apo pavanosvika makore 62). Somuenzaniso, ngatiti iwe uri nemakore makumi matanhatu nematatu uye wako wekuroorana naye 58. Pa 62 iwe unogona kuunganidza rubatsiro kubva pane zvinyorwa zvako (asi zvingaderedzwa nokuti iwe wakaisa mangwanani) uye pazera remakore makumi matanhatu (kana wawakaroorana newe ari kutendeuka 62) shandura kune rubatsiro runobva pane zvinyorwa zvavo, kunyange zvazvo izvi zvingaderedzwawo nokuti iwe wakatumira mangwanani. Izvi zvingangokubatsira iwe kana murume wako akaroorana achibhadhara zvichienderana ne50% yavo (uye zvishoma nezvishoma kuderedza nokuti iwe wakaisa mangwanani) zvaizova zvakakwirira kudarika zvaunobatsira zvichibva pane zvinyorwa zvako.
Imwezve chinhu chekuchengeta mupfungwa - kana iwe uchiunganidza zvikomborero zvemhando ipi zvayo usati wasvika muzera rako rekurega basa uye iwe unoramba uchishanda, kana iwe uchiwana zvakawanda kupfuura iyo inobvumirwa Social Security mitsutso yegore iroro, unogona kubhadhara zvimwe zvadzo zvakare. Kana ukangosvika muzera rako rekurega basa, iyo mibairo haigoni kushanda uye iwe unogona kuita chero mari yako uye kuunganidza zvaunobatsira.