Kuti Chete Yakachengetwa Kadhi Inogona Kubatsira Sei Kuvaka Chikwereti Chisiri Mhosva

Tanga Pamusoro NeKadhi Yakabhadhara Kadhi

Zviri nyore kuti uwane chikwereti chakashata kudarika kuigadzirisa, asi iwe unogona kunge watoziva izvi. Kuwana chikwereti chitsva ndicho chinhu chinokosha pakuvakazve yakaipa chikoro chikoro . Zvisinei, zvikanganiso zvekare zvekwereti zvinogona kunge zvisingakwanisi kukurira, kunyanya apo vatsva vechikwereti nevakweretesi havadi kukupa mukana wechipiri. Unoitei kana iwe uchida kugadzirisazve chikwereti chako, asi haugoni kuwana kadhi rechikwereti? Iwe unogona kuwana kadhi rechikwereti rakachengetedzwa.

Chii chakachengetedzwa?

A kadhi rechikwereti rakachengetwa rinoshanda sekare kadhi rechikwereti. Iwe shandura kadhi rako kuti utenge zvigadziriswa zvinodzinga kubva kune chikwereti chako. Iwe unodzokorora chikamu nemari yekubhadhara mwedzi imwe neimwe kana zvose panguva imwe chete. Mhedzisiro yakakura nekodhidhi kadhi rechikwereti ndeyekuti iwe unofanirwa kuita mari yekudzivirira chikwereti chekwereti pane account. Kuchengetedzwa kwakaiswa chibvumirano chakachengetwa kana iwe usina kukweretesa pamakadhi emarikiti.

Chikwereti chekwereti chekwereti chikamu chekwereti chikamu che50% kusvika ku100% chekuchengetedza kwaunoita. Somuenzaniso, kana iwe ukaita $ 500 mari yekadhi yakachengetedzwa, chikwereti chako chekwereti chichava pakati pe $ 250 ne $ 500.

Iva akachenjera mukusarudza kadhi rakachengeteka . Makadhi emakwereti akachengeteka anowanzove nemari yekuti kadhi rechikwereti nguva dzose hazviiti. Izvi zvinosanganisira mari yekushandira, mari yekugadzirisa, uye mari yegore negore. Ngwarira makadhi ane mari yakawanda nokuti inogona kuderedza zvikuru mari yako uye pakupedzisira, iwe chikwereti chako.

Nzvimbo dzakanakisisa dzakachengetwa makadhi emakadhi ane mari shoma uye mari inobatsira.

Shandisa Chikwereti Chakachengetedzwa Kuti Uchinje Zvawakaita Kare

Chikwereti chakanyanya chakaipa chinouya sechikonzero chekushaya mari yakawanda kare . Iwe unogona kuratidzira tsika dzakanaka dzekubhadhara, kunyange kana iwe usingagoni kuwana chikwereti nenzira yemagariro, nekuwana chikwereti chakachengetedzwa. Iwe haugoni kuratidza humwe hunovandudzwa hwekuita zvikwereti panguva yakakodzera kusvikira wava nekadhi kadhi rechikwereti.

Usati waita kuti uwane kadhi rechikwereti rakachengeteka , iva nechokwadi chokuti chikwereti inoshuma kune imwe yematatu makuru makuru ebhadhara . Kana zvisingaiti, kadhi haizokubatsiri maererano nekugadzirisazve chikwereti chako nokuti vanenge vane chikwereti munguva yemberi havazooni nhoroondo yako yakanaka yekubhadhara. Kana kadhi yemukana asingatauri mari yako kune huru huru yemarikiti, haingabatanidzwi pamushumo wekwereti yako kana kuratidzirwa muchikwereti chako chikoro.

Mushure memubvumirwe, yeuka kuti chinangwa chenyu chekare chishandiswa kadhi rechikwereti ndechekuvaka chituko chechikwereti chakanaka. Izvo zvakati, usashandisa kadhi kuti uite chikwereti. Pane kudaro, shandisa kadhi rako rechikwereti rakachengetedzwa kuti uite zviduku zviduku zvaunogona kuripa zvakakwana mwedzi mumwe nomumwe. Kana iwe usingakwanisi kubhadhara kutenga, usazvibhadhara.

Kuchinja kune Unsecured Credit

Mamwe makambani ekadhi rechikwereti anoshandura kadhi rako rechikwereti rakachengetwa kadhi risina kuchengeteka mushure memakore maviri kana maviri ekubhadhara panguva yakakodzera. Kunyange kana iwe usingagoni kutendeuka yako yakachengetwa kadhi rechikwereti, unogona kugamuchirwa kwekadhi rechikwereti risina kuchengetedzeka nemumwe mukwereti mushure memwedzi gumi nemaviri ekubhadhara nguva.

Kana iwe ukanyorera kadhi rechikwereti uye ukaramba, usapinda mune mamwe maitiro. Izvi zvinokuita kuti utaridzire zvakashata zvekwereti. Pane kudaro, ramba uchiita zvikwereti panguva yakakodzera pane kadhi yako yakachengeteka uye shandisa zvakare mumwedzi mitanhatu.

Iwe uchawana tsamba kubva kumukwereti wekwereti yemukwereti achitsanangura kuti sei wakarambwa uye iwe unogona kushandisa ruzivo urwu kuti uite zvaunofanira kuita.