Chikonzero nei Bush Bush yakadzokazve muna 2008 Isingashandisi
Imba yekutengeserana kweimba yekugara kwema2006 yakanga yakanganisa hupfumi. MunaSeptember 2007, Libor mitsva yakatanga kukwira pamusoro pemari yakaderedzwa mari . Izvozvo zvaireva mabanki aitya kukweretesa kune mumwe nemumwe.
Vakanga vane zvizhinji zvepa subprime zvekare pamabhuku avo. Vakawanda vaibata zvigodhi zvakabhadhara- zvisingabatsiri. Kuvimba kweBhanki kubva kune zviwanikwa kunowedzera kubhadhara kunotungamirira kumatambudziko emari muna 2008 . Muzvokwadi, dhiyabhorosi ndiyo yakakonzera kukanganisa kwemari muna 2008 .
Mashoko
Iyo purasi yakabvisa mitero pa $ 6,000 yokutanga yemari inotengeswa kune vanhu uye yekutanga $ 12,000 yemari yevakaroorana. Kuongororwa kwebatsiro kwakatumirwa kune vatemi vemamiriyoni 130, muzviyero zvinotevera:
- Vanhu vaizogamuchira kusvika ku $ 600.
- Vakaroorana vaizokwira kusvika ku $ 1 200.
- Vaya vane vana vaizotumirwa madhora mazana matatu pamwana mumwe ari oga.
Kubhadharwa kwacho kwakaderedzwa kune vanhu vane mari inopfuura $ 75,000 uye vakaroorana vane mari inopfuura $ 150,000.
Iyo Bush inokurudzira yakaendesa mamiriyoni makumi maviri ekubhadhara pa Social Security uye yakaremara veterans cheki. Vakagamuchira $ 300 chimwe nechimwe, kana $ 600 kune vakaroorana kana vakawana mari inenge madhora 3 000 muna 2007 muzvibereko.
Asi avo vaingova paSSI havana kuwana cheki.
Iyo Bush stimulus yakasimudzawo miganhu yeFannie Mae , Freddie Mac , uye Federal Housing Administration. Hurumende dzinobhadharwa nehurumende dzinogona kutora chikwereti chemari kubva kune mabhangi 'mabheji. Sezvo masangano akatora chikwereti chinotyisa, yakatanga kudzvora mabheji awo emari.
Gare gare gore iroro, Fannie naFreddie vakakanganisa.
Iyo purogiramu yakaitirwa kuchengetedza mabhizimisi $ 50 bhiriyoni. Vaizokwanisa kutora chikamu chechikamu che50 kubva pazvinhu zvitsva zvinotenga zvigadzirwa. Mabhizimisi maduku akabhadharwa nezvikwereti zvakakura zvemari. (Kubva: "New Growth Package Sheet Sheet," White House, January 24, 2008. "Congress inobvumira Economic Stimulus Bill," The Wall Street Journal, February 8, 2008.)
Pros
IHush Bush stimulus program yakazara ne1 muzana yemiti yakawanda yemiti . Vatsigiri vemutemo uyu vakataura kuti zvakanga zvakakura zvokuti zvakakonzerwa ne $ 14 trillion pfuma. Vazhinji vezvematongerwo enyika vanobvuma kuti kubhadhara mitero kuchasimudzira pakarepo kushandiswa kwevatengi. Mhirizhonga inotarirwa kumhuri dzakaderera mari inoshandisa zviri nani. Vangangodaro vanoipedza kupfuura kuichengetedza. Semuenzaniso, kuongorora kwekuregererwa kwe2001 kwakawedzera kushandiswa kwega kwega ne 0,8 muzana mukota iyo chekiti yakagamuchirwa uye 0.6 muzana mukati mekamukota inotevera.
Bhizimisi rezvemabhizimisi rakapa makambani chikonzero chokuwedzera gore iroro. Asi kukurudzira kwakanga kusina kukwana kusika mabasa matsva. Makambani akange akatya zvakare nekunetseka kwemari kwemari muna 2008.
Kudzokorora kuongorora kuri nani kudarika mutero. Maererano nekufungidzira kweEconomy.com, rimwe nerimwe rekubhadhara mari inoshandisa yakaita $ 1.19 mune imwe GDP.
Kuderedza mumitero yakabhadharwa kwakabudisa chete masentimita makumi mashanu GDP rimwe nerimwe pamadhora aishandiswa. (Chinobva: "Bush inodana $ 145 Billion Stimulus Package yeUkodzero," International Herald Tribune, January 18, 2008.)
Cons
Pakazosvika macheke akawanikwa nevateresi maoko, yakanga yava kunonoka kwezhizha. Yakanga yakanyanyisa kukosha kwehafu yekutanga yegore.
Yakanga ichinonokawo kudzivirira kutengesa. Panguva iyoyo, Fannie Mae naFreddie Mac vakanga vava pedyo nekuputsa. Vaviri ava vaibata kana kuti vakavimbisa hafu yezvikwereti zvemari. Musi waJuly 22, 2008, Munyori weHurumende yeUnited States Munyori Henry Paulson akakumbira Congress kubvumira Dhipatimendi reMariki kuti ive nechokwadi che $ 25 mabhiriyoni mu subprime mortgages yakaitwa naFannie naFreddie. Iyi nhau yakatumira matengo avo emadhorobha achiderera, achivabvisa zvachose. Musi waJuly 23, Congress yakapa iyo Treasury kubhadhara uye kuisimudzira kuti ichengetedze musha wemuAmerica.
Heino zvakadzama zveFannie naFreddie bhailout .
Kunyange kana cheki dzainge dzauya nokukurumidza, vangadai vasina kuita kusiyana kukuru. Kurasikirwa kwemitero hakusi nzira yakakosha yekusimudzira hupfumi. Iko inonyanya kukosha inogadzirwa nekuwedzera kwekushaya mabasa. Izvo zvinobereka anenge $ 1.73 pazvinodzingwa nedhora rose rakapedza, maererano neEconomy.com kudzidza.
Zvichida zvakakosha zvikuru, kutengesa mutero kwakanga kusinganzwisisiki nekuderera kwemari yehurumende . Somugumisiro, yakagadzira kudarika kwemari ye $ 500 biliyoni. Pakazosvika Bush kubva muhofisi, chikwereti che federal chakanga chakawedzera kusvika $ 10 trillion. Chikwereti chikuru chinotadzisa mari ye nyika. Zvechokwadi, dhora racho rakaderera sezvo chikwereti ichikura chikuru. Somugumisiro, mutengo wemafuta wakasimuka , zvichigadzira kutengesa kwemazuva akawanda.