Company Overview
Nheyo & Poor's Financial Services LLC inoshandiswa neThe McGraw-Hill Companies uye inotungamirira nyika munyaya yebasa rezvemari.
Iyo kambani yakatangwa muna 1860 naHenry Varnum Poor. Mr. Poor akanga ari piyona mumabhizimisi emakambani emakambani. Mabhizimisi munyika yose anotarisa ku Standard & Poor's for intelligence market market. Kambani inopa zvikwereti zvikwereti zvikwereti, kutsvakurudza kwekutsvaga kwekutsvaga , nhamba ye data uye kuongororwa kwenjodzi Standard & Poor's ine nzvimbo munzvimbo dzinopfuura makumi maviri uye inowanikwa muNew York City. Kambani inoshandisa zvinopfuura 10 000 uye ine mari inopfuura $ 2 bhiriyoni.
Iyo inoshanda sei
Murairo & Urombo ndeye chiyero chinoshandiswa nevarimi vemari uye vamwe vatengi vemusika pasi pose kuti vaone kukosha kwekambani. Iyi ruzivo harusi chete rubatsiro kune varairidzi uye vatungamiri vematambudziko, asi rinogona kukubatsira kuti ugadzire kugadzikana kwemari kwekambani yveshuwarenzi uye kukupa iwe ruzivo rwaunoda kana uchifananidza kuvharidzirwa kweinishuwarenzi uye kutenga iyo inishuwarenzi. Izvi zvinokosha ruzivo, sezvo iwe uchida kuziva kambani yako yveshuwarisi iri mune zvakanaka maonero emari uye ichave yakapoteredza kana iwe uchida iyo.
Kana Gwaro & Dambudziko rinotarisa kambani ye inshuwarisi, inotarisa kukwanisa kubhadhara chikwereti uye chero zvipi zvayo, iyo iyo kambani inoita kana ichienzaniswa nemamwe makambani einishuwarenzi, maitiro ekutungamirira, mari uye mari pamwe chete nezvimwe zvinhu. Iwe unogona kuwana Dhigirii & Nhamba Dzakakosha yekambani dzakawanda dzeinishuwarenzi uye zvigadzirwa zvinosanganisira:
- Bond
- Upenyu / Utano
- Imba / Mhosva
- Reinsurance / Specialty
Nhamba & Nhamba Dzakashata
Muchidimbu & Nhamba Dzakakosha dzinobudiswa mumatareji kubva ku "AAA" kusvika ku "D." Izvi zvinoratidzira zvinoratidza kukwereta kwekambani. Heino tsanangudzo pfupi yezvinyorwa zvinyorwa uye zvavanoreva:
- "AAA" - Ichi ndicho chepamusoro-soro uye inoreva kuti kambani ine mari yakasimba uye inokwanisa kubhadhara zvikwereti zvose.
- "AA" - Iyi nhamba ichiri yakasimba kwazvo, kuratidza kambani iri kuita zvakanaka mune zvemari.
- "A" - I "A" yero inoratidza simba rakasimba rekambani kuti rizadzise zvido zvaro zvemari.
- "BBB" - Kuwana mari yakakwana asi inogona kuipa zvakanyanya nekuderera kwezvemari
- "BBB-" - Iyi yero yegorosi yakaderera iyo inogona kufungidzirwa nevashambadziri
- "BB +" - Chikoro chakanyatsotarisana, chinogona kutarisana nemamiriro ematengesi akaipa
- "BB" - Chikoro ichi chinoratidza kambani ine nguva refu isina chokwadi, kunyange zvazvo mari yezvino inogona kunge inogutsa
- "B" - A "B" inoratidzira kambani iyo iri kusangana nemitoro yezvemari asi inonetseka kuhutano hwehupfumi.
- "CCC" - Inotambudza mari yemamiriro ezvinhu
- "CC" - Yakanyanya kutambura
- "C" - Izvi zvakare zvakanyanya kusvibiswa (Standard & Poor's inotaura zvimwe zviitiko zvine chokuita nehuwandu huno asi hazvipi zvinyorwa zvakajeka.)
- "D" - Kambani yakashandura pane zvipimo zvemari
Izvo Zvinotarisirwa Zvinoreva Kumakambani Emishurenzi
The Standard & Poor rating, inoshandisa imwe yekambani yeinishuwarenzi zvakananga, chikwereti-kukosha kwayo. Makambani eInishuwarenzi anotora Standard & Poor rating pakuremekedza pamwe chete nezvikwereti kubva kune mamwe masangano ekutarisa mari akaita se AM Best . Kana zvikwanganiso zvinoratidza kuti kambani iri kuita zvisina kunaka mune zvemari, kuvimba kwevatengi kunogona kuzununguswa. Kubhadhara chikwereti hachisi iyo chaiyo yesayenzi uye kuenzanisa kwekambani kunogona kuchinja, kunyange munguva yemakore mashomanana. Pane zvinhu zvakawanda zvinogona kuita kuti kambani ye inshuwarisi yekwereti yekwereti inoderedzwa kusanganisira:
- Kuderera kwezvemupfumi
- Zvishoma-zvishoma zvebhizimisi rinotarisa
- Mumwe nomumwe chikwereti
- Bhizimusi mamiriro ekuchinja
- Regulatory changes
Contact Information
Kuti uwane mamwe mashoko pamusoro peHurumende neHurumende yehutano, unogona kushanyira IWorld & Poor's Website.
Kuti uende kuhofisi yepamusoro yeUnited States, unogona kudana 212-438-2000.