Iwe unogona kugovera kadhi rechikwereti nemumwe munhu nekuwedzera kwavari sevane kodzero yakagadziriswa kana nekushandisa sevadzidzisi vemabhuku akabatanidzwa. Iro urongwa huviri hunoita kuti uite mabasa ega ega ega, saka fungisisa usati waenda mberi.
Nevashandi vose vakagamuchirwa uye pamwe chete makadhi emakadhi, vanhu vaviri vari pakadhi rekadhi rechikwereti vanogona kupa mhaka kumakadhi. Pane imwe chikwereti chechikwereti, chikamu chimwe chete, chikwereti chimwe chete, uye imwe chete yekubhadhara zuva rakakodzera.
Nhoroondo yekodha yemakadhi yekwereti inoshushwa pane zvose zvemari yako mitsva, pasinei nokuti ndiani anoshandisa iyo nhoroondo.
Ndivanaani Vanotarisirwa Kwemari?
Kusiyana kukuru pakati pemushandisi akakodzera uye joint joint holder ndeyemhosva yepamutemo yekubhadhara chikwereti chekwereti.
Umushandisi ane kodzero haaiti mutemo wemhosva yekubhadhara chikwereti chekwereti chikwereti. Kunyange zvikwereti zvishoma zvichange zvakakanganisa nhoroondo yekwereti yemushandi yakagamuchirwa chero bedzi vari paakaiti, kadhi rechikwereti chekwereti haagoni kukwanisa kutevera munhu iyeye kubhadhara.
Kune rumwe rutivi, iyo joint joint holder ndeyemhosva yekubhadhara chikwereti chekwereti chekwereti seyo nheyo huru yebhengi. Chikwereti chekwereti chikwereti chinogona kushandisa nzira dzose dzepamutemo kuti dzitevere vanhu vose vachibhadhara.
Mune zviitiko zvakawanda, mutero wega wega wekodha anofanira kubhadhara chikwereti uye mari inotarisirwa kuwedzera kuwedzerwa ku-akhawunti uye inogona kurambwa kana izvo zvisingadi zvakasangana.
Kune rumwe rutivi, mutengi akagamuchirwa anogona kazhinji kuwedzerwa kune imwe nhoroondo yakagadzwa pasinei nenyaya yekwereti yomushandi.
Kutanga Account
Iwe unogona kuwedzera mushandisi akakodzera kune imwe kero kana kuti iripo yekodhi kadhi rechikwereti chero nguva. Kungoshevedza kadhi rako rechikwereti uye kupa ruzivo rwemushandisi akakodzera.
Kadhi kadikiti inowedzera mushandisi akaregererwa, hapana chekiti chekuongorora inoda, uye kutumira kadhi rechikwereti rine zita rayo pairi.
Kuti uwane kadhi rechikwereti chekubatana, vaviri venyu munofanira kuisa kadhi rechikwereti pamwe chete. Chikwereti chekwereti chikwereti chichaongorora chekuita chikwereti chekupa chikwereti uye ruzivo rwekuwana mari kubvumidza kushanda. Kana iwe uchibvumirwa, iwe mose muchawedzerwa ku-akhawunti uye makabudisa makadhi emakadhi nemazita enyu.
Kubhadhara Kadhi Kadhi Kwakaipa Zvakadini
A joint joint can be problematic if the two accountholders end their relationship , especially if the account still has balance. Iwe haugoni kubvisa nyore nyore munhu kubva kubhuku rakabatana, kunyange kana munhu mumwe akaita zvese pamhosva. Vose venyu munofanira kubuda nenzira inoyevedza yekugadzirisa muyero (sokuripa kana kubvisa chikamu) uye yevha yekodha.
Mushandisi akakodzera anogona kubviswa kubva pakadhi rechikwereti ane foni chete. Vane kodzero havakwanisi mutemo wekubhadhara chikwereti chavakapa; kubvisa munhu kubva mubhuku kunogona kuvadzivisa kuti vasazokwira zvakakwirira kunze kwekuzvitsiva kana kutsiva.
Kugovera kadhi rechikwereti kune ngozi, pasinei nokuti une kambani yakabatana kana iwe wakawedzera musikana ane kodzero.
Kana uri kufunga nezvekuwana kadhi rechikwereti nemunhu, semwana kana mudzimai, funga mutoro wepamutemo wekubhadhara chikero uye nyore kugumisa ukama hwekadhi rechikwereti kukubatsira kusarudza.