Dzidza Sei Kuwedzera Kukura Kwekoroji
Kunyange zvazvo zvikwereti zvevadzidzi zvinogona kushandiswa kuvhara mari yekoroji, haisi iyo nzira yakakodzera yekugadzirisa. Zvikwereti zvedzidzo zvinogona kuita kuti zvive zvakaoma kuti vadzidzi vadzivirire kana kuronga kune zvimwe zvinangwa zvemari mushure mekupedza kudzidza. Kutora chikwereti chemudzidzi semubereki aigonawo kugadzirira kuronga kwako pachako kune chinetso.
Kuvandudza urongwa hwokuchengetedza nekugadzirira ekoroji nokukurumidza, panzvimbo pekupedzisira, kunogona kukubatsira kuti urege kudzivirira mari. Kana uine makore gumi kana kupfuura kusvikira mwana wako achienda kuchikoro, hezvino zvinhu zvakakosha zvikuru kuita (uye kwete) kuti ugadzirire mari.
Gore Rokutanga: Ongorora Chikoro Chako Chekuchengeta Zvinangwa
Paunenge uchigadzirira kukoresheni yekuchengetedza, mubvunzo wekutanga unofanirwa kuzvibvunza iwe ndedzipi mari yavanoda kuenda kuchikoro . Mhinduro yacho inogona kusiyanisa zvikuru, zvichienderana nokuti inoronga kuenda kune yunivhesiti yemakore maviri kana mana, kuenda kuchikoro kunze kwehurumende kana kugara pedyo neimba, kana kupinda kune yega yega yunivhesiti yevanhu.
Chimwe chinhu chaunofanira kufungisisa: kutengesa uye kutengesa zvidzidzo. Kunivhesiti nemayunivhesiti zvinowanzosimudza mutengo kuitira kuti kana mwana wako ane makore gumi achienda kusvikira atanga gore rake idzva, iwe uchada kubvuma mukana wekubhadhara zvimwe. Izvi zvinotora kubva kuColleBoard zvinogona kukubatsira kuti uenzanise mune ramangwana rekufungidzirwa mari.
Kana uchinge wava nechinangwa mumaziso, enzanisa nhamba iyoyo kusvika kuwandu wawakachengetedza. Zvadaro, shandisa mari yaunenge uchida kuchengeta gore negore kuti uwane chinangwa chako. Ita kuti iwe uende mberi uchienda kune imwe yekoroji yekuchengetedza chinangwa.
Makore One kusvika kuCashanu: Chengeta Zvinyorwa
Kana iwe wakaisa mari yako yekutsvaga, danho rinotevera rinosarudza kuti ndeyepi mari iyo. Iwe unogona kuchengetedza kukoreji mune imwe nguva yekusachengeta rekodha asi iyo haigone kupa mari yako mukana wekukura. Izvo hazvibvumiri mutero unobatsira.
A 529 chirongwa chekuchengetedza koroji , kune rumwe rutivi, inobvumira kukura kusingabhadhara mutero uye kubhadhara mitero kusina mari yekubhadhara mari. Zvose makumi mashanu nemazana mashanu anopa chirongwa chimwechete cha 529 uye iwe unogona kugovera kune hurongwa hupi, pasinei nehupenyu hupi huri kurarama mazviri. Maererano nechirongwa chaunosarudza, zvipo zvako zvehupenyu zvaunogona kuita zvinogona kusvika $ 500,000.
Neurongwa we 529, une mukana wekusimudza mari yako mukutengeserana kwemari, zvinotarisirwa-mari yemari , kushandiswa-kutengesa mari nezvimwe zvivimbiso. Kuisa mari muzvikwereti izvi kunosanganisira njodzi yakawanda kupfuura kuisa mari mumabhuku ekuchengetedza asi iwe unogona kudzoka zvakanyanya.
Mumakore mashanu ekutanga e makore gumi ako ekoroji kuchengetedza countdown, zvakakunakira kuti uchengetedze zvakakwana sezvinobvira kuti uwedzere simba pamakwikwi ekufarira .
