Famba Nzira Yako Kuti Uwedzere Kunyorera Chikwereti
Kwemakore, vabereki vakashandisa kadhi rechikwereti piggybacking kuti vabatsire vana vavo kuti vatange kutanga kutora chikwereti. Kadhi kadhi piggybacking inongoreva kuwedzera mumwe munhu somunhu akagadziriswa pane kadhi rako rekwereti, kazhinji kuvapa kukurudzira chikwereti.
Muna 2007, kadhi rechikwereti chekukweretesa pasi pekuongororwa kwakanyatsopoteredza nguva yekutengesa mari . Shady chikwereti chekugadzirisa makambani nevatengi vasina kutendeseka vakashandisa nzira ye piggybacking chikwereti kuwedzera zvakashata zvikwereti chikwereti kuti zvikwanise kubhadhara mari iyo varidzi vepamba vanga vasingagoni kuwana.
Kwekanguva, zvakaratidzika kuti zvibatsiro zve piggybacking chikwereti zvaizotadza, kunyange kuvanhu vakashandisa tsika yacho zvakakodzera.
Chii Chinonzi Credit Card Piggybacking?
Kadhi kadhi piggybacking yakafanana nemutambo wemucheche wekutakurwa kune mumwe munhu kumashure, asi panzvimbo yekudzokera shure, unotakurwa pane imwe kadhi kadhi rekwereti. Munhu ane kadhi rechikwereti anowedzera mumwe munhu somunhu akagadziriswa pamabhuku ekadhi rekwereti. Zvadaro, nhoroondo yose yekodhesi yekodha yemakadhi inowanikwa pamushumo wemvumo yevashandi vakagamuchirwa uye yakabatanidzwa muchikwata chekwereti . Hakuna imwe yemakadhi emakadhi aikwereti kana zvikwereti zvichabva pamubhadharo wemudhinzvo wemushandi wemvumo, kadhi rimwe chete.
Kuve wakagadzirwa nemvumo pane kadhi rechikwereti rine mbiri yakanaka yekubhadhara kunowedzera chikwata chako (yakapa chikwereti chekuverenga calculation inosanganisira zvikwereti zvakagadzirwa nevashandi mune chikwereti chikoro). Kune rumwe ruvoko, kubhadhara kwekupedzisira uye zvikwereti zvemakadhi ekukweretesa zvekombikiti yakagadziriswa yevashandi zvinogona kuderedza chikoro chako zvichienderana nedzimwe ruzivo rwehupoti yako yemari.
Cherechedza kuti havasi makambani ose emakadhi echikwereti anorayira mabhidhiyo emubhidhiyo akakodzera kubhadhara chikwereti chikwereti, chikamu pamusana pemari uye chikamu pamusana pokuti nzira yacho yakashandiswa sei zvisina kunaka.
Kushungurudza Kunetswa
Piggybacking yakava nzira yevanhu vane chikwereti chakashata kune chikwereti chakakwirira chechikwereti vasina kukwanisa kuita basa kuti vavake chikwereti kuti vavake chikwereti pachavo.
Kune makambani anotengesa mari yekuwedzera iwe somushandi akaregererwa kune imwe mutezo wekodha yemakadhi yekwereti. Somugumisiro, iwe unogona kuona kuwedzerwa mune chikwereti chako purogiramu iyo iyo ikarohwa mushumo wako. Zvadaro, iwe unogona kushandisa mapeji akakwirira kuti uwane chikwereti, makadhi emakadhi, nezvikwereti zvezvikwereti zvaungadai usina kukwanisa kuwana zvimwe. Iwe haunombofi wakwanisa kuwana kadhi rechikwereti chaiyo kana ruzivo rwebhuku, kungofanirwa kubatsirwa kwenyaya inoratidza pamusoro pehupoti yako yechikwereti.
Apo chikwereti chakavhara chivako chakatanga, vatengesi vakaziva kuti vainge vanyengedzwa uye vakatsoropodza nzira yakagamuchirwa yevashandi vekambani inogona kushandiswa kugadzirisa zvakakwana chikwereti chikoro. Mukupindura, FICO yakashandura mazita avo eponymous kuti vabvumire vanokweretesa kuti vanyatsofanotaura kubiridzira kwemvumo yevashandi vane kodzero. Ikambani iyi yakaronga kubvisa kodzero dzevashandi dzemakabheti kubva kuhuwandu zvakakwana, asi nerufaro kune vashandi vanobvumirwa, vakasarudza iyo yakawanda yevashandi.
Icho Chirwere Chisingabvumirwe Chete Here?
Pane kusabvumirana kana kadhi rechikwereti piggybacking harisi pamutemo kana kuti rinonyengedza. Mutemo weUnited States unoti mumwe munhu anoita bhizinesi rebhangi "anozviuraya achiziva, kana anoedza kuita, chirongwa kana chikonzero chokubiridzira masangano ezvemari, kana kuwana chero yemari, mari, zvikwereti, pfuma, chekuchengetedza, kana imwe nzvimbo iyo, kana pasi pekuchengetedzwa kana kudzora, imwe sangano rezvemari, kuburikidza nekunyengera kwenhema kana kunyengera, zviratidzo, kana zvipikirwa. " Mhosva yacho inopomerwa ne $ 1 mamiriyoni akaisvonaka kana makore makumi matatu mujeri kana maviri.
Kubva pane tsanangudzo, kadhi rechikwereti piggybacking inogona kufungwa nezvesimba rekubiridzira, asi, kusvikira nhasi, pakanga pasina chibvumirano chepamutemo pamutemo.
Kuchinja Kwemhuka Kunoramba Ichishanda Here?
Hazvisi nyore kuti uwedzere kubhadhara chikwereti chako chikamu nokuti chikwata chekwereti chakavhara mukati maro. Vamwe vane kadhi rechikwereti havabvumirane nekodhidhi yevashandi mabhidhiyo kumabhadharo emakwereti kana ivo vanongotaura nezvekambani kana muremera ane kodzero aine kadhi rechikwereti pane account. Kubhadhara zvikwereti zvekubhadhara zvakave zvakanyanya kuwedzerwa, kuona kana iyo kambani yemvumo yevashandisi yakagamuchirwa ichinyatsokodzera uye pawakange wawedzerwa kune imwe munhu wekune imwe nyika nekuda kwekuwedzera chikwereti chako.