Muchikamu chino, tichatarisa zvakanyanya kuti zvikamu zvakabatanidzwa zvinosvika sei pakushamba kwepasi rose uye kuti varairi vanogona sei kuwedzera mikana yavo yekuwana.
Mutero Wekugovera Mahedheni
Kuisa mari muhutori hweUnited States ndiyo nzira yakarurama. Mushure mokugamuchira zvikwereti kubva mumatanda aunayo, unovaisa pamutero wako wekubhadhara uye unobhadhara mutero wemari. Kana ivo vakachengetwa nekodhi-inofarirwa kero , saIRA , saka iwe haubhadhara mutero pavari. Zvinosuruvarisa, kuparadzanisa kune dzimwe nyika kune zvishoma zvakaoma.
Misiyano ndeyokuti zvikwereti zvakabhadharwa nesangano rekunze zvingave zvichiteerera mutero neyoimba yekambani iyoyo. Mukutaura, izvi zvinoreva kuti iwe unofanirwa kutora mararamiro ega ega kune imwe nyika yaunowana zvikamu. Nharaunda yemubhadharo yemitero pachayo yakasiyanawo nenyika nenyika, izvo zvinoreva kuti unofanira kubvunza wako mutengesi kuti zvive zvakakwana.
Mashoko akanaka ndeokuti dzimwe nyika dzine zvibvumirano neUnited States kuita kuti hurongwa huve nyore nyore, asi zvibvumirano izvi zvinosiyana zvichienderana nenyika uye vatengesi vanofanira kubvunzurudza unyanzvi wezvemitero vasati vaita upi zvake wekutsvaga.
Mune zvimwe zviitiko, United States IRS inopa zvikwereti zvemitero kuvashambadziri kuti vatorere mari yavari kubhadhara kune mamwe masangano emitero kunze kwenyika.
Kushandisa kunze kwemitero mitsva
IU Internal Revenue Service Service (IRS) inopa chikwereti chemutero kunze kwenyika kana kubhadhara mutero kune imwe nyika inowanikwa mune imwe nyika kune imwe nyika inowanikwa mari inowanikwa pasi pemutero weUnited States pamutengo mumwe chete, wakadai semugove wezvitoro .
Zvinonzwisisika, izvi zvikwereti zvemitero zvinongoshanda kumitero yekutengesa inobhadharwa muU.S., saka vamwe vakasiya mari vangasabatsire.
Kazhinji, vatengi vanowana mari shoma kudarika madhora mazana matatu mune imwe nyika yekwereti yekwereti vanogona kuisa kune zvikwereti zvakananga paFomu 1040, kana zvikamu zviri mubvunzo zvichitorwa mukodhi yemadhorobha uye Fomu 1099-DIV yakagamuchirwa kutora mitero yekunze yakabhadharwa. Kana zvisina kudaro, zvingave zvichidiwa kuisa Fomu 1116 kuitira kuti usvike kune chikwereti chemutero uye uchisungirire kuFomu 1040.
Pakupedzisira, chikwereti chemari chekunze hachina kushanda mune mamwe mamiriro ezvinhu. Chokutanga, chikwereti hachikwanise kupfuurira kune dzimwe nyika mitsva yemari yakaparadzaniswa neunyika yako yose inotengesa mari. Uye chechipiri, dzimwe nyika dzisingabvumirwi neUnited States dzingave dzisingabvumirwi kune chikwereti chemutero kunze kwenyika, kusanganisira nyika iyo US iri kurwisana naro, somuenzaniso.
Retirement Account Account
Vaya vane mareji epamberi, zvakadai se 401 (k) s, IRAs uye Roth IRAs , vanofanira kubhadhara zvakanyanya nyaya idzi. Sezvo pasina mutero wekubhadhara muUnited States pane zvikwereti, chero mitero yekunze yakasimbiswa pazvikamu zveparadhiso mumabhuku aya yakarashika nokusingaperi. Munyika umo mutero wemiganhu inogona kuva yakakwirira kudarika 20%, izvi zvinogona kuderedza zvakanyanya kugovera zvibereko .
Kune dzimwe nyika shomanana dzisingatoreri mitero pane zvikamu kana kuti ine zvipo zvakakosha kune vashandi vekuAmerica. Somugumisiro, vatengesi vane kambani-dzakabhadhara kambani vangave vachida kugadzirisa zvizvarwa zvavo zvekugoverana kwemari kune dzimwe nyika.
Mitero Yemitero & Zvigumo zvekupedzisira
Nyika dzakawanda dzine mitero yemitero neUnited States, iyo inogona kubatsira kuburitsa mutero wemitero yevatengesi mune zvikwereti zvekunze kune dzimwe nyika. Asi mune dzimwe nguva, mutero wekutere unogona kusiyana kubva kune mutengesi kune mutengesi, sezvo mumwe mutengesi anofanira kuisa mapepa nemagetsi ekunze. Mune zvimwe zviitiko, mumwe wevatengesi vanogonawo kusarudza kutora nzira iyi kuti vawane mukana wokuderedza .
Pakupedzisira, zvikwereti zvekunze kune dzimwe nyika zvinogona kuva bhizimisi bhizinesi kune vashandi. Asi, kazhinji, zvakakosha kuyeuka mamwe mashomanana ekukosha apo iwe uchinge uine mari yekuparadzanisa kune dzimwe nyika :
- IUnited States inopa chikwereti chekunze kune vatengesi vari pangozi yekubhadhara mitero mbiri kuburikidza nekubhadhara mitero yemabhadharo kune imwe nyika yekunze uye neU.S.
- Makambani ekurega basa haabvumirwi nekwereti yemutero kune dzimwe nyika , sezvo vaisazobhadhara mitero muU.S.
- Vashandi vanofanira kukumbira vatengi vavo kuti vadzidze nezvekupararira kwemitero yemitero munyika dzakasiyana siyana, sezvo mitengo inopesana pakati penyika uye kunyange yezvemari.
- Vashandi vangave vanodawo kutsvaga nyanzvi yemitero kuti vaone kuti izvi zvinokonzerwa nemitero zvinobata sei mamiriro avo ezvinhu kana zvasvika pakuwana mari yekuwana mari.