Kunyanya iwe unogona kukanganisa mumakore ekutanga, iyo yakareba kuti mari inofanira kukura.
Yeuka, zvisinei, iwe unoda kuchengeta mutero wegore negore wekusabhadhara mitero pamipiro. Kwegore ra2018, mutero wezvipo unoshanda kune zvipo zvemari zvinopfuura $ 15,000. Kana iwe wakaroorwa, iwe nemumwe wako munogona kubatanidza kusvika kune $ 30,000 pagore, pamwana kusvika kune 529 chirongwa chekuchengetedza chikoro. Zvimwe, unogona kuita mitezo yemakore mashanu panguva imwe chete usina chikwereti chemutero. Kana iwe ukaita izvozvo mugore rokutanga rekuverenga, zvisinei, iwe haungakwanisi kuita chero mitsva mitsva kusvikira makore mashanu apfuura.
Makore matanhatu kusvika kune gumi: Rambai muchichengetedza uye dzoongorora Kugoverwa Kwako
Kuchengetedza kojiji kwakafanana nekuchengetedza kubhadhara. Paunenge uchiri muduku, iwe unogona kukanganisa mukusarudza kwako kwekutsvaga, sezvo iwe unogona kunge une nguva yakawanda yekudzoka pane zvakaitika pamusika kuputsika.
Nekoroji yekuchengetedza, iwe unganzwa wakasununguka kuisa mari yakawanda kana mwana wako achiri muduku asi nguva inowedzerwa. Kana vachinge vasvika pakati nepakati pekusekondari, iri pfungwa yakanaka yekudzokorora zvikwereti zvako kuti uone kuti hausi kutora ngozi yakawandisa. Kana mumusika uchinge uchinge uchinge uchinge uchinge uchinge wapera gore kana maviri asati mwana wako agadzirira kutanga koroji, iyo inogona kuparadza zvakanyanya mari yekuwana iwe yaunogona kubatsira kubhadhara.
Chimwe chinhu chaunofanira kufunga mumakore ekuchikoro chesekondari ndechekuti chii chauri kuchengetedza chingakanganisa kukwanisa kwako kwevana vako kuwana rubatsiro rwemari kana zvichizodiwa. Vabereki vane mari, kusanganisira mari inobatwa mupurogiramu ye 529, inowanikwa muhurumende yevadzidzi yekuverenga maverengero. Kunivhesiti yemunhu nemayunivhesiti anogonawo kuzvitora paanenge achiona kukodzera kwezvirongwa zvekubatsira zvikoro.
Makore One kusvika kune gumi: Practice Savings Zviito uye Zvaunofanira Kudzivisa
Kune zvimwe zvinhu zvaunofanirwa kunge uri kuita mumakore gumi-gumi kumakoreji (uye vashoma kuti vadzivise). Sezvo iwe uchigadzira hurongwa hwako, yeuka izvi zvinoita uye hazviiti:
- Ita kuti iwe uwane mari. Kuisa zvipo zvekorojiji pamotokari-pilot kunogona kutora dambudziko kunze kwekuyeuka kuchengetedza.
- Ita vanasekuru navanamai kana dzimwe nhengo dzemhuri dzinobatanidzwa. Vanasekuru naambuya, vanamainini nababamunini vanogona kupawo mipiro kune chirongwa che 529 chechidiki chemwana wenyu.
- Ita kuti iwe mari yako inoshandiswa sei. Mari yepamusoro yekubhadhara mari inogona kudyidzana pamari yako yekuwana mari saka zvakakosha kuidzorera idzi nguva dzose.
- Usati waitarisira kuchengeta. Kuderera kunogona kuderedza yako yekoteji yekuchengetedza dendere mazai uye kuwedzera njodzi yekuuya pfupi.
- Usatora kurasa kwako pamusana wemoto. Kunyange zvazvo kuchengetedza kwekoroji kwakakosha, hazvifaniri kuuya nechinzvimbo chekuchengetedza kwako pfuma. Yeuka, iwe unogona kutora chikwereti kuti ubhadherereji yekoroji, asi kwete yekubatira kwako makore.