Kuroorana kuenzana mune zvese makumi mashanu zvinoreva zvinorehwa nemitero yehurumende
"Upenyu hunova nyore," anodaro Jason Dinesen, nyanzvi yehurumende muIndiala, IA.
Ndiye munhu wemutero wandinoenda kune chero nguva ini ndine mubvunzo maererano nehutano hwehutano hwepabonde. Dinesen akati iyo mitero inoshandiswa ichava nyore nokuti hapana "hapana chinhu chakadai sokuroorana zvepabonde imwechete zvakare." Vanhu vakaroorana, kana ivo vasina kuroorana. Kubva pakatarisa mutero, ndizvo zvazviri.
"Chibatsiro chikuru chekubhadharisa mutero kwako kwakanyatsoshandiswa," ichiti, Nanette Lee Miller, CPA, uye Janis Cowhey, JD, avo vari vaviri vatungamiri veboka re Modern Family uye LGBT maitiro echikwata cheMarcum LLP.
Kuenderera mberi, gore rokutanga ra2014 mutero wemitero uye zvese zvinoshandiswa mumitero inouya ichagadzirirwa uye inoshandiswa uchishandisa imwe yemitemo yekuroora yakaroora kana vanhu vakaroorana. Mubvunzo unobva wava chii chaunofanira kuita pamusoro pekudzoka kwakambosvika kare.
Pamwe chete, Dinesen neni takakwanisa kunyora nezvezvinhu zvose zvetero zvatinofanira kunge tine hanya nazvo semugumisiro wechisarudzo chepamusoro-soro muOgegefell v. Hodges (pdf).
Jason akandibatsira kubikira pasi kune zvinhu zvitatu chete:
- Ongorora kuti gore risati rapera mutero wehurumende unodzoka.
- Shandura hurumende yako yemutero wekubhadhara kubhadhara kutora wakaroorana.
- Yeuka kutora mvumo yezvehurumende kubva kumararamiro akachinjwa pagore rinotevera rezvemitero kudzokera.
Iko kune mari isingabhadhara mitero zvakare. Miller naCowhey vanotaura kuti:
- Vanhukadzi vakaroora vakaroorana iye zvino vanofanirwa neHuman Security Security zvinyorwa zvichienderana nemararamiro ekuwana mari, mune zvese makumi mashanu.
- Vanokodzerwawo kutora nguva yekusiya kushanda kubva pasi peFeraleral Medical Medical Act kuti vatarisire vavakaroorana navo.
- Uye ivo vakakodzera kubatsiri vezvakazvarwa semudzimai anoramba aripo.
Chero Matambudziko Api Emitero?
Panofanira kunge pasina hurumende yekutora mitero yekutora, Jason akandiudza. Kudzoka muna 2013, IRS yakashuma iyo inoziva kubvumirana kwemitambo yese yehurumende inotora mutero muRevenue Ruling 2013-17 mushure mekutonga kweDare Repamusorosoro muUnited States v. Windsor. Saka, kubvira panguva iyo vanhu vakaroorana vakaroorana vakadzingwa kuisa 1040s avo sevakaroorana.
Saka chero humwe nyaya dzinofanira kunge dziri muhutano hwematunhu.
Kudzokorora State Tax Returns
Mune dzimwe nyika apo kuroorana kwepabonde imwechete kwakagamuchirwa zviri pamutemo, hakufaniri kuve nekushandurwa kwemitero kana. Munyika idzi, vakaroorana vanogona kutora zvose zvehurumende uye nyika inodzoka sevanhu vakaroorana. Saka haufaniri kunge pane chero nyaya pano.
Mune dzimwe nyika apo kuroorana kwepabonde imwechete kwakange kusingazivikanwi, pano isu tine mari yekuchinja. Kunyanya, tine mukana wekugadzirisa zvakambotanga kutengesa mutero wehurumende kutora kuchinja huwandu hwekutsvaga uye kugadzirisa zvakare mutero.
Kudhinda kudzorerwa kunoshandiswa kunobatsira kana vanhu vaizogamuchirazve mari inobva kuhurumende. Kuenderera mberi, "kana vakaroorana, faira sevakaroorwa pamitambo yavo yakawedzerwa yegore ra2014," anodaro Miller naCowhey.
Nzvimbo yakanaka yekutanga chirongwa chekubvunzurudza ndeye federal return (iyo inoshandiswa uchishandisa imwe yemitemo yakaroora yekuroora), uye inoshandisa iyo kugadzirira nyika kudzoka. Zvadaro, enzanisa hurumende inodzoka (zvose zvitsva, sevakaroora, uye mairi maviri akadzoka kare akadzoka, sevasina kuroora), uye kuongorora kusiyana. Cherechedza kana huwandu hwemutero wako huchava hwakaderera kana iwe ukadzorerazve nyika yako kudzoka sewakaroora.
"Bvisa zvishomanana," Dinesen akanyevera, "kuona kana pane humwe hutungamiri huripo kubva kune hutungamiri hunoenderana nenzira yakarongwa." Miller naCowhey vanodzokorora izvi zvinonetsa. "Zvichava kutora nguva kuti vashandise uye vashandise," vakadaro, vachitaura kuhurumende yenyika yemari.
"Mafungiro evanhu vazhinji ndeokuti nyika dzichatevera mamwe maitiro aakaita, asi isu hatizivi, uye maitiro angave akasiyana nehurumende."
Ndinogona kukurudzira zvinotevera. Tingave nekugadziriswa kwakanyorwa uye kugadzirira kuenda, uye kuisa chero kugadzirisa kunobata pavari mushure mokunge hurumende inodzinga hutungamiri hwavo kuti iite basa rakanaka.
Tarisira Kune Vaya Mutemo Wekupera
Zvimwe zvinotevera zvinotevera mitemo yehurumende; dzimwe nyika dzine mitemo yavo pachavo. Mutemo wehurumende ndeyekuti vanhu vane makore matatu kubva panguva yekutanga yekuisa firimu kuti vaise kudzorerwa kunoshandiswa uye vachiri kuwana mari. Semuenzaniso, gore ra2013 mutero wekudzoka waiva nechirongwa chepakutanga chaApril 15, 2013. Wedzera makore matatu, uye iri musi waApril 15, 2016. Saka gore ra2012 i "gore rakasununguka" uye kudzorera kunogona kuitika kana iwe uchigadzirisa. Gore ra2011 rinonyangadza. Kana munhu wacho akaiswa musi waSeptember 15, 2012, musi wekupedzisira, ipapo mutemo wavo wekukanganisa wakatovharwa, sezvo makore matatu apfuura aiva April 15, 2015. Zvisinei, kana munhu wacho akaisa chikwata, zvino 2011 ingadai ichiri gore rakasununguka rekubhadhara, asi chete kusvika munaOctober 15, 2015.
Ndiyo mutemo we federal . Tarisa nehurumende yako yehurumende yemari kuti uone mutemo wehurumende wakananga wekukwanisa kubhadhara.
Kunze kwekuti mutemo wekukanganisa:
- Kana iwe ukaisa chidziviriro chekudzivirirwa, iwe unogona ikozvino kuisa kudzorerwa kunoshandiswa kutsvaga kubhadharwa pasina kutora mutemo wekukanganisa. Icho chikonzero, chikonzero chekuchengetedza chakakudzivirira kubva pamutemo unopera wekupera.
Cherechedza Kurwisana Kusingagumi muCarryovers pakati pe Federal and State
Muchiitiko chisingawanzoitiki, kana uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge watora
- Basis in nondeductible IRAs,
- Kurasikirwa kwemari,
- Nheyo muzvivigiro kana muzvikwereti zvinotamirwa pakati pevakaroorana, kana
- Passive basa rekurasikirwa kukwana.
Kana iwe usingazogadziri, ipapo zviyero zvakasiyana-siyana zvemotokari zvichagara. Nyora zvinyorwa zvekusiyana kwakadaro mufaira rako rekusingaperi.
Kudzokorora State-Level Inheritance Matambudziko Ekuteresa
Zvitatu chete zvinotaura kuti zvinorambidzwa kuroorana kwepabonde imwechete kune imwe nyika inotora nhaka yemitero. Uye izvozvo zvaizova Kentucky, Nebraska, uye Tennessee, iyo yakaratidzwa kwandiri naMiller naCowhey. Nenguva yakazara, vatengi avo vane hutano hwemigodhi vanofanira "kupinda uye vatarise zvirongwa zvenyu," Miller naCowhey vanokurudzira.
Uye, retrospectively, chero vashandi avo vane mudzimai wavo apfuura mumakore achangopfuura vanofanira kuongorora zvemitero yavo yemitero kuti vaone kana kune mukana wekuwanazve mari yemitero.
Ongorora Nekuchengetedza
Vanhu vangave vachida kuisa zvitsva zvisingabvumirwi zvikwereti kuti vagadzirise hurumende yavo ichidzivisa kuwanano yemudzimai. Asi, Dinesen akanyevera, dzimwe nguva munhu anoda zvakaderera kubvisa izvo zvinobva kune imwe chete inholding calculations. Saka mazano apa ndezvekudzorera hurumende yekudzivirira nekugadzirisa zvakakodzera maererano nezvakatarisirwa 2015 mutero wemutero wehurumende.
Ongorora W-2 Mafomu
"Shingairira tarisa maW-2s avo," Miller naCowhey vanokurudzira, "vamwe vashandirwi havana kumbogadzirisa W-2 yavo uye vachiri kusanganisira zvinodiwa nemudzimai semutero unobhadhara."
Nzira iyi yekubatanidza kubatsirana kwemurume nemudzimai mumwechete sekubhadhara mubhadharo inofanira kunge yakamira kumashure muna 2013 apo IRS yakabudisa Revenue Ruling 2013-17 . Uyu mukana wekuti munhu awanezve mutero wemari yepamusoro uye FICA, uye kumushandi kuti awanezve mugove weFICA yakabhadharwa.
Kuronga Kwazvo
Nyaya yeOgegefell inoreva kuti vanhu vakaroorana vakasiyana-siyana vakaroorana nemikana yakafanana, uye mapango, sevakaroorana vakaroorana.
Nechinhu chimwe chete, kusayina mubatanidzwa wemutero wokudzoka kunouya nekubatanidza uye nezvimwe zvikwereti. "Kana ukangoisayina, iwe unopupura kuti unoziva zvose zviri mauri," inonyevera Miller naCowhey.
Kune vakaroorana avo vasati varoorana, zvingava zvine musoro kuongororai yose mitero yekubhadhara uye zvipingamupinyi zvekuroorana. Miller naCowhey vakataura nezvemamwe nzvimbo apo kusarudza kuroora kunogona kuve nemigumisiro yakawanda yemitero: kutora kurasikirwa, mutemo wokutengesa kushamba, chikwereti chekubvumirwa, uye kusangana kwekambani. Kupiwa chikwereti kunowanikwa kunonyanya kukosha. "Iwe haugoni kutora chikwereti paunotora mwana wemumwe wako, izvo zvinosvika zviuru gumi nezvitatu zvemadhora," Miller naCowhey vanotaura. Asi kana mudiwa iyeye akabata mwana vasati varoorana, mumwe wake angave akakodzera kubvumirwa kubhadhara chikwereti.