Iko makadhikiti ekubatsira anobatsirazve kuvaka yakawanda chikwereti chikoro
Asi, kune mamwe makadhi emakadhi kunze uko anobvumidza vanhu vari kuvakazve chikwata chavo.
Akachengetwa makadhi emakwereti ekuvaka zvakare chikwereti chakaipa
Makadhi emakwereti akachengeteka ndiwo maitiro akanaka ekugadzirisazve chikwereti nokuti kazhinji havadi kubhadhara chikwereti. Makadhi emakwereti akachengetedzeka anoita sekadhi kadhikiti. Misiyano ndeyokuti iwe une chekuchengetedzwa kwekuchengetedza pamusana pekwereti chikwereti pane kadhi. Iyo mari yacho inowanikwa mu-akhawunti yekuchengetedza uye inoshandiswa chete kana iwe usina kukwana pane kadhi rako rechikwereti. Kana zvisina kudaro, kutenga kwako kunopesana nemukwereti wako.
Kana uine mari yakakwana yekuchengetedza mari, iwe unogona kuwana kadhi rechikwereti rakachengeteka . Mari yako inogona kunge yakaderera se $ 49 paGuta One Secured MasterCard . Ikaiwana Iko Yakachengetwa Kadhi KaKadhi, iyo mibayiro inogadziriswa kadhi, ndiyo imwe nzira yakakura yekuvakazve chikwereti chako.
Kune dzimwe dzakawanda dzakanaka dzakachengetwa makadhi emakadhi pamusika - Walls Fargo Secured Credit Card , Capital One Secured MasterCard, uye USAA Kuchengetwa Kadhi pane mienzaniso mishomanana.
Tsvaga kadhi rakachengetwa iro rinoshuma kune guru rekubhadhara chikwereti , rine mari shoma yegore negore, uye inotendeukira kune imwe kadhi rechikwereti risina kuchengetwa mushure mekunge nguva yakabhadharwa.
Dzimwe Chikwereti Chakwereta
Makadhi ekukweretesa zvekutengeserana ndiyo inosarudzwa, asi huwandu hwekubhadharwa kwezvibereko uye kushandiswa kwakanyanya kunoita kuti vasanyanya kuwedzerwa kupfuura mamwe makadhi emakwereti ekuvakazve chikwereti.
Kana iwe uchibvumirwa kuti uwane makadhi emakwereti ezvitengesi, iwe unogona kunge une chikwereti chakanyanya kuderera, uchikomberedza $ 100 kusvika $ 300. Iwe unogona kuva nechikwereti chako chechikwereti chichiwedzera nguva nenguva sezvo iwe uchishandisa kadhi yako zvine mwero uye uripa iyo panguva imwe neimwe mwedzi mumwe nomumwe. Mwedzi inoverengeka yekubhadhara kwakanaka nekambani yekutengesa kunogona kukubatsira kuti uwane chimwe chinhu chiri nani.
Chenjerera makadhi emakwereti seApplied Bank Gold Visa iyo inotengesa mari yakakwirira yegore yepamusoro yekwereti yechikwereti - $ 125 gore negore mari inokwana $ 500 mukwereti munyaya iyi. Iyi makadhi ekukohwa mari inoshandisa vatengi vane mvumo yakaipa, avo vane dambudziko rekukweretesa chikwereti pane imwe nzvimbo. Iko mari yakakwirira haifaniri kubhadhara zvishoma.
Pakupedzisira, makadhi okubhadharwa makadhi ndeye kadhi rechikwereti kana kuongorora dzimwe shanduro dzinogona kushandiswa kugadzira chikwereti chekwereti uye debit kadi yekutenga. Zvisinei, makadhi aya haatauri mari yako yechikwereti - zvichida kwete iyo yakawanda yemari yechikwereti iyo vatengi vanokwereta vanoshandisa kubvumidza maitiro ako.