Company Overview
UnitedHealthHealthOne Insurance Company yave ichipa inshuwarheni yehutano kwemakore anodarika makumi matanhatu nemashanu uye inopa inishuwarenzi yemishonga inosanganisira hutano nehutano hwemazino kuvanhu nevanoshandira mumatunhu makumi mana uye muruwa rweColumbia.
Kugadzikana kwezvemari kunotora nzira yakareba mukukuzivisa iwe kuti unogona kuvimba nekambani yeinishuwarenzi kuti ive yakapoteredza kana iwe uchida iwe zvikuru. Creditworthiness inokuudza kuti kambani inokwanisa kubhadhara zvipi nezvipi zvinowanikwa uye inosangana nezvose zvinotarisirwa nemari. UnitedHealthOne yakagamuchira mararamiro ehutano emari ekubvumira kubva kune aya masangano emishuwarenzi :
- AM Best - "Zvakanaka"
- Muchidimbu & Zvakaipa (S & P) - "A + Simba"
Dare rekambani iri muMinneapolis, Minnesota. Sangano re Fortune 500, UnitedHealthOne ine mamiriyoni makumi manomwe ekuAmerica vane vashandi vane mari yegore inowana mari inodarika madhora mabhiriyoni mashanu. UnitedHealthcare Life Insurance Company inonyora zvirongwa zvemazino.
UnitedHealthOne Dental Plans
KuUnitedHealthOne, pane mazano akawanda emazino anowanikwa kupa ruzivo kune iwe nemhuri yako nokuda kwekuchengetedza mazino ezvidzivirira uye zvimwe zvirongwa zvepfungwa zvakadai sekuzadza. Zvimwe zvirongwa zvinowedzera huwandu hwehutano hwemashoko makuru zvakadai semidzi inogona.
Zvimwe zvezvirongwa zvinowanikwa kwauri kuburikidza neUnitedHealthOne dzinosanganisira:
- Dental Primary : $ 50 munhu mumwe nomumwe anotsvaga mabasa ekutanga paanenge achishandisa network network. A $ 25 copay inoshandiswa kumabasa ekudzivirira. Hapana nguva yekumirira kuchengetedzwa kwekuchengetedza. Mushure mekunge musangana nekutengesa kwenyu, muchabhadhara 30% yezvivako zvemashoko. Kune mwedzi mitanhatu yekumirira kwekutanga kwehupfumi hwehutano. Mabasa makuru uye orthodontics hazvifukidzwi pasi peurongwa urwu. Zvose zvegore negore zvinokwana $ 1 000 pamunhu pamwedzi wegore.
- Dental Primary Preferred : $ 50 munhu mumwe nomumwe anotsvaga mabasa ekutanga uye makuru kana achishandisa mutengesi. Hapana nguva yekumirira kuchengetedzwa kwekuchengetedza uye iwe unobhadhara $ 25 co-pay. Nguva yekumirira kwemashoko makuru ndiwo mwedzi mitanhatu uye iwe unobhadhara 30% mushure mekusangana yako deductible. Mabasa makuru anofukidzwa mushure memwedzi gumi nemaviri uye iwe unobhadhara 50% mushure memusangano wako wakabviswa. Zvose zvinowanikwa gore negore rubatsiro kune munhu ndeye $ 1 000.
- Dental Inokosha : $ 50 nemunhu anotsvaga mabasa ekutanga paanenge achishandisa network. Hapana nguva yekumirira kuchengetedza kudzivirira pasina kopay. Nheyo dzepamusoro dzakaputirwa mushure memwedzi mina uye iwe unobhadhara 30% mushure memusangano wako. Mabasa makuru haafaniri kuvharwa. Kune gore rinoparidzirwa gore rose re $ 1 000 pamunhu.
- Dental Inokosha Inofanirwa : $ 50 munhu mumwe nomumwe anotsvaga mabasa makuru uye makuru paanenge achishandisa mutengesi. Iko hakuna kopayiri uye hapana nguva yekumirira kuchengetedzwa kwekuchengetedza. Pamitambo yepamusoro, pane mwedzi 4 yekumirira uye iwe unobhadhara 30% mushure mekunge iwe uchibviswa. Mabasa makuru anofukidzwa mushure memwedzi gumi nemaviri uye iwe unobhadhara 50% mushure memusangano wako wakabviswa. Zvose zvegore negore ndeye $ 1 000 pamunhu.
- Dental Premier Choice : $ 50 pamwe chete nemunhu anotsvaga mabasa ekutanga uye makuru. Kwete copay kana nguva yokumirira kwekuchengetedza mabasa. Nheyo dzepamusoro dzakaputirwa mushure memwedzi mitanhatu uye iwe unobhadhara 20% mushure mokunge wawanikwa. Pamitambo mikuru, kune mwedzi 12 yekumirira uye iwe unobhadhara 50% mushure mokunge wakabviswa. Kuwedzerwa kwegore negore kumunhu wese kunowedzera kuwedzera kwemakore mana kusvika kusvika pa $ 1,500 pamunhu mumwe mushure megore rechina.
- Dental Premier Elite : $ 50 yakabatanidzwa yakagadzirirwa mabasa ehukuru uye makuru. Iwe unogona kushandisa risina unyanzvi hwekushandisa kuburikidza neurongwa. Iko hakuna ikopi uye hapana nguva yekumirira kwekudzivirira mabasa. Pamitambo yekutanga, kune mwedzi mitanhatu yekumirira uye iwe unobhadhara 20% mushure mokunge wawanikwa. Pane mwedzi gumi nemamiriyoni ekumirira mabasa makuru uye iwe unobhadhara 50% mushure mokunge wakabviswa. Kuwedzerwa kwegore negore kumunhu wese kunowedzera kuwedzera kwemakore mana kusvika kusvika pa $ 1,500 pamunhu mumwe mushure megore rechina.
Pros uye Cons
Pros
UnitedHealthOne ine kambani yakawanda yevatori vemazino. Izvi zvinoreva kuti iwe unogona kuramba uchishandisa mushandi wako wemazuva ano chero bedzi chiremba wemazino ari anopa mupiki. Iyo inofanirwa kupa mutsara urongwa inogona kuwanika nhengo kuti uwane mumwe wamazino anoshanda ari pedyo newe. Zvimwe zvezvirongwa zvemhuri zvinopa zvigadziro zvegore negore zvakaderera se $ 50 pamunhu.
Iwe hauzombofaniri kubhadhara deductible pane chirongwa chemhuri kune vanopfuura vatatu vemhuri. Coverage inowanikwawo kune vanhu vari muMedare. Iwe unokwanisawo kuwedzera inshuwarisi yemaonero ekubatira kwako.
Cons
Hasi mapepa ose ezvirongwa zvemazino akapiwa kuburikidza neUnitedHealthOne inosanganisira kugoverwa kwemashoko makuru uye kutarisirwa kana orthodontic haina kuvharwa. Nheyo dzakapiwa nekunze-kwe-network mazino dzinogona kunge dzakakwirira zvikuru.
Contact Information
Kana iwe uchida kutenga UnitedHealthOne chirongwa chemazino kana kuti unoda kudzidza zvakawanda pamusoro peimwe michina yemishonga yveshuwarisi yehutano, unogona kushanyira yeWebHealthOne webasaiti kana kudana 800-444-8990.