Unofanira Kuve Nemoto Here?

Iwe unokura. Graduate. Nabhi iyo yekutanga basa. Ndeipi danho rinotevera? Kunze kwekuti iwe ugere muguta rine hurongwa hwakawanda, unofanira kutenga motokari - kurudyi?

Zvichida kwete.

Izvo ramangwana rekutyaira richaona zvakasiyana kwazvo, uye riri kuuya nokukurumidza kupfuura iwe unofunga. Vaya vanozvimirira kufunga tank RethinkX anofanotaura kuti muna 2030, 95 muzana yemakiromita akafamba muUnited States achange akafukidzirwa nekutengesa motokari dzemotokari dzine makambani ekugoverana.

"Ndinofunga kuti mwana akaberekwa nhasi haafaniri kudzidza kudzidzira," anodaro futurist Juan Enriquez, munyori wezvinyorwa wekuzvigadzirisa pachedu: Kusarudzwa kweMusimboti uye kusina Mutemo kunoshandura kuchinja hupenyu pasi pano . Muchiitiko ichi chiri pedyo-ramangwana, iwe haufaniri kuva nemotokari, kana kuti kunyange une permisi: Tose tichabatanidzwa chete ne-inoda kuzvidzora motokari dzemotokari.

Asi isu hatifaniri kumirira iyo nguva yemberi yekuzvitya kuti tione kuti mari yehupfumi yemoto yakatochinja. Paunowedzera mari (uye dzimwe nguva misoro) yemotokari pachake, uye zvinokonzera kupararira kwekutambisa mabasa, unotanga kushamisika kana kuva nemotokari kunonzwisisika.

Heino nzira yekuita kudana pamotokari pachake.

Chengetedza Mileage yako

Ivhareji yeAmerica inopoteredza makiromita 13 500 pamotokari yake gore negore, maererano neU.S. Department of Transportation. Kwete kurova icho chiratidzo? Zvadaro une nyaya yekuwana dzimwe nzira, ingadai ichitsvaga, zvifambiso zvepaguru kana kutasva .

Kana uchiri kutsvaga motokari, kune mukana unogona kuwana mutengo uri nani pakubhadhara , nokuti iwo maira mairi, anodaro Ron Montoya weEdmunds. Uye kana iwe uri kutyaira makiromita anopfuura 10 000 pagore - uye uri kurarama muguta reUber-rine hutano-zvino zvinosvika kunge zvisingabhadharwi kukwira, "anodaro Enriquez.

Icho chinhu chiri kuAmerica chiri kutanga kutora.

Kutsvakurudza kubva kune vanoona nezveMagid Advisors vakawana kuti kuwanikwa kushandiswa kweUber kwakawedzera kubva pa4 kusvika ku17 kubva kubva muna 2014 kusvika muna 2015, uye kuti 22 kubva muzana yevashandi veUber vane makore 18 kusvika ku 64 vakange vakanonoka kana kuti vachirega kutenga motokari itsva nekuda kwayo.

Funga Nezvimwe Zvimwe Zvimwe

Unogara kuChicago, Detroit, Los Angeles, Miami, New York, San Diego, San Francisco, kana Washington, DC? Mumaguta aya, kuongorora kweNerdWallet kwakaona kuti kushandiswa kwekutengesa mavhisi kwevhiki rako rose kunodhura kudarika kushandisa motokari yako. MuSan Francisco, somuenzaniso, unogona kuchengetedza $ 330 pamwedzi.

Unofanirwa Kufanirwa Nebhadharo Yenyu Nemwedzi Uye Upenyu Hwako Here?

Parizvino, muvharo wekutengesa motokari itsva inodarika $ 34,000, maererano neKelley Blue Book, zvichiita kuti bhadharo yemotokari inosvika $ 500 pamwedzi. Kana izvi zvichiita zvakakwirira, kubhadharwa kwekambani kunogona kukwidza: Pavhareji, iri $ 200 pamwedzi zvishoma.

Asi kubhadhara mari pamwedzi pamwedzi ndeye chikamu chekuenzanisa apo iwe uri kuverenga mari yekutengesa motokari. Zvimwe zvinosanganisira inshuwarisi, mafuta, kuchengetedza, uye (mune dzimwe nzvimbo) kupaka. Zvimwe-zvisati zviri pachena zvinosanganisira depreciation, reisense uye mari yekunyora, nemitero.

Izvo zvinowedzera zvakadini? Ivhareji yepureimende yegore yega yega inopesana nehurumende, asi yaiva inenge $ 910 muna 2014, maererano neQuadrant Information Services.

Mutengo wekupaka ndiyo imwe huruggie kune vanhu vakawanda mumaguta, inoti NerdWallet's Amy Danise - kunyange zvakakosha kuziva kuti kana uri kurarama uye uchiita muguta, mari yekupaka inenge yakaderedzwa nemari yakaderedza mafuta nekuda kwekwako shomanana commute. Saizvozvowo, mari yekuchengetedza ichachengetedza motokari. Kana iwe uchienda kunoshanda, AAA inoti iwe unogona kutarisira nezve $ 57 mumotokari yemari yose pamakiromita zana. Kuti uwane kuongororwa kwakawedzerwa kune zvose zviri pamusoro apa, shandisa kachipatara seChokwadi Chaicho cheEdmunds.com.

Unogona Kurarama Pasina Mumwe Here?

Kana iwe pari zvino uri nemotokari uye uchida kuona kana zvisingabatsiri kutema mavhiri, tanga kutanga kuedza. Kana uchinge watora mari yako yehutoro, unogona kushandisa kuenzanisa kwekushandisa zvinowanikwa nehuwandu hwemashumiro ehurumende kuti uone kuti mari yaunotora pamwedzi yaienzanisa.

Asi kuti uwane pfungwa yekuti mari yakasiyana sei-uye kuona kana yakagadzirisa mararamiro ako - saka unogona kuedza kusiya motokari yako mugaraji kwemwedzi uye uedze dzimwe nzira dzako. Asiwo, kana usiri wega motokari, tarisai kuti uri kushandisa mari yakawanda sei mumutambo mwedzi mumwe nomumwe uye kutanga kuenzanisa nayo kusvika kuhuwandu hwehuwandu hwemari dzinoratidzwa pamusoro apa.

Chimwe chinhu chisina kufanana nechokugadziriswa, kunyange zvakadaro, ndiyo nguva yako pachayo yaunodzokera kuburikidza nekushandisa mahara-kugoverana mabasa kana kutakura kwevanhu. Pasinei nokuti uri kushandisa nguva iyoyo kutarisa maimeri, fambidzana nevanodiwa, kana kufarira nguva iwe pachako, "izvo zvingava zvakanakira kuti mazano acho arege kutyaira," anowedzera Danise.

Ndiina Kelly Hultgren