Nepo iwe unogona kuva nehumwe kana mbiri dzakashata dzinokanganisa chikwereti chekwereti yako, neine imwe nzira yekutsungirira uye kushivirira, zvose zvinokonzerwa nekwereti yemakero zvinogadziriswa.
Mashoko Akashata Pamusoro Pokutora Musoro Wako
Nekureva, chinhu chakareruka chekugadzirisa chikwereti chako chekwereti inzivo isina kururama. Kukanganisa kwevafundisi kunogona kutungamirira nyore nyore kukanganisa zvikwereti . Usakanganwa zvikanganiso izvi nokuti zvinogona kukuvadza chikwereti chako. Isa chikwata chekwereti mutsamba mhirizhonga kuti uwane ruzivo rusina kubviswa.
Zvekare Maererano Nhoroondo
Nhoroondo yako yekubhadhara ine zvakakosha zvikuru pane chikwereti chako. Kubhadhara kwemazuva mashoma kunokuvadza chikwereti chako chikoro pane chimwe chinhu chipi nechipi sokunge mari yekubhadhara ndeye 35 muzana yeFICO yako chikamu. Tsvaga ikozvino pane dzimwe nhoroondo dzinopesana. Kana iwe uine nhoroondo dzemazuva makumi matatu kana makumi matatu ekupedzisira, ita zvikwereti izvozvo kuti uzvichengetedze kubva pakubhadhara mari yako pachikwereti. Kana imwe nguva nhoroondo dzichipfuura mazuva makumi mapfumbamwe apera, dzinofungidzirwa kuti dzakanyanyisa uye dzinogona kuenda kuhomwe.
Taura nevana vechikwereti nevatokwereta vatengesi kuti vabvise mari-yekubhadhara uye mabhuku ekuunganidza kubva kumukwereti wako wekwereti.
Haafaniri kubvisa ruzivo urwu, asi unogona kukwanisa kutaurirana navo nekubhadhara kubvisa . Kana iyo nhoroondo yatove yakabhadharwa, tsamba yekunakidza ingangodaro yakanakisisa kubheji.
Yakakwirira uye Inopfuura-Iyo-Chikwereti Mienzaniso
Nhamba yako yekwereti ine chikamu chechipiri chakakosha pane yako chikwereti chikamu sezvo iri 30 muzana yeFICO yako chikamu .
Zvakakodzera, zvikwereti zvekadhi rako rechikwereti zvinofanira kunge zviri pasi kana pasi pe30 muzana zvekwereti yako chikwereti . Izvozvo zvinoreva kuti iwe unofanira kuva ne $ 300 parikero pane kadhi rechikwereti rine $ 1000 muganhu.
Chokutanga, funga kuunza ma-mi-mibare yezviyero pasi pekwereti chako chekwereti. Zvadaro, shanda kuunza zvikwereti zvako zvekadhi rechikwereti kune imwe yero yekwereti inogamuchirika .
Zvisina kubhadharwa
Bhadhara chero zvakasarudzwa kutonga. Vachanoramba vachikuvadza chikwereti chako kusvikira waibhadhara kana kuti inowira shure kwemakore manomwe kana mushure mechirevo chekukanganisa , chero chipi zvacho chinouya pakutanga.
Student Loan Default
Chikwereti chekubhadhara chikoro hachigari nguva dzose. Taura nemukweretesi wako kuti uwane kuti zvikwereti zvako zvekubhadhara chikwereti chevadzidzi ndezvipi kuti uzvibudisire kunze. Kazhinji, iwe uchafanirwa kuita mwedzi yakawanda yekubhadhara panguva yakatarwa chikwereti chako chemudzidzi chisati chaonekwa seicho. Mune mamwe mamiriro ezvinhu, iwe ungada kuongorora chirongwa chekukweretesa chikwereti chemudzidzi .
Kushungurudza, Kufanirwa mberi, Kubhadharwa Mutero Mitero, Kubhadhara Mutongo
Nemhando idzi dzezvinyorwa, hapana chimwe chekugadzirisa, kunze kwekuti kupinda kwacho kusina kururama. Muchiitiko ichocho, iwe ungashandisa nharo yekukakavadzana kuti chinhu chacho chibviwe kubva kumugumo wako wekwereti. Iwe unogona kushanda pamwe nematare nemabhangi kuti zvinyorwa zvadzo zvichengetedzwe.
Kana kubhadhara kana chimwe chiito chakakomba chichinyorwa pane chikwereti chekwereti, tsvaga pakuvakazve chikwereti chako nekuwedzera mari yekubhadhara yakaitika uye kuratidza kuti iwe unogona kutarisira chikwereti chako . Kana iwe usingakwanisi kugamuchirwa kwekadhi kadhi rechikwereti, shandisa kadhi rechikwereti rakachengetedzwa . Shandisa kadhi kuti uite zviduku zvishoma uye ubhadhara chikwereti chako chakazara mwedzi mumwe nomumwe